The Finance Algorithm

At a glance

Base rate
0.10%
Visa Debit Card

Rates

Every rate Coastline publishes for this account, 3 in all.

TypeApplies toTermBandRateComparisonConditions
Variable--up to $10,0003.50%-paid every 1 mo; Existing cust; New accounts; New customer
Variable--$10,000–$20,0000.25%-paid every 1 mo; Existing cust; New accounts; New customer
Variable--$20,000+0.10%-paid every 1 mo; Existing cust; New accounts; New customer

Fees

33 fees published, grouped by when they're charged.

While you hold it1

  • Dormant Account Fee
    $25 a year

When you make a transaction5

  • Business Deposit Fee (Westpac)
    $0.50
  • Corporate Cheque Fee
    $10
  • International Transfer Fee
    No fee
  • Overseas ATM Wdl Fee
    $5
  • Staff Assisted Electronic Pmnt
    $2.25

When particular things happen27

  • Agency Withdrawal Fee
    $10
  • Bank Cheque Issue Fee
    $15
  • BPAY Error Correction Fee
    $11.50
  • BPAY Investigation Request Fee
    $5.50
  • Bus ATM Decl Transaction Fee
    $0.50
  • Bus ATM Transaction Fee
    $0.50
  • Card Dispute Fee
    $33
  • Chq Deposit Dishonour Fee
    $10
  • Corporate Cheque Trace Fee
    $32.50
  • Corporate Chq Stop Pmt Fee
    $5
  • Direct Debit Cancellation Fee
    $5
  • Direct Entry Trace Fee
    $25
  • Dishonour Fee
    $5
  • Duplicate Statement Fee
    $5
  • Elec Outbound Rejection Fee
    $5
  • Emergency Local Card Fee
    $15
  • Emergency Overseas Card Fee
    $300
  • Honour Fee
    $5
  • Overdrawn Account Fee
    $10
  • Periodic Pmt Establishment Fee
    $5
  • Periodic Pmt Rejection Fee
    $10
  • Piggy Bank
    $5
  • