Broken Hill Bank
Choice Offset Savings Account
The Choice Mortgage Offset Facility Allows You To Accumulate Savings In A Specific Savings Account And Use That Account Balance To Reduce Interest On Your Home Loan.
Savings & transaction accountsBank updated 23 Sept 2026
At a glance
- Pricing
- Rates on application
- Monthly fee
- $5
§ 02 — Fees · 58
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Account Combination Fee | Event | $15 | — | — |
| Audit Certificate Fee | Event | $50 | — | — |
| BPAY Corrections | Event | $30 | — | — |
| Business Non CU POS Tran Fee | Event | $1.75 | — | — |
| Cash Order > $10,000 | Event | $25 | — | — |
| Coin Handling Fee | Event | $10 | — | — |
| Dishonour Direct Debit Fee | Event | $45 | — | — |
| Dishonour Fee | Event | No fee | — | — |
| Dormant Membership Admin Fee | Event | $10 | — | — |
| Emergency VISA Fee's | Event | $50 | — | — |
| Faxed Statement/Transfer Fees | Event | $10 | — | — |
| FTD Administration Fee | Event | $35 | — | — |
| Garnishee Order | Event | $25 | — | — |
| IPEX / SWIFT Payment Fee | Event | $35 | — | — |
| Loan Estab Fee (Addnl Broker) | Event | $75 | — | — |
| Loan Establishment Fee | Event | $75 | — | — |
| Miscellaneous Service Fee | Event | $35 | — | — |
| Night Safe Wallet Rental | Event | $50 | — | — |
| OTC External Transfer Fee | Event | $9 | — | — |
| Paper Statement Fee | Event | $2 | — | — |
| Periodical Payment Alteration | Event | $5 | — | — |
| Periodical Payment Rejection | Event | $15 | — | — |
| Replacement of Redicard Fee | Event | $15 | — | — |
| Replacement VISA Card Fee | Event | $25 | — | — |
| Returned Mail Admin Fee | Event | $5 | — | — |
| Safe Custody Fee - Locked Box | Event | $95 | — | — |
| Safe Custody Fee | Event | $40 | — | — |
| SMS Fee | Event | $0.35 | — | — |
| Staff Assisted IB Transaction | Event | $5 | — | — |
| Statement Copy Fee (> 12 mths) | Event | $5 | — | — |
| Swift Payment Deposit | Event | $35 | — | — |
| Visa Chargeback / Voucher Fee | Event | $35 | — | — |
| Visa Manual Processing Fee | Event | $20 | — | — |
| VISA Overseas Transactions Fee | Event | $5 | — | — |
| Dormant Account Admin Fee | Periodic | $5 | Every 1 mo | — |
| ATM/POS Withdrawal | Transaction | No fee | — | Only customers older than a minimum age receive the discount |
| ATM/POS Withdrawal | Transaction | $1.75 | — | Only customers older than a minimum age receive the discount |
| BPay Transaction Fee | Transaction | No fee | — | Only customers older than a minimum age receive the discount |
| BPay Transaction Fee | Transaction | $1.75 | — | Only customers older than a minimum age receive the discount |
| Business ATM/POS Withdrawal | Transaction | $1.75 | — | — |
| Business BPay Transaction Fe | Transaction | $1.75 | — | — |
| Business Cash Withdrawal | Transaction | $1.75 | — | — |
| Business Direct Debit | Transaction | $1.75 | — | — |
| Cash Withdrawal | Transaction | No fee | — | Only customers older than a minimum age receive the discount |
| Cash Withdrawal | Transaction | $1.75 | — | Only customers older than a minimum age receive the discount |
| Declined Card Transaction Fee | Transaction | No fee | — | Only customers younger than a maximum age receive the discount Only customers older than a minimum age receive the discount |
| Declined Card Transaction Fee | Transaction | $0.50 | — | Only customers younger than a maximum age receive the discount Only customers older than a minimum age receive the discount |
| Direct Debit | Transaction | No fee | — | Only customers older than a minimum age receive the discount |
| Direct Debit | Transaction | $1.75 | — | Only customers older than a minimum age receive the discount |
| Electronic Funds Transfer Fee | Transaction | $3 | — | — |
| IHB Bill Payment Fee | Transaction | $2 | — | — |
| International Transfer Fee | Transaction | $15 | — | — |
| Non CU POS Tran Fee | Transaction | No fee | — | Only customers older than a minimum age receive the discount |
| Non CU POS Tran Fee | Transaction | $1.75 | — | Only customers older than a minimum age receive the discount |
| Non Redi-ATM Excess Charge | Transaction | No fee | — | Only customers older than a minimum age receive the discount |
| Non Redi-ATM Excess Charge | Transaction | $1.75 | — | Only customers older than a minimum age receive the discount |
| Periodical Payment Fee | Transaction | $3 | — | — |
| Periodical Payment Fee | Transaction | $10 | — | — |
§ 03 — Features
Instant paymentsPayIDDigital bankingUnlimited transactionsApplePay, GooglePay And SamsungPay"Relationship Rewards"
- · Reduce The Interest On Your Home Loan
- · No Monthly Account Keeping Fees
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Australian Citizens Or Permanent Residents
- · Subject To Eligibility For Credit Via Loan Application Assessment
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Broken Hill Bank under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.