The Finance Algorithm

Live · as of todayRBA Cash Rate4.35%Held since May 26AUD/USD0.7045-1.05% dayASX 2008,765.3+0.38% dayFixed 3yr (avg)6.74%owner-occ, banksVariable (avg)6.80%owner-occ, discountedMedian Sydney$1.61M▼ 0.4% qtrMedian Melbourne$920k▼ 0.8% qtrSuper (Balanced, FY25-26)+9.4%median · SuperRatingsBTC/AUD$119,786-0.9% 24h10yr Gov Bond5.35%▼ 0.06Inflation (annual, Jun Q26)3.8%trimmed mean 3.9%Unemployment4.5%▲ 3-yr highRBA Cash Rate4.35%Held since May 26AUD/USD0.7045-1.05% dayASX 2008,765.3+0.38% dayFixed 3yr (avg)6.74%owner-occ, banksVariable (avg)6.80%owner-occ, discountedMedian Sydney$1.61M▼ 0.4% qtrMedian Melbourne$920k▼ 0.8% qtrSuper (Balanced, FY25-26)+9.4%median · SuperRatingsBTC/AUD$119,786-0.9% 24h10yr Gov Bond5.35%▼ 0.06Inflation (annual, Jun Q26)3.8%trimmed mean 3.9%Unemployment4.5%▲ 3-yr high

86 products · 6 categories · changed 17 Sept 2026

Central Murray Bank.

Business loans 11 Overdrafts 6 Personal loans 14 Home loans 17 Term deposits 26 Savings & transaction accounts 12

Business loans · 11Compare across banks →

BUSINESS/COMMERCIAL

Pricing: Rates on application

BUSINESS/COMMERCIAL

Pricing: Rates on application

BUSINESS/COMMERCIAL

Pricing: Rates on application

BUSINESS/COMMERCIAL

Pricing: Rates on application

BUSINESS/COMMERCIAL

Pricing: Rates on application

BUSINESS/COMMERCIAL

Pricing: Rates on application

INT ONLY SECURED-UNREG

Pricing: Rates on application

Fixed: 5.10% · 6.82% comparison

Variable: 5.10% · 7.30% comparison

Fixed: 5.10% · 6.82% comparison

Variable: 5.10% · 6.82% comparison

Overdrafts · 6Compare across banks →

BUSINESS ACCOUNT

Variable: 0.01%

EVERYDAY ACCESS

Variable: 0.01%

PENSIONER JOINT

Pricing: Rates on application

PENSIONER SINGLE

Pricing: Rates on application

PREMIUM BUSINESS

Variable: 0.00%

SMP LINE OF CREDIT

Pricing: Rates on application

Personal loans · 14Compare across banks →

Pricing: Rates on application

Pricing: Rates on application

Pricing: Rates on application

Pricing: Rates on application

Pricing: Rates on application

Pricing: Rates on application

Pricing: Rates on application

Pricing: Rates on application

Pricing: Rates on application

Pricing: Rates on application

Pricing: Rates on application

Pricing: Rates on application

Pricing: Rates on application

Pricing: Rates on application

Home loans · 17Compare across banks →

HOUSING LOAN (CODE) - Investment - Fixed Interest - 12 months - Principal and Interest

Max LVR: 95%

HOUSING LOAN (CODE) - Investment - Fixed Interest - 24 months - Principal and Interest

Max LVR: 95%

HOUSING LOAN (CODE) - Investment - Fixed Interest - 36 months - Principal and Interest

Max LVR: 95%

HOUSING LOAN (CODE) - Investment - Variable Interest - Interest Only

Max LVR: 80%
Features: offset, redraw, extra repayments

HOUSING LOAN (CODE) - Investment - Variable Interest - Interest Only - LVR > 80%

Max LVR: 95%
Features: offset, redraw, extra repayments

HOUSING LOAN (CODE) - Investment - Variable Interest - Principal and Interest - LVR < 80%

Variable (investor P&I): 7.49%
Max LVR: 80%
Features: offset, redraw, extra repayments

HOUSING LOAN (CODE) - Investment - Variable Interest - Principal and Interest - LVR > 80%

Variable (investor P&I): 7.99%
Max LVR: 95%
Features: offset, redraw, extra repayments

HOUSING LOAN (CODE) - Owner Occupied - Fixed Interest - 12 months - Principal and Interest

Fixed: 1 yr 6.49%
Max LVR: 95%

HOUSING LOAN (CODE) - Owner Occupied - Fixed Interest - 36 months - Principal and Interest

Fixed: 3 yrs 6.99%
Max LVR: 95%

HOUSING LOAN (CODE) - Owner Occupied - Variable Interest - Interest Only

Max LVR: 80%
Features: offset, redraw, extra repayments

HOUSING LOAN (CODE) - Owner Occupied - Variable Interest - Interest Only - LVR > 80%

Max LVR: 95%
Features: offset, redraw, extra repayments

HOUSING LOAN (CODE) - Owner Occupied - Variable Interest - Principal and Interest

Variable (owner occ. P&I): 6.99% · 7.05% comparison
Max LVR: 80%
Features: offset, redraw, extra repayments

