The Finance Algorithm

At a glance

No headline figures published.

Rates

Every rate Bank of China publishes for this account, 2 in all.

TypeApplies toTermBandRateComparisonConditions
Fixed---0.05%-paid every 1 mo; Online Saver, base rate for balance < $3,000 or =$5,000,000.
Fixed---2.35%-paid every 1 mo; Online Saver, base rate for balance between $3,000 and $4,999,999.99.

Fees

One fee published, grouped by when they're charged.

When you make a transaction1

  • Over the counter withdrawals at branches
    $5

Features

Digital banking

Eligibility and limits

  • Minimum age 16
  • Opening balance $1

Published by Bank of China under the Consumer Data Right, last changed by them on 1 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.