The Finance Algorithm

Live · as of todayRBA Cash Rate4.35%Held since May 26AUD/USD0.7045-1.05% dayASX 2008,765.3+0.38% dayFixed 3yr (avg)6.74%owner-occ, banksVariable (avg)6.80%owner-occ, discountedMedian Sydney$1.61M▼ 0.4% qtrMedian Melbourne$920k▼ 0.8% qtrSuper (Balanced, FY25-26)+9.4%median · SuperRatingsBTC/AUD$119,786-0.9% 24h10yr Gov Bond5.35%▼ 0.06Inflation (annual, Jun Q26)3.8%trimmed mean 3.9%Unemployment4.5%▲ 3-yr highRBA Cash Rate4.35%Held since May 26AUD/USD0.7045-1.05% dayASX 2008,765.3+0.38% dayFixed 3yr (avg)6.74%owner-occ, banksVariable (avg)6.80%owner-occ, discountedMedian Sydney$1.61M▼ 0.4% qtrMedian Melbourne$920k▼ 0.8% qtrSuper (Balanced, FY25-26)+9.4%median · SuperRatingsBTC/AUD$119,786-0.9% 24h10yr Gov Bond5.35%▼ 0.06Inflation (annual, Jun Q26)3.8%trimmed mean 3.9%Unemployment4.5%▲ 3-yr high

35 products · 6 categories · changed 23 Sept 2026

Broken Hill Bank.

Business loans 1 Overdrafts 2 Personal loans 8 Home loans 11 Term deposits 5 Savings & transaction accounts 8

Business loans · 1Compare across banks →

L5 Commercial Loan

Variable: 11.50%
Loan size: $2,000 to no maximum
Upfront fee: $785

Overdrafts · 2Compare across banks →

145 Personal Overdraft

Variable: 10.20%
Loan size: $2,000 to $25,000
Upfront fee: $780

S40 Home Equity Advantage

Variable: 8.30%
Loan size: $2,000 to no maximum
Upfront fee: $1,380

Personal loans · 8Compare across banks →

Green Energy Eco Loan

Variable: 6.99% · 8.24% comparison
Loan size: $2,000 to $40,000
Upfront fee: $414.95

L21 Personal Loan

Variable: 17.90% · 20.20% comparison
Loan size: $2,000 to $5,000
Upfront fee: $1,260

L23 Cash Secured

Variable: 7.69% · 8.63% comparison
Loan size: $2,000 to no maximum
Upfront fee: $1,040

L27 Personal Loan

Variable: 10.75% · 11.18% comparison
Loan size: $2,000 to $40,000
Upfront fee: $1,950

L28 Personal Loan

Variable: 13.75% · 14.20% comparison
Loan size: $2,000 to $40,000
Upfront fee: $1,289.50

L35 Credit Card Consolidation

Variable: 9.75% · 10.18% comparison
Loan size: $2,000 to $40,000
Upfront fee: $1,065

Variable: 9.24% · 9.67% comparison
Loan size: $2,000 to $100,000
Upfront fee: $1,065

L41 Personal Loan

Variable: 16.15% · 16.61% comparison
Loan size: $5,000 to $40,000
Upfront fee: $1,545

Home loans · 11Compare across banks →

480 - Housing Interest Only

Max LVR: 90%
Features: extra repayments

Choice Home Loan

Variable (owner occ. P&I): 5.94% · 5.99% comparison
Max LVR: 80%
Features: redraw, extra repayments

Choice Home Loan Interest Only

Max LVR: 70%
Features: extra repayments

Choice Investment Home Loan

Variable (investor P&I): 6.59%
Max LVR: 80%
Features: redraw, extra repayments

Choice Investment Int Only

Max LVR: 70%
Features: extra repayments

Choice Offset Home Loan

Variable (owner occ. P&I): 6.54% · 6.59% comparison
Max LVR: 80%
Features: offset, redraw, extra repayments

L22 Secured Personal Loan

Variable (owner occ. P&I): 13.75% · 13.80% comparison
Variable (investor P&I): 13.75%
Max LVR: 95%

L26 Investment Housing

Variable (investor P&I): 7.69%
Max LVR: 95%
Features: redraw, extra repayments

L29 Occupied Housing

Variable (owner occ. P&I): 6.89% · 6.94% comparison
Max LVR: 95%
Features: redraw, extra repayments

L460 Invest House Int. Only

Max LVR: 90%
Features: extra repayments

L70 Mortgage Offset Home Loan

Variable (owner occ. P&I): 8.20% · 8.25% comparison
Variable (investor P&I): 8.20%
Max LVR: 95%

Term deposits · 5Compare across banks →

FTD - 12 Months

Best rate: 5.00% for 12m
12 months: 5.00%
Min deposit: $5,000

FTD - 2 to 5 Months

Best rate: 3.25% for 2m
Min deposit: $5,000

FTD - 24 Months

Best rate: 5.00% for 24m
Min deposit: $5,000

FTD - 30 to 36 months

Best rate: 4.95% for 30m
Min deposit: $5,000

Best rate: 3.30% for 6m
Min deposit: $5,000

Savings & transaction accounts · 8Compare across banks →

Busy Bee Account

Base rate: 0.75%

Choice Offset Savings Account

Pricing: Rates on application
Monthly fee: $5

eCall Savings Account

Base rate: 0.00%
Monthly fee: $5

OTC Savings Account

Base rate: 0.00%
Monthly fee: $5

S70 Mortgage Offset Account

Pricing: Rates on application

Santa Saver Account

Base rate: 1.75%
Monthly fee: $5

Super Youth Saver

Base rate: 0.75%

Transaction Account

Pricing: Rates on application

Published by Broken Hill Bank under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.

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