The Finance Algorithm

At a glance

Base rate
0.00%

Rates

Every rate Coastline publishes for this account, 2 in all.

TypeApplies toTermBandRateComparisonConditions
Variable--up to $2,000,0003.00%-paid every 1 mo; Existing cust; New accounts; New customer
Variable--$20,000,000+0.00%-paid every 1 mo; Existing cust; New accounts; New customer

Fees

15 fees published, grouped by when they're charged.

While you hold it1

  • Dormant Account Fee
    $25 a year

When particular things happen14

  • Audit Certificate Fee
    $25
  • BPAY Error Correction Fee
    $11.50
  • BPAY Investigation Request Fee
    $5.50
  • Direct Debit Cancellation Fee
    $5
  • Direct Entry Trace Fee
    $25
  • Dishonour Fee
    $5
  • Duplicate Statement Fee
    $5
  • Elec Outbound Rejection Fee
    $5
  • Honour Fee
    $5
  • Periodic Pmt Rejection Fee
    $10
  • Piggy Bank
    $5
  • Real Time Transfer Fee
    $20
  • Security Token
    $20
  • SMS Fees
    $0.25

Features

Instant paymentsPayIDDigital bankingUnlimited transactions
  • Promotional Interest Rate for first 6 months

Eligibility and limits

  • Available to individuals
  • Available to businesses

Published by Coastline Bank under the Consumer Data Right, last changed by them on 1 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.