The Finance Algorithm
Bankwest

Easy Transaction Account

Our Easy Transaction Account is an everyday spending account with no monthly maintenance fee

Savings & transaction accountsBank updated 23 Sept 2026
At a glance
Pricing
Rates on application
Monthly fee
$0
Platinum Debit Mastercard - Powder
§ 02 — Fees · 8
FeeTypeAmountWhenNotes
Cheque Stop PaymentEvent$15 to $25$15 fee to stop payment on an issued cheque. This fee is $25 when payment is stopped on a range of cheques.
Search Handling FeeEvent$40For completion of any search conducted by the Bank (per search)
Maintenance FeePeriodicNo feeEvery 1 moNo monthly maintenance fees apply to this product.
ATM FeeTransactionNo feeNo ATM fees when you use major bank ATMs Australia-wide.
Foreign Transaction FeeTransactionNo feeNo foreign transaction fees.
Overseas ATM FeeTransactionNo feeNo Bankwest-charged overseas ATM access fees. The overseas bank may charge a fee for using their ATM.
Cheque Withdrawal FeeWithdrawalNo feeNo cheque withdrawal fees apply to this product.
Electronic Withdrawal FeeWithdrawalNo feeThere are no electronic or cheque withdrawal fees applicable to this account. There is no fee associated with ATMs operated by CommBank, ANZ, NAB and Westpac. Other ATM providers may charge a fee ( D…
§ 03 — Features
Instant paymentsPayIDDigital banking2 additional cardsApple PayGoogle PaySamsung Pay
  • · You can bank over the phone.
  • · You can open up to 10 Bankwest Easy Transaction accounts to bucket your money
  • · Cheque Access will no longer be available for Easy Transaction Accounts issued on or after 16 June 2023. After 20 March 2024, new or replacement chequebooks will not be available on any Bankwest Easy…
  • · Create a goal, set up regular deposits and track your progress in the app.
  • · Backed by Mastercard 24/7 Zero Liability Protection.
  • · You can set up ongoing payments for things like bills or loan repayments.
§ 04 — Eligibility & limits
  • · Minimum age 14
  • · Residency: Australian citizen or Australian permanent resident
  • · Available to individuals
  • · There is a limit of ten accounts per person, whether as a single or joint account holder.
  • · A maximum of two account holders is permitted on the account.

Published by Bankwest under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.