The Finance Algorithm

At a glance

Up to
5.10%
Base rate
0.75%
Bonus rate
4.35%

Rates

Every rate bankWAW publishes for this account, 2 in all.

How the rate is made up

5.10%in a month every condition is met

0.75% base rate4.35% bonus, when its conditions are met
TypeApplies toTermBandRateComparisonConditions
Bonus---4.35%-paid every 1 mo
Variable---0.75%-paid every 1 mo

Rate changes

One change logged, newest first.

DateRateWasNowChange
2 Nov 2026Bonus4.25%4.35%up 0.10

Each change is logged the night it appears in the rates bankWAW publishes. See how every lender answered the RBA on the rate tracker.

Fees

11 fees published, grouped by when they're charged.

When you make a transaction3

  • ARCHIVE_SEARCH_FEE

    50.00 per hour

    $50
  • LARGE_CASH_WITHDRAWAL

    Price on Application

    0.00% of transaction
  • DIRECT_DEBITS
    $0.40

When particular things happen8

  • BANK_AUDIT_CERTIFICATE_FEE
    $30
  • ELECTRONIC_PAYMENT_TRACE
    $30
  • OVERDRAWN_ACCOUNT_FEE
    $10
  • SPECIAL_CHQ_CLEARANCE
    $20
  • STATEMENT_REQUEST
    $2
  • STOP_PAYMENT
    $5
  • SWIFT_INWARD_TRANSFER
    $10
  • SWIFT_OUTWARD_PAYMENT
    $15

Features

Instant paymentsPayIDDigital banking

Eligibility and limits

  • Minimum age 13
  • Maximum age 25
  • Available to individuals

Published by bankWAW under the Consumer Data Right, last changed by them on 31 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.