The Finance Algorithm
A-Auswide Bank

EVERYDAY ACCESS ACCOUNT

An everyday transaction account with a monthly fee and no transaction fees

Savings & transaction accountsBank updated 1 July 2026
At a glance
Pricing
Rates on application
Monthly fee
$5
§ 02 — Fees · 7
FeeTypeAmountWhenNotes
ATM_DIRECT_CHARGE_FEECash advanceVariesDirect charge fee is levied by the ATM owner. May be payable to the ATM owner when using your card to withdraw or check your balance at a non-Auswide Bank ATM network ATM.
DISHONOUR_FEE_-_DIRECT_DEBIT_AND_EXTERNAL_PAYMENTEvent$15Charged per rejection. Payable when you've arranged a direct debit payment or external payment to an account at another financial institution but there are insufficient clear funds in your account
ACCOUNT_SERVICE_FEE_-_EVERYDAY_ACCESSPeriodic$5Every 1 moPayable for managing your account Regular payroll credits Student ID Card Shareholder of Auswide Bank Hold an Auswide Bank Mortgage Hold an Auswide Bank Term Deposit
CURRENCY_CONVERSION_FEETransaction3.00% of transactionPayable when you use your card to pay for purchases or withdraw cash at overseas retail outlets or overseas ATM
RTGS_OUTWARD_PAYMENT_FEETransaction$20Payable each time you request a high value, time critical payment from your account to another financial institution on a real time basis for same day payment
CHEQUE_WITHDRAWAL_USING_CHEQUE_BOOKWithdrawal$2Payable when you write a cheque and it is presented on your account
FOREIGN_ATM_WITHDRAWAL_FEEWithdrawal$5Plus 3% Currency Conversion Fee. Payable when you use your Visa Debit Card at any oversas ATM to withdraw from your account
§ 03 — Features
Instant paymentsPayIDDigital bankingUnlimited transactions
  • · Up to 9 Sub Accounts
§ 04 — Eligibility & limits
  • · Available to individuals

Published by Auswide Bank Ltd under the Consumer Data Right, last changed by them on 1 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.