The Finance Algorithm
At a glance
Base rate
0.10%
§ 01 — Rates · 3
TypeApplies toTermBandRateComparisonConditions
Variableup to $10,0003.50%paid every 1 mo; Existing cust; Only 1 account per customer.; New customer
Variable$10,000–$20,0000.25%paid every 1 mo
Variable$20,000+0.10%paid every 1 mo
§ 02 — Fees · 24
FeeTypeAmountWhenNotes
Agency Withdrawal FeeEvent$10
Bank Cheque Issue FeeEvent$15
BPAY Error Correction FeeEvent$11.50
BPAY Investigation Request FeeEvent$5.50
Bus ATM Balance Enq FeeEvent$0.50
Bus ATM Decl Transaction FeeEvent$0.50
Bus ATM Transaction FeeEvent$0.50
Chq Deposit Dishonour FeeEvent$10
Corporate Cheque Trace FeeEvent$32.50
Corporate Chq Stop Pmt FeeEvent$5
Direct Debit Cancellation FeeEvent$5
Direct Entry Trace FeeEvent$25
Dishonour FeeEvent$5
Duplicate Statement FeeEvent$5
Elec Outbound Rejection FeeEvent$5
Honour FeeEvent$5
Overdrawn Account FeeEvent$10
Periodic Pmt Establishment FeeEvent$5
Periodic Pmt Rejection FeeEvent$10
Piggy BankEvent$5
Real Time Transfer FeeEvent$20
Dormant Account FeePeriodic$25Every 1 yr
Corporate Cheque FeeTransaction$10
International Transfer FeeTransactionNo fee
§ 03 — Features
Unlimited transactions
§ 04 — Eligibility & limits
  • · Maximum age 12
  • · Residency: Australia
  • · Available to individuals
  • · Only 1 account per customer.

Published by Coastline Bank under the Consumer Data Right, last changed by them on 1 Apr 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.