A-Auswide Bank
INSTANT ACCESS ACCOUNT
An everyday transaction account with no monthly fee and some transaction fees
Savings & transaction accountsBank updated 1 July 2026
At a glance
- Pricing
- Rates on application
- Monthly fee
- $2
§ 02 — Fees · 12
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| ATM_DIRECT_CHARGE_FEE | Cash advance | Varies | — | Direct charge fee is levied by the ATM owner. May be payable to the ATM owner when using your card to withdraw or check your balance at a non-Auswide Bank ATM network ATM. |
| BRANCH_CASH_DEPOSIT_FEE | Deposit | $2.50 | — | Payble when you deposit cash over the counter at an Auswide Bank branch/agency |
| BRANCH_CHEQUE_DEPOSIT_FEE | Deposit | $2.50 | — | Payable when you deposit a cheque over the counter at an Auswide Bank branch/agency |
| ADDITIONAL_STATEMENT_FEE_-_INSTANT_ACCESS_ACCOUNT | Event | $2 | — | Payable when you request us to issue you an additional statement of account |
| DISHONOUR_FEE_-_DIRECT_DEBIT_AND_EXTERNAL_PAYMENT | Event | $15 | — | Charged per rejection. Payable when you've arranged a direct debit payment or external payment to an account at another financial institution but there are insufficient clear funds in your account |
| TELEGPRAPHIC_TRANSFER_FEE | Payment | $50 | — | $AU cuurency $50 per transfer OR foreign currency $30 per transfer. Payable each time you request an electronic transmission of funds to an account at an overseas bank. |
| STATEMENT_FEE | Periodic | $2 | Every 1 mo | Payable when we issue you with a paper statement of your account |
| BRANCH_INTERNAL_TRANSFER_FEE | Transaction | $2.50 | — | Payable when you request us to process a transfer to another internal account over the counter at an Auswide Bank branch/agency |
| CURRENCY_CONVERSION_FEE | Transaction | 3.00% of transaction | — | Payable when you use your card to pay for purchases or withdraw cash at overseas retail outlets or overseas ATM |
| RTGS_OUTWARD_PAYMENT_FEE | Transaction | $20 | — | Payable each time you request a high value, time critical payment from your account to another financial institution on a real time basis for same day payment |
| BRANCH_CASH_WITHDRAWAL_FEE | Withdrawal | $2.50 | — | Payable when you withdraw cash over the counter at an Auswide Bank branch/agency |
| FOREIGN_ATM_WITHDRAWAL_FEE | Withdrawal | $5 | — | Plus 3% Currency Conversion Fee. Payable when you use your Visa Debit Card at any oversas ATM to withdraw from your account |
§ 03 — Features
Instant paymentsPayIDDigital banking
- · Up to 99 Sub Accounts
§ 04 — Eligibility & limits
- · Available to individuals
§ 05 — Compare
§ 06 — Run the numbers
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Published by Auswide Bank Ltd under the Consumer Data Right, last changed by them on 1 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.