EVERYDAY ACCESS ACCOUNT
An everyday transaction account with a monthly fee and no transaction fees
At a glance
- Pricing
- Rates on application
- Monthly fee
- $5
Fees
7 fees published, grouped by when they're charged.
While you hold it1
- ACCOUNT_SERVICE_FEE_-_EVERYDAY_ACCESS
Payable for managing your account Regular payroll credits Student ID Card Shareholder of Auswide Bank Hold an Auswide Bank Mortgage Hold an Auswide Bank Term Deposit
$5 a month
When you make a transaction5
- ATM_DIRECT_CHARGE_FEE
Direct charge fee is levied by the ATM owner. May be payable to the ATM owner when using your card to withdraw or check your balance at a non-Auswide Bank ATM network ATM.
Varies - CURRENCY_CONVERSION_FEE
Payable when you use your card to pay for purchases or withdraw cash at overseas retail outlets or overseas ATM
3.00% of transaction - RTGS_OUTWARD_PAYMENT_FEE
Payable each time you request a high value, time critical payment from your account to another financial institution on a real time basis for same day payment
$20 - CHEQUE_WITHDRAWAL_USING_CHEQUE_BOOK
Payable when you write a cheque and it is presented on your account
$2 - FOREIGN_ATM_WITHDRAWAL_FEE
Plus 3% Currency Conversion Fee. Payable when you use your Visa Debit Card at any oversas ATM to withdraw from your account
$5
When particular things happen1
- DISHONOUR_FEE_-_DIRECT_DEBIT_AND_EXTERNAL_PAYMENT
Charged per rejection. Payable when you've arranged a direct debit payment or external payment to an account at another financial institution but there are insufficient clear funds in your account
$15
Features
- Up to 9 Sub Accounts
Eligibility and limits
- Available to individuals
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Published by Auswide Bank Ltd under the Consumer Data Right, last changed by them on 1 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.