Bankwest
Every product Bankwest publishes under the Consumer Data Right, with its rates set beside every other bank's. It last changed one on 3 Nov 2026.
- Deposits are covered by the government's Financial Claims Scheme up to $250,000 per account holder, one cap shared with CommBank under the same banking licence. Who shares a cap
- Australian credit licence and AFS licence 234945, held by Commonwealth Bank of Australia; credit licence since 1 March 2011. Complaints it can't resolve go to the Australian Financial Complaints Authority (AFCA). ASIC register
15 products in 4 categories
Bankwest's rates today
Bankwest's best rate in each category, next to the best you'll find anywhere and the typical institution's best, as of 7 November 2026. Only products anyone can apply for are counted.
Where Bankwest sits among every institution's best
| Rate | Bankwest | Best anywhere | Typical institution |
|---|---|---|---|
| Savings accountBase plus any bonus, when its conditions are met | 5.25%Hero Saver | 5.75%Defence Bank Limited's iSaver | 4.85%of 73 institutions |
| 12-month term depositBest rate for a 12-month term | 5.30%Bankwest Term Deposit | 5.75%Suncorp Bank's Term Deposit | 5.30%of 65 institutions |
| Credit card purchase rateOngoing purchase rate, not introductory offers | 12.99%Bankwest Breeze Platinum Mastercard | 7.49%Unity Bank's Low Rate Visa Credit Card | 12.49%of 51 institutions |
Bankwest home loan rates
Compare across banks4 products
- Bankwest Simple Home Loan
- Variable (owner occ. P&I)
- 6.44%, 6.47% comparison
- Variable (investor P&I)
- 6.69%
- Max LVR
- 98%
- Complete Fixed Home Loan Package
- Fixed
- 1 yr 6.69%, 2 yrs 6.79%, 3 yrs 6.89%, 4 yrs 6.94%, 5 yrs 6.99%
- Max LVR
- 98%
- Annual fee
- $395
- Complete Variable Home Loan Package
- Variable (owner occ. P&I)
- 6.44%, 6.83% comparison
- Variable (investor P&I)
- 6.69%
- Max LVR
- 98%
- Fixed Rate Home Loan
- Fixed
- 1 yr 6.79%, 2 yrs 6.89%, 3 yrs 6.99%, 4 yrs 7.04%, 5 yrs 7.09%
- Max LVR
- 98%
- Annual fee
- $144
Bankwest savings and transaction account rates
Compare across banks5 products
Its highest savings rate is up to 5.25% (0.00% base plus a 5.25% bonus when its conditions are met), on its Hero Saver: 24th highest of 84 institutions, level with 4 others.
- Bankwest Easy Saver
- Base rate
- 2.35%
- Bonus rate
- 0.20%
- Up to
- 2.55%
- Bankwest Offset Transaction Account
- Pricing
- Rates on application
- Monthly fee
- $10
- Easy Transaction Account
- Pricing
- Rates on application
- Monthly fee
- $0
- Hero Saver
- Base rate
- 0.00%
- Bonus rate
- 5.25%
- Up to
- 5.25%
- Retirement Advantage Account
- Base rate
- 0.05%
- Monthly fee
- $0
Bankwest term deposit rates
Compare across banks1 product
Its highest 12-month term deposit rate is 5.30%, on its Bankwest Term Deposit: 28th highest of 65 institutions, level with 14 others.
| Rate | Bankwest | Best anywhere | Typical institution |
|---|---|---|---|
| 3-month term depositBest rate for 3 months | 5.00%Bankwest Term Deposit | 5.30%Heartland Bank's Broker Term Deposit | 4.60%of 55 institutions |
| 6-month term depositBest rate for 6 months | 4.40%Bankwest Term Deposit | 5.47%Heartland Bank's Broker Term Deposit | 5.10%of 63 institutions |
| 12-month term depositBest rate for 12 months | 5.30%Bankwest Term Deposit | 5.75%Suncorp Bank's Term Deposit | 5.30%of 65 institutions |
| 2-year term depositBest rate for 2 years | 5.00%Bankwest Term Deposit | 5.60%Judo Bank's Personal Term Deposits | 4.90%of 55 institutions |
| 3-year term depositBest rate for 3 years | 5.00%Bankwest Term Deposit | 5.60%Judo Bank's Personal Term Deposits | 4.25%of 44 institutions |
| 5-year term depositBest rate for 5 years | 5.00%Bankwest Term Deposit | 5.65%Judo Bank's Personal Term Deposits | 4.00%of 27 institutions |
Bankwest credit card rates
Compare across banks5 products
Its lowest credit card purchase rate is 12.99%, on its Bankwest Breeze Platinum Mastercard: 29th lowest of 51 card issuers, level with 2 others.
- Bankwest Breeze Platinum Mastercard
- Purchase rate
- 12.99%
- Cash advance
- 21.99%
- Interest-free days
- 55
- Bankwest More World Mastercard
- Purchase rate
- 14.99%
- Cash advance
- 21.99%
- Interest-free days
- 44
- Bankwest Qantas Platinum Mastercard
- Purchase rate
- 19.99%
- Cash advance
- 21.99%
- Interest-free days
- 44
- Bankwest Qantas World Mastercard
- Purchase rate
- 19.99%
- Cash advance
- 21.99%
- Interest-free days
- 44
- Bankwest Zero Platinum Mastercard
- Purchase rate
- 18.99%
- Cash advance
- 21.99%
- Interest-free days
- 180
Every published rate Bankwest has changed.
Its published savings rates haven't moved since the RBA's 4 Nov 2026 rise.
Sat 10 Oct
Bankwest lifted 26 variable home loan rates by 0.25 percentage points.
0.25- Complete Variable Home Loan Package (13 rates)
- Bankwest Simple Home Loan (13 rates)
Bankwest lifted 5 savings rates by 0.25 to 0.80 percentage points.
0.25 to 0.80- Hero Saver (1 rate)
- Bankwest Easy Saver (4 rates)
Bankwest cut 2 savings rates by 0.55 percentage points.
0.55Bankwest lifted 80 fixed home loan rates by 0.20 to 0.30 percentage points.
0.20 to 0.30- Complete Fixed Home Loan Package (40 rates)
- Fixed Rate Home Loan (40 rates)
Bankwest lifted 6 term deposit rates by 0.10 to 0.20 percentage points.
0.10 to 0.20
Withdrawn recently
- Bankwest More Classic MastercardCredit card, withdrawn 1 Oct 2026
- Bankwest More Platinum MastercardCredit card, withdrawn 1 Oct 2026
- Bankwest Breeze Classic MastercardCredit card, withdrawn 1 Oct 2026
- Bankwest Zero Classic MastercardCredit card, withdrawn 1 Oct 2026
Published by Bankwest under the Consumer Data Right, last changed by them on 3 Nov 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.