The Finance Algorithm

Live · as of todayRBA Cash Rate4.35%Held since May 26AUD/USD0.7045-1.05% dayASX 2008,765.3+0.38% dayFixed 3yr (avg)6.74%owner-occ, banksVariable (avg)6.80%owner-occ, discountedMedian Sydney$1.61M▼ 0.4% qtrMedian Melbourne$920k▼ 0.8% qtrSuper (Balanced, FY25-26)+9.4%median · SuperRatingsBTC/AUD$119,786-0.9% 24h10yr Gov Bond5.35%▼ 0.06Inflation (annual, Jun Q26)3.8%trimmed mean 3.9%Unemployment4.5%▲ 3-yr highRBA Cash Rate4.35%Held since May 26AUD/USD0.7045-1.05% dayASX 2008,765.3+0.38% dayFixed 3yr (avg)6.74%owner-occ, banksVariable (avg)6.80%owner-occ, discountedMedian Sydney$1.61M▼ 0.4% qtrMedian Melbourne$920k▼ 0.8% qtrSuper (Balanced, FY25-26)+9.4%median · SuperRatingsBTC/AUD$119,786-0.9% 24h10yr Gov Bond5.35%▼ 0.06Inflation (annual, Jun Q26)3.8%trimmed mean 3.9%Unemployment4.5%▲ 3-yr high

54 products · 5 categories · changed 17 Sept 2026

bankWAW.

Business loans 2 Personal loans 5 Home loans 6 Term deposits 20 Savings & transaction accounts 21

Business loans · 2Compare across banks →

Business Loan Commercial Secured P&I Variable

Variable: 8.29%
Upfront fee: $900

Business Loan Residential Secured P&I Variable

Variable: 7.49%
Upfront fee: $900

Personal loans · 5Compare across banks →

Variable: 5.54% · 5.57% comparison
Loan size: $1,000 to no maximum
Upfront fee: $250

Personal Loan Secured

Variable: 7.34% · 7.37% comparison
Upfront fee: $250

Personal Loan Secured Other

Variable: 8.24% · 8.27% comparison
Loan size: $1,000 to no maximum
Upfront fee: $250

Personal Loan Unsecured

Variable: 12.04% · 12.08% comparison
Upfront fee: $250

Small Green Loan

Variable: 7.34% · 7.37% comparison
Loan size: $1,000 to no maximum
Upfront fee: $250

Home loans · 6Compare across banks →

Back to Basics Investment

Variable (investor P&I): 6.24%
Max LVR: 80%
Features: redraw, extra repayments

Back to Basics Owner Occupied

Variable (owner occ. P&I): 5.99% · 6.05% comparison
Max LVR: 80%
Features: redraw, extra repayments

Flexible Choice Investment

Variable (investor P&I): 7.24%
Max LVR: 80%
Features: offset, redraw, extra repayments

Flexible Choice Owner Occupied

Variable (owner occ. P&I): 6.99% · 7.05% comparison
Fixed: 1 yr 6.20% · 2 yrs 6.10% · 3 yrs 6.05% · 4 yrs 6.45% · 5 yrs 6.55%
Max LVR: 80%

Home Equity Loan Investment

Variable (investor P&I): 6.09%
Max LVR: 80%
Features: redraw, extra repayments

Home Equity Loan Owner Occupied

Variable (owner occ. P&I): 6.09% · 6.12% comparison
Max LVR: 80%
Features: redraw, extra repayments

Term deposits · 20Compare across banks →

12-17 months <$25K

Best rate: 3.30% for 17m
Min deposit: $1,000

12-17 months >$25K

Best rate: 3.50% for 17m
Min deposit: $25,000

18-24 months <$25K

Best rate: 3.40% for 24m
Min deposit: $1,000

18-24 months >$25K

Best rate: 3.60% for 24m
Min deposit: $25,000

3-5 months <$25K

Best rate: 2.60% for 5m
Min deposit: $1,000

3-5 months >$25K

Best rate: 2.70% for 5m
Min deposit: $25,000

6-11 months <$25K

Best rate: 3.00% for 11m
Min deposit: $1,000

6-11 months >$25K

Best rate: 3.10% for 11m
Min deposit: $25,000

Farm Management Deposit 12-24 months interest annually

Best rate: 5.20% for 24m
Min deposit: $1,000

Farm Management Deposit 12-24 months interest quarterly

Best rate: 5.05% for 24m
Min deposit: $1,000

Interest paid monthly 12-23 months <$25K

Best rate: 3.05% for 23m
Min deposit: $5,000

Interest paid monthly 12-23 months >$25K

Best rate: 3.25% for 23m
Min deposit: $25,000

Interest paid monthly 24 months <$25K

Best rate: 3.30% for 24m
Min deposit: $5,000

Interest paid monthly 24 months >$25K

Best rate: 3.50% for 24m
Min deposit: $25,000

Interest paid monthly 6-11 months <$25K

Best rate: 2.20% for 11m
Min deposit: $5,000

Interest paid monthly 6-11 months >$25K

Best rate: 2.30% for 11m
Min deposit: $25,000

Limited Offer 12 months

Best rate: 5.20% for 12m
12 months: 5.20%
Min deposit: $1,000

Limited Offer 18 months

Best rate: 5.20% for 18m
Min deposit: $1,000

Limited Offer 3 months

Best rate: 4.50% for 3m
Min deposit: $1,000

Limited Offer 6 months

Best rate: 5.00% for 6m
Min deposit: $1,000

Published by bankWAW under the Consumer Data Right, last changed by them on 17 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.

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