The Finance Algorithm
At a glance
Base rate
2.25%
§ 01 — Rates · 1
TypeApplies toTermBandRateComparisonConditions
Variable2.25%paid every 12 yrs
§ 02 — Fees · 9
FeeTypeAmountWhenNotes
DIRECT_DEBIT_DISHONOURTransaction$10
DIRECT_DEBIT_PROCESSINGTransaction$0.20
FUTURE_DATED_BPAYTransaction$0.50
FUTURE_DATED_EFT_-_EXTERNALTransaction$0.50
FUTURE_DATED_OSKOTransaction$0.20
OTC_BPAYTransaction$0.50
OTC_CASH_WITHDRAWALTransaction$2.50
OTC_EFT_EXTERNALTransaction$0.50
OTC_TRANSFERSTransaction$2.50
§ 03 — Features
Instant paymentsPayID
§ 04 — Eligibility & limits
  • · Maximum age 18

Published by Central Murray Bank under the Consumer Data Right, last changed by them on 13 Nov 2025. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.