Coastline
Mortgage Loan Offset
Mortgage Loan Offset
Savings & transaction accountsBank updated 23 Sept 2026
At a glance
- Base rate
- 0.00%
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | — | — | — | 0.00% | — | paid every 1 mo; Existing cust; New accounts; New customer |
§ 02 — Fees · 53
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Agency Withdrawal Fee | Event | $10 | — | — |
| ATM Direct Charge | Event | No fee | — | — |
| Audit Certificate Fee | Event | $25 | — | — |
| Bank Cheque Issue Fee | Event | $15 | — | — |
| BPAY Error Correction Fee | Event | $11.50 | — | — |
| BPAY Investigation Request Fee | Event | $5.50 | — | — |
| Card Dispute Fee | Event | $33 | — | — |
| Chq Deposit Dishonour Fee | Event | $10 | — | — |
| Corporate Cheque Trace Fee | Event | $32.50 | — | — |
| Corporate Chq Stop Pmt Fee | Event | $5 | — | — |
| Direct Debit Cancellation Fee | Event | $5 | — | — |
| Direct Entry Trace Fee | Event | $25 | — | — |
| Dishonour Fee | Event | $5 | — | — |
| Duplicate Statement Fee | Event | $5 | — | — |
| Elec Outbound Rejection Fee | Event | $5 | — | — |
| Emergency Local Card Fee | Event | $15 | — | — |
| Emergency Overseas Card Fee | Event | $300 | — | — |
| Honour Fee | Event | $5 | — | — |
| Member Cheque Trace Fee | Event | $33 | — | — |
| Night Safe Wallet Fee | Event | $15 | — | — |
| Non CCU ATM Bal Enq Fee | Event | $1.50 | — | — |
| Non CCU ATM Decl Trans Fee | Event | $1.50 | — | — |
| Non CCU ATM Transaction Fee | Event | $1.50 | — | — |
| Offset Base Balance Fee | Event | No fee | — | — |
| Offset Base Balance Fee | Event | $6 | — | Only customers younger than a maximum age receive the discount |
| Offset Base Balance Fee | Event | $6 | — | — |
| Overdrawn Account Fee | Event | $10 | — | — |
| Periodic Pmt Establishment Fee | Event | $5 | — | — |
| Periodic Pmt Rejection Fee | Event | $10 | — | — |
| Periodic Pmt Variation Fee | Event | $5 | — | — |
| Piggy Bank | Event | $5 | — | — |
| Real Time Transfer Fee | Event | $20 | — | — |
| Replacement Card Fee | Event | $10 | — | — |
| Safe Custody Fee | Event | $25 | — | — |
| Security Token | Event | $20 | — | — |
| SMS Fees | Event | $0.25 | — | — |
| Special Clearance Chq Fee | Event | $32.50 | — | — |
| Stop Chq Request Fee | Event | $5 | — | — |
| Sweep Cancellation Fee | Event | $5 | — | — |
| Sweep Establishment Fee | Event | $5 | — | — |
| Sweep Variation Fee | Event | $5 | — | — |
| Dormant Account Fee | Periodic | $25 | Every 1 yr | — |
| Bank's Solicitor Mtg Disch Fee | Transaction | $380 | — | — |
| Corporate Cheque Fee | Transaction | $10 | — | — |
| EFTPOS Decl Trans Fee | Transaction | No fee | — | — |
| Mortgage Discharge Fee | Transaction | $250 | — | — |
| Non Coastline ATM Wdl Fee | Transaction | No fee | — | — |
| Offset Account Withdrawal Fee | Transaction | No fee | — | — |
| Offset Account Withdrawal Fee | Transaction | $1.95 | — | Only customers younger than a maximum age receive the discount |
| Offset Account Withdrawal Fee | Transaction | $1.95 | — | — |
| Overseas ATM Wdl Fee | Transaction | $5 | — | — |
| Presented Cheque Fee | Transaction | $0.75 | — | — |
| Staff Assisted Electronic Pmnt | Transaction | $2.25 | — | — |
§ 03 — Features
Instant paymentsPayIDDigital bankingUnlimited transactionsApple Pay, Google Pay
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Australia
- · Available to individuals
- · Available to businesses
- · Have an eligible loan
- · Must hold an eligible loan to be connect to.
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Coastline Bank under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.