MORTGAGE OFFSET ACCOUNT
MORTGAGE OFFSET ACCOUNT
Savings & transaction accountsBank updated 31 July 2026
At a glance
- Base rate
- 0.00%
Rates
The one rate Central Murray Credit Union Limited publishes for this account.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | - | - | - | 0.00% | - | paid every 1 mo |
Fees
18 fees published, grouped by when they're charged.
While you hold it1
- VISA_SERVICE_FEE$3
When you make a transaction16
- DUPLICATE_DEPOSIT_BOOK$5
- ATM_TRANSACTIONS$0.75
- BUSINESS_CHEQUE_DEPOSIT_FEE$0.80
- DECLINED_ATM_FEE$0.75
- DECLINED_EFTPOS_FEE$0.75
- DIRECT_DEBIT_DISHONOUR$10
- EFTPOS_CHARGE$0.75
- FUTURE_DATED_BPAY$0.50
- FUTURE_DATED_EFT_-_EXTERNAL$0.50
- FUTURE_DATED_OSKO$0.20
- MEMBER_CHEQUE_PRESENTMENT_FEE$0.40
- OTC_BPAY$0.50
- OTC_CASH_WITHDRAWAL$2.50
- OTC_EFT_EXTERNAL$0.50
- OTC_TRANSFERS$2.50
- OVERSEAS_VISA_DEBIT_ATM_WITHDRAWAL$5
When particular things happen1
- DEPOSITED_CHEQUE_DISHONOUR_FEE$50
Features
Offset accountInstant paymentsPayID
Eligibility and limits
None published.
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Published by Central Murray Bank under the Consumer Data Right, last changed by them on 31 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.