INSTANT ACCESS ACCOUNT
An everyday transaction account with no monthly fee and some transaction fees
At a glance
- Pricing
- Rates on application
Fees
12 fees published, grouped by when they're charged.
While you hold it1
- STATEMENT_FEE
Payable when we issue you with a paper statement of your account
$2 a month
When you make a transaction9
- ATM_DIRECT_CHARGE_FEE
Direct charge fee is levied by the ATM owner. May be payable to the ATM owner when using your card to withdraw or check your balance at a non-Auswide Bank ATM network ATM.
Varies - BRANCH_CASH_DEPOSIT_FEE
Payble when you deposit cash over the counter at an Auswide Bank branch/agency
$2.50 - BRANCH_CHEQUE_DEPOSIT_FEE
Payable when you deposit a cheque over the counter at an Auswide Bank branch/agency
$2.50 - TELEGPRAPHIC_TRANSFER_FEE
$AU cuurency $50 per transfer OR foreign currency $30 per transfer. Payable each time you request an electronic transmission of funds to an account at an overseas bank.
$50 - BRANCH_INTERNAL_TRANSFER_FEE
Payable when you request us to process a transfer to another internal account over the counter at an Auswide Bank branch/agency
$2.50 - CURRENCY_CONVERSION_FEE
Payable when you use your card to pay for purchases or withdraw cash at overseas retail outlets or overseas ATM
3.00% of transaction - RTGS_OUTWARD_PAYMENT_FEE
Payable each time you request a high value, time critical payment from your account to another financial institution on a real time basis for same day payment
$20 - BRANCH_CASH_WITHDRAWAL_FEE
Payable when you withdraw cash over the counter at an Auswide Bank branch/agency
$2.50 - FOREIGN_ATM_WITHDRAWAL_FEE
Plus 3% Currency Conversion Fee. Payable when you use your Visa Debit Card at any oversas ATM to withdraw from your account
$5
When particular things happen2
- ADDITIONAL_STATEMENT_FEE_-_INSTANT_ACCESS_ACCOUNT
Payable when you request us to issue you an additional statement of account
$2 - DISHONOUR_FEE_-_DIRECT_DEBIT_AND_EXTERNAL_PAYMENT
Charged per rejection. Payable when you've arranged a direct debit payment or external payment to an account at another financial institution but there are insufficient clear funds in your account
$15
Features
- Up to 99 Sub Accounts
Eligibility and limits
- Available to individuals
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Published by Auswide Bank Ltd under the Consumer Data Right, last changed by them on 1 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.