Coastline
Gold Benefits Savings
Gold Benefits Savings
Savings & transaction accountsBank updated 1 May 2026
At a glance
- Base rate
- 0.50%
§ 01 — Rates · 4
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | — | — | up to $25,000 | 0.50% | — | paid every 1 mo; Existing cust; New accounts; New customer |
| Variable | — | — | $25,000–$50,000 | 2.00% | — | paid every 1 mo; Existing cust; New accounts; New customer |
| Variable | — | — | $50,000+ | 3.10% | — | paid every 1 mo; Existing cust; New accounts; New customer |
| Variable | Investment · Interest only | — | up to null | 15.00% | — | Existing cust; New accounts; New customer |
§ 02 — Fees · 58
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Agency Withdrawal Fee | Event | $10 | — | — |
| Arrears Reminder Fee | Event | $5 | — | — |
| ATM Balance Enquiry Fee | Event | $1 | — | — |
| ATM Declined Transaction Fee | Event | $1 | — | — |
| ATM Direct Charge | Event | No fee | — | — |
| ATM Transaction Fee | Event | $1 | — | — |
| Audit Certificate Fee | Event | $25 | — | — |
| Bank Cheque Issue Fee | Event | $15 | — | — |
| BPAY Error Correction Fee | Event | $11.50 | — | — |
| BPAY Investigation Request Fee | Event | $5.50 | — | — |
| Business Deposit Book Fee | Event | $15 | — | — |
| Card Dispute Fee | Event | $33 | — | — |
| Chq Deposit Dishonour Fee | Event | $10 | — | — |
| Corporate Cheque Trace Fee | Event | $32.50 | — | — |
| Corporate Chq Stop Pmt Fee | Event | $5 | — | — |
| Direct Debit Cancellation Fee | Event | $5 | — | — |
| Direct Entry Trace Fee | Event | $25 | — | — |
| Dishonour Fee | Event | $5 | — | — |
| Duplicate Statement Fee | Event | $5 | — | — |
| Elec Outbound Rejection Fee | Event | $5 | — | — |
| Emergency Card Issue Fee | Event | $15 | — | — |
| Emergency Overseas Card Fee | Event | $300 | — | — |
| Final Notice of Demand | Event | $40 | — | — |
| Honour Fee | Event | $5 | — | — |
| Manual Arrears Transfer Fee | Event | $5 | — | — |
| Member Cheque Trace Fee | Event | $33 | — | — |
| Non CCU ATM Bal Enq Fee | Event | $1.50 | — | — |
| Non CCU ATM Decl Trans Fee | Event | $1.50 | — | — |
| Non CCU ATM Transaction Fee | Event | $1.50 | — | — |
| Overdrawn Account Fee | Event | $10 | — | — |
| Periodic Pmt Establishment Fee | Event | $5 | — | — |
| Periodic Pmt Rejection Fee | Event | $10 | — | — |
| Periodic Pmt Variation Fee | Event | $5 | — | — |
| Piggy Bank | Event | $5 | — | — |
| Real Time Transfer Fee | Event | $20 | — | — |
| Replacement Card Fee | Event | $10 | — | — |
| Safe Custody Fee | Event | $25 | — | — |
| Security Token | Event | $20 | — | — |
| SMS Fees | Event | $0.25 | — | — |
| Special Clearance Chq Fee | Event | $32.50 | — | — |
| Stop Chq Request Fee | Event | $5 | — | — |
| Sweep Cancellation Fee | Event | $5 | — | — |
| Sweep Establishment Fee | Event | $5 | — | — |
| Sweep Variation Fee | Event | $5 | — | — |
| Dormant Account Fee | Periodic | $25 | Every 1 yr | — |
| Gold Member Membership Fee | Periodic | $30 | Every 1 yr | — |
| Bank's Solicitor Mtg Disch Fee | Transaction | $380 | — | — |
| Corporate Cheque Fee | Transaction | $10 | — | — |
| CU Solicitor Mtg Discharge Fee | Transaction | $380 | — | — |
| EFTPOS Decl Trans Fee | Transaction | No fee | — | — |
| Mortgage Discharge Fee | Transaction | $250 | — | — |
| Non Coastline ATM Wdl Fee | Transaction | No fee | — | — |
| Overseas ATM Wdl Fee | Transaction | $5 | — | — |
| Staff Assisted Electronic Pmnt | Transaction | $2.25 | — | — |
| Personal Ln Establishment Fee | Upfront | $300 | — | — |
| PPSR Security Interest Fee | Upfront | $50 | — | — |
| Property Search Fee | Upfront | $30 | — | — |
| Settlement Disbursement Fee | Upfront | $5 | — | — |
§ 03 — Features
Instant paymentsPayIDDigital bankingUnlimited transactionsOverdraftApple Pay, Google Pay
§ 04 — Eligibility & limits
- · Minimum age 50
- · Available to individuals
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Coastline Bank under the Consumer Data Right, last changed by them on 1 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.