CoastlineGold Benefits Savings
Gold Benefits Savings
Savings & transaction accountsBank updated 1 May 2026
At a glance
- Base rate
- 0.50%
Rates
Every rate Coastline publishes for this account, 4 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | - | - | up to $25,000 | 0.50% | - | paid every 1 mo; Existing cust; New accounts; New customer |
| Variable | - | - | $25,000–$50,000 | 2.00% | - | paid every 1 mo; Existing cust; New accounts; New customer |
| Variable | - | - | $50,000+ | 3.10% | - | paid every 1 mo; Existing cust; New accounts; New customer |
| Variable | Investment, Interest only | - | - | 15.00% | - | Existing cust; New accounts; New customer |
Fees
58 fees published, grouped by when they're charged.
- When you take it outUp to $3004 fees, each listed below
- While you hold itUp to $302 fees, each listed below
- When you close it or pay it offNo fee published
When you take it out4
- Personal Ln Establishment Fee$300
- PPSR Security Interest Fee$50
- Property Search Fee$30
- Settlement Disbursement Fee$5
While you hold it2
- Dormant Account Fee$25 a year
- Gold Member Membership Fee$30 a year
When you make a transaction8
- Bank's Solicitor Mtg Disch Fee$380
- Corporate Cheque Fee$10
- CU Solicitor Mtg Discharge Fee$380
- EFTPOS Decl Trans FeeNo fee
- Mortgage Discharge Fee$250
- Non Coastline ATM Wdl FeeNo fee
- Overseas ATM Wdl Fee$5
- Staff Assisted Electronic Pmnt$2.25
When particular things happen44
- Agency Withdrawal Fee$10
- Arrears Reminder Fee$5
- ATM Balance Enquiry Fee$1
- ATM Declined Transaction Fee$1
- ATM Direct ChargeNo fee
- ATM Transaction Fee$1
- Audit Certificate Fee$25
- Bank Cheque Issue Fee$15
- BPAY Error Correction Fee$11.50
- BPAY Investigation Request Fee$5.50
- Business Deposit Book Fee$15
- Card Dispute Fee$33
- Chq Deposit Dishonour Fee$10
- Corporate Cheque Trace Fee$32.50
- Corporate Chq Stop Pmt Fee$5
- Direct Debit Cancellation Fee$5
- Direct Entry Trace Fee$25
- Dishonour Fee$5
- Duplicate Statement Fee$5
- Elec Outbound Rejection Fee$5
- Emergency Card Issue Fee$15
- Emergency Overseas Card Fee$300
- Final Notice of Demand$40
- Honour Fee$5
- Manual Arrears Transfer Fee$5
- Member Cheque Trace Fee$33
- Non CCU ATM Bal Enq Fee$1.50
- Non CCU ATM Decl Trans Fee$1.50
- Non CCU ATM Transaction Fee$1.50
- Overdrawn Account Fee$10
- Periodic Pmt Establishment Fee$5
- Periodic Pmt Rejection Fee$10
- Periodic Pmt Variation Fee$5
- Piggy Bank$5
- Real Time Transfer Fee$20
- Replacement Card Fee$10
- Safe Custody Fee$25
- Security Token$20
- SMS Fees$0.25
- Special Clearance Chq Fee$32.50
- Stop Chq Request Fee$5
- Sweep Cancellation Fee$5
- Sweep Establishment Fee$5
- Sweep Variation Fee$5
Features
Instant paymentsPayIDDigital bankingUnlimited transactionsOverdraftApple Pay, Google Pay
Eligibility and limits
- Minimum age 50
- Available to individuals
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Published by Coastline Bank under the Consumer Data Right, last changed by them on 1 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.