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Broken Hill Bank

Every product Broken Hill Bank publishes under the Consumer Data Right, with its rates set beside every other bank's. It last changed one on 28 Oct 2026.

  • Deposits are covered by the government's Financial Claims Scheme up to $250,000 per account holder. Who shares a cap
  • Australian credit licence and AFS licence 238020, held by The Broken Hill Community Credit Union Ltd; credit licence since 1 February 2011. Complaints it can't resolve go to the Australian Financial Complaints Authority (AFCA). ASIC register
No change yetBroken Hill Bank hasn't changed its published variable home loan rates since the RBA's 4 Nov 2026 rise.

35 products in 6 categories

  1. Home loans11
  2. Savings & transaction accounts8
  3. Personal loans8
  4. Term deposits5
  5. Overdrafts2
  6. Business loans1

Broken Hill Bank's rates today

Broken Hill Bank's best rate in each category, next to the best you'll find anywhere and the typical institution's best, as of 7 November 2026. Only products anyone can apply for are counted.

Where Broken Hill Bank sits among every institution's best

Broken Hill Bank 5.94%Everyone else, 104 in all

Owner occupier, principal & interest, 80% LVR. One dot per institution, at its lowest variable home loan rate anyone can apply for; hover or tap a dot for its name.

RateBroken Hill BankBest anywhereTypical institution
Variable home loanOwner occupier, principal & interest, 80% LVR5.94%Choice Home Loan5.93%SCCU's BROKER HOME LOAN6.38%of 104 institutions
Savings accountBase plus any bonus, when its conditions are met1.75%Santa Saver Account5.75%Defence Bank Limited's iSaver4.85%of 73 institutions
12-month term depositBest rate for a 12-month term5.00%FTD - 12 Months5.75%Suncorp Bank's Term Deposit5.30%of 65 institutions
Personal loanLowest advertised rate, fixed or variable, leaving out car loans7.94%L23 Cash Secured5.80%Plenti Personal Loan7.96%of 68 institutions
Business loanLowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower11.50%L5 Commercial Loan6.33%SCCU's BUSINESS LOAN7.89%of 47 institutions

Broken Hill Bank home loan repayments

Repayments at Broken Hill Bank's lowest published rate for each loan type: owner occupier at 80% LVR unless marked investor, principal and interest, products open to anyone.

Loan amount
$600,000
Loan term
30 yrs
The $600,000 you borrowInterest over 30 years
  1. VariableChoice Home Loan
    5.94%5.99% comparison
    $3,574a month

    $686,709 in interest, $1,286,709 repaid in all

  2. Investor variableChoice Investment Home Loan
    6.99%7.04% comparison
    $3,988a month

    $835,603 in interest, $1,435,603 repaid in all

Principal and interest, monthly, as if the rate held for the whole term: a fixed rate reverts to a variable one when the fixed period ends. Fees, offsets and extra repayments aren't included; the repayment calculator handles those. Not Broken Hill Bank's own calculator: confirm the rate with Broken Hill Bank before you apply.

Broken Hill Bank home loan rates

Compare across banks

11 products

Its lowest owner-occupier variable home loan rate (principal and interest, 80% LVR) is 5.94%, with a comparison rate of 5.99%, on its Choice Home Loan: 2nd lowest of 104 lenders, level with 3 others.

Broken Hill Bank savings and transaction account rates

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8 products

Its highest savings rate is 1.75%, on its Santa Saver Account: 65th highest of 84 institutions.

Broken Hill Bank term deposit rates

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5 products

Its highest 12-month term deposit rate is 5.00%, on its FTD - 12 Months: 57th highest of 65 institutions, level with 3 others.

RateBroken Hill BankBest anywhereTypical institution
3-month term depositBest rate for 3 months3.25%FTD - 2 to 5 Months5.30%Heartland Bank's Broker Term Deposit4.60%of 55 institutions
6-month term depositBest rate for 6 months3.30%FTD - 6 Months5.47%Heartland Bank's Broker Term Deposit5.10%of 63 institutions
12-month term depositBest rate for 12 months5.00%FTD - 12 Months5.75%Suncorp Bank's Term Deposit5.30%of 65 institutions
2-year term depositBest rate for 2 years4.75%FTD - 24 Months5.60%Judo Bank's Personal Term Deposits4.90%of 55 institutions
3-year term depositBest rate for 3 years4.95%FTD - 30 to 36 months5.60%Judo Bank's Personal Term Deposits4.25%of 44 institutions

Broken Hill Bank personal loan rates

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8 products

Its lowest advertised personal loan rate is 7.94% variable, with a comparison rate of 8.63%, on its L23 Cash Secured: 50th lowest of 69 lenders, level with one other.

Broken Hill Bank business loan rates

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1 product

Its lowest advertised business loan rate is 11.50% variable, on its L5 Commercial Loan: 45th lowest of 49 lenders.

Broken Hill Bank overdraft rates

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2 products

Its lowest advertised overdraft rate is 8.55% variable, on its S40 Home Equity Advantage: 6th lowest of 23 lenders.

Rate changes since 18 Sept 2026How every lender responded

Has Broken Hill Bank passed on the RBA's November 2026 rate rise?

Broken Hill Bank hasn't changed its published variable home loan rates since the RBA's 4 Nov 2026 rise.

Its published savings rates haven't moved since the RBA's 4 Nov 2026 rise.

  1. Wed 28 Oct

  2. Thu 22 Oct

Published by Broken Hill Bank under the Consumer Data Right, last changed by them on 28 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.