The Finance Algorithm
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Transaction Account

A Broken Hill Bank Transaction Account Is All About Giving You Access To Your Money When You Need It. Manage Your Account Online And Transact At Point Of Sale With Your VISA Debit Card.

Savings & transaction accountsBank updated 23 Sept 2026

At a glance

Pricing
Rates on application

Fees

61 fees published, grouped by when they're charged.

When you make a transaction20

  • ATM/POS Withdrawal

    Only customers older than a minimum age receive the discount

    No fee
  • BPay Transaction Fee

    Only customers older than a minimum age receive the discount

    No fee
  • Business ATM/POS Withdrawal
    No fee
  • Business BPay Transaction Fee
    No fee
  • Business Cheque Encashment
    No fee
  • Business Cheque Withdrawal
    No fee
  • Cash Withdrawal

    Only customers older than a minimum age receive the discount

    No fee
  • Declined Card Transaction Fee

    Only customers younger than a maximum age receive the discount Only customers older than a minimum age receive the discount

    No fee
  • Direct Debit

    Only customers older than a minimum age receive the discount

    No fee
  • Electronic Funds Transfer Fee
    No fee
  • Junior ATM/POS Withdrawal
    No fee
  • Junior BPay Transaction Fee
    No fee
  • Junior Cheque Encashment
    No fee
  • Junior Cheque Withdrawal
    No fee
  • Member Cheque Encashment

    Only customers older than a minimum age receive the discount

    No fee
  • Member Cheque Withdrawal

    Only customers older than a minimum age receive the discount

    No fee
  • Non Credit Union POS Transaction Fee

    Only customers older than a minimum age receive the discount

    No fee
  • Non Redi-ATM Excess Charge

    Only customers older than a minimum age receive the discount

    No fee
  • Over The Counter Cheque Withdrawal Fee
    No fee
  • Periodical Payment Fee
    No fee

When particular things happen41

  • Account Combination Fee
    $15
  • Audit Certificate Fee
    $50
  • Bank Guarantee Fee
    $250
  • BPay Corrections
    $30
  • Business Non CU POS Transaction Fee
    No fee
  • Cash Order > $10,000
    $25
  • Copy Or Trace Of Cheque
    $20
  • Corporate Cheque Cancellation Fee
    $25
  • Dishonour Fee
    No fee
  • Dishonoured Direct Debit Fee
    $45
  • Dormant Account Fee
    $10
  • Emergency VISA Fee
    $50
  • Faxed Statement/Transfer Fee
    $10
  • Garnishee Order
    $25
  • Inward Dishonour Cheque Fee
    $25
  • IPEX / Swift Payment Fee
    $35
  • Junior Non CU POS Transaction Fee
    No fee
  • Manual Arrears Transfer Fee
    $10
  • Member Cheque Book Fee
    No fee
  • Member Cheque Stop Payment Dishonour
    $30
  • Miscellaneous Service Fee
    $35
  • Night Safe Wallet Rental
    $50
  • Over The Counter External Transfer Fee
    $9
  • Paper Statement Fee
    No fee
  • Periodical Payment Alteration
    $5
  • Periodical Payment Rejection

    Another eligibility criteria exists as described in the additionalInfo field

    $15
  • Referral Fee
    $25
  • Replacement Of VISA Card
    $25
  • Returned Mail Admin Fee
    $5
  • Safe Custody Fee - Locked Box
    $95
  • Safe Custody Fee
    $40
  • Security Handling Fee
    $200
  • Settlement Fee
    $150
  • Signature Verification Fee
    $5
  • SMS Fee
    $0.35
  • Staff Assisted Internet Banking Transaction
    $5
  • Stale Corporate Cheque Fee
    $20
  • Statement Copy Fee (> 12 Months)
    $5
  • Swift Payment Deposit
    $35
  • VISA Chargeback / Voucher Fee
    $35
  • VISA Manual Processing Fee
    $20

Features

Instant paymentsPayIDDigital bankingUnlimited transactionsOverdraftApplePay, GooglePay And SamsungPay"Relationship Rewards"
  • No Monthly Account Keeping Fees

Eligibility and limits

  • Residency: Australian Citizens Or Permanent Residents

Published by Broken Hill Bank under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.