The Finance Algorithm
A-Auswide Bank logoA-Auswide Bank

EVERYDAY ACCESS ACCOUNT

An everyday transaction account with a monthly fee and no transaction fees

Savings & transaction accountsBank updated 1 July 2026

At a glance

Pricing
Rates on application
Monthly fee
$5

Fees

7 fees published, grouped by when they're charged.

While you hold it1

  • ACCOUNT_SERVICE_FEE_-_EVERYDAY_ACCESS

    Payable for managing your account Regular payroll credits Student ID Card Shareholder of Auswide Bank Hold an Auswide Bank Mortgage Hold an Auswide Bank Term Deposit

    $5 a month

When you make a transaction5

  • ATM_DIRECT_CHARGE_FEE

    Direct charge fee is levied by the ATM owner. May be payable to the ATM owner when using your card to withdraw or check your balance at a non-Auswide Bank ATM network ATM.

    Varies
  • CURRENCY_CONVERSION_FEE

    Payable when you use your card to pay for purchases or withdraw cash at overseas retail outlets or overseas ATM

    3.00% of transaction
  • RTGS_OUTWARD_PAYMENT_FEE

    Payable each time you request a high value, time critical payment from your account to another financial institution on a real time basis for same day payment

    $20
  • CHEQUE_WITHDRAWAL_USING_CHEQUE_BOOK

    Payable when you write a cheque and it is presented on your account

    $2
  • FOREIGN_ATM_WITHDRAWAL_FEE

    Plus 3% Currency Conversion Fee. Payable when you use your Visa Debit Card at any oversas ATM to withdraw from your account

    $5

When particular things happen1

  • DISHONOUR_FEE_-_DIRECT_DEBIT_AND_EXTERNAL_PAYMENT

    Charged per rejection. Payable when you've arranged a direct debit payment or external payment to an account at another financial institution but there are insufficient clear funds in your account

    $15

Features

Instant paymentsPayIDDigital bankingUnlimited transactions
  • Up to 9 Sub Accounts

Eligibility and limits

  • Available to individuals

Published by Auswide Bank Ltd under the Consumer Data Right, last changed by them on 1 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.