HOUSING LOAN (CODE) - Owner Occupied - Variable Interest - Principal and Interest - Local Choice Loan - LVR < 60%

Variable (owner occ. P&I): 5.99% · 6.05% comparison
Max LVR: 60%
Features: offset, redraw, extra repayments

HOUSING LOAN (CODE) - Owner Occupied - Variable Interest - Principal and Interest - Local Choice Loan - LVR 60-70%

Variable (owner occ. P&I): 6.09% · 6.15% comparison
Max LVR: 70%
Features: offset, redraw, extra repayments

HOUSING LOAN (CODE) - Owner Occupied - Variable Interest - Principal and Interest - Local Choice Loan - LVR 70-80%

Variable (owner occ. P&I): 6.24% · 6.30% comparison
Max LVR: 80%
Features: offset, redraw, extra repayments

HOUSING LOAN (CODE) - Owner Occupied - Variable Interst - Principal and Interest - LVR > 80%

Variable (owner occ. P&I): 7.49% · 7.55% comparison
Max LVR: 95%
Features: offset, redraw, extra repayments

HOUSING LOAN (CODE) - Owner Occupied- Fixed Interest - 24 months - Principal and Interest

Fixed: 2 yrs 6.74%
Max LVR: 95%

Term deposits · 26Compare across banks →

12 MTHS MONTHLY CHQ

Best rate: 4.00% for 12m
12 months: 4.00%
Min deposit: $5,000

12 MTHS MONTHLY CHQ

Best rate: 4.00% for 12m
12 months: 4.00%
Min deposit: $5,000

24 MTHS REG INCOME

Best rate: 3.25% for 24m
Min deposit: $5,000

24 MTHS REG INCOME

Best rate: 3.25% for 24m
Min deposit: $5,000

FARM MANAGEMENT DEP

Best rate: 4.00% for 12m
12 months: 4.00%
Min deposit: $500

FARM MANAGEMENT DEP

Best rate: 4.00% for 12m
12 months: 4.00%
Min deposit: $500

TERM DEPOSIT 10 MONTH

Best rate: 3.50% for 10m
Min deposit: $500

TERM DEPOSIT 10 MONTH

Best rate: 3.50% for 10m
Min deposit: $500

TERM DEPOSIT 11 MONTHS

Best rate: 3.50% for 11m
Min deposit: $500

TERM DEPOSIT 11 MONTHS

Best rate: 3.50% for 11m
Min deposit: $500

TERM DEPOSIT 12 MONTHS

Best rate: 4.25% for 12m
12 months: 4.25%
Min deposit: $500

TERM DEPOSIT 12 MONTHS

Best rate: 4.25% for 12m
12 months: 4.25%
Min deposit: $500

TERM DEPOSIT 15 MONTHS

Best rate: 4.00% for 15m
Min deposit: $500

TERM DEPOSIT 15 MONTHS

Best rate: 4.00% for 15m
Min deposit: $500

TERM DEPOSIT 24 MONTHS

Best rate: 3.50% for 24m
Min deposit: $500

TERM DEPOSIT 24 MONTHS

Best rate: 3.50% for 24m
Min deposit: $500

TERM DEPOSIT 3 MONTHS

Best rate: 3.25% for 3m
Min deposit: $500

TERM DEPOSIT 3 MONTHS

Best rate: 3.25% for 3m
Min deposit: $500

TERM DEPOSIT 4 MONTHS

Best rate: 3.25% for 4m
Min deposit: $500

TERM DEPOSIT 4 MONTHS

Best rate: 3.25% for 4m
Min deposit: $500

TERM DEPOSIT 6 MONTHS

Best rate: 4.00% for 6m
Min deposit: $500

TERM DEPOSIT 6 MONTHS

Best rate: 4.00% for 6m
Min deposit: $500

TERM DEPOSIT 7 MONTHS

Best rate: 1.00% for 7m
Min deposit: $500

TERM DEPOSIT 7 MONTHS

Best rate: 1.00% for 7m
Min deposit: $500

TERM DEPOSIT 9 MONTHS

Best rate: 3.50% for 9m
Min deposit: $500

TERM DEPOSIT 9 MONTHS

Best rate: 3.50% for 9m
Min deposit: $500

Savings & transaction accounts · 12Compare across banks →

AT CALL SAVINGS

Base rate: 0.01%

AT CALL SAVINGS

Base rate: 0.01%

BUSINESS ACCOUNT

Base rate: 0.01%

CHRISTMAS CLUB ACCOUNT

Base rate: 0.55%

EVERYDAY ACCESS

Base rate: 0.01%

Base rate: 0.01%

MORTGAGE OFFSET ACCOUNT

Base rate: 0.00%

NOTICE OF WITHDRAWAL

Base rate: 0.01%

PENSIONER JOINT

Pricing: Rates on application

PENSIONER SINGLE

Pricing: Rates on application

PREMIUM BUSINESS

Base rate: 0.00%

SUPER SAVER ACCOUNT

Base rate: 2.25%

Published by Central Murray Bank under the Consumer Data Right, last changed by them on 17 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.

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