Broken Hill BankChoice Offset Savings Account
The Choice Mortgage Offset Facility Allows You To Accumulate Savings In A Specific Savings Account And Use That Account Balance To Reduce Interest On Your Home Loan.
At a glance
- Pricing
- Rates on application
Fees
58 fees published, grouped by when they're charged.
While you hold it1
- Dormant Account Admin Fee$5 a month
When you make a transaction23
- ATM/POS Withdrawal
Only customers older than a minimum age receive the discount
No fee - ATM/POS Withdrawal
Only customers older than a minimum age receive the discount
$1.75 - BPay Transaction Fee
Only customers older than a minimum age receive the discount
No fee - BPay Transaction Fee
Only customers older than a minimum age receive the discount
$1.75 - Business ATM/POS Withdrawal$1.75
- Business BPay Transaction Fe$1.75
- Business Cash Withdrawal$1.75
- Business Direct Debit$1.75
- Cash Withdrawal
Only customers older than a minimum age receive the discount
No fee - Cash Withdrawal
Only customers older than a minimum age receive the discount
$1.75 - Declined Card Transaction Fee
Only customers younger than a maximum age receive the discount Only customers older than a minimum age receive the discount
No fee - Declined Card Transaction Fee
Only customers younger than a maximum age receive the discount Only customers older than a minimum age receive the discount
$0.50 - Direct Debit
Only customers older than a minimum age receive the discount
No fee - Direct Debit
Only customers older than a minimum age receive the discount
$1.75 - Electronic Funds Transfer Fee$3
- IHB Bill Payment Fee$2
- International Transfer Fee$15
- Non CU POS Tran Fee
Only customers older than a minimum age receive the discount
No fee - Non CU POS Tran Fee
Only customers older than a minimum age receive the discount
$1.75 - Non Redi-ATM Excess Charge
Only customers older than a minimum age receive the discount
No fee - Non Redi-ATM Excess Charge
Only customers older than a minimum age receive the discount
$1.75 - Periodical Payment Fee$3
- Periodical Payment Fee$10
When particular things happen34
- Account Combination Fee$15
- Audit Certificate Fee$50
- BPAY Corrections$30
- Business Non CU POS Tran Fee$1.75
- Cash Order > $10,000$25
- Coin Handling Fee$10
- Dishonour Direct Debit Fee$45
- Dishonour FeeNo fee
- Dormant Membership Admin Fee$10
- Emergency VISA Fee's$50
- Faxed Statement/Transfer Fees$10
- FTD Administration Fee$35
- Garnishee Order$25
- IPEX / SWIFT Payment Fee$35
- Loan Estab Fee (Addnl Broker)$75
- Loan Establishment Fee$75
- Miscellaneous Service Fee$35
- Night Safe Wallet Rental$50
- OTC External Transfer Fee$9
- Paper Statement Fee$2
- Periodical Payment Alteration$5
- Periodical Payment Rejection$15
- Replacement of Redicard Fee$15
- Replacement VISA Card Fee$25
- Returned Mail Admin Fee$5
- Safe Custody Fee - Locked Box$95
- Safe Custody Fee$40
- SMS Fee$0.35
- Staff Assisted IB Transaction$5
- Statement Copy Fee (> 12 mths)$5
- Swift Payment Deposit$35
- Visa Chargeback / Voucher Fee$35
- Visa Manual Processing Fee$20
- VISA Overseas Transactions Fee$5
Features
- Reduce The Interest On Your Home Loan
- No Monthly Account Keeping Fees
Eligibility and limits
- Minimum age 18
- Residency: Australian Citizens Or Permanent Residents
- Subject To Eligibility For Credit Via Loan Application Assessment
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Published by Broken Hill Bank under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.