S70 Mortgage Offset Account
A Mortgage Offset Facility Allows You To Accumulate Savings In A Specific Savings Account And Use That Account Balance To Reduce Interest On Your Home Loan.
Savings & transaction accountsBank updated 23 Sept 2026
At a glance
- Pricing
- Rates on application
Fees
17 fees published, grouped by when they're charged.
When you make a transaction5
- BPay Transaction Fee
Only customers older than a minimum age receive the discount
No fee - Direct Debit
Only customers older than a minimum age receive the discount
No fee - Electronic Funds Transfer FeeNo fee
- Member Cheque Withdrawal
Only customers older than a minimum age receive the discount
No fee - Periodical Payment FeeNo fee
When particular things happen12
- Account Combination Fee$15
- Dishonour FeeNo fee
- Dormant Acount Fee$10
- Faxed Statement/Transfer Fees$10
- IPEX / Swift Payment Fee$35
- Miscellaneous Service Fee$35
- Over The Counter External Transfer Fee$9
- Periodical Payment Alteration$5
- Periodical Payment Rejection$15
- Staff Assisted Internet Banking Transaction$5
- Statement Copy Fee (> 12 Months)$5
- Swift Payment Deposit$35
Features
Instant paymentsPayIDDigital bankingUnlimited transactionsApplePay, GooglePay And SamsungPay"Relationship Rewards"
- Reduce The Interest On Your Home Loan
- No Monthly Account Keeping Fees
Eligibility and limits
- Minimum age 18
- Residency: Australian Citizens Or Permanent Residents
- Minimum balance $5,000
- Subject To Eligibility For Credit Via Loan Application Assessment
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Published by Broken Hill Bank under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.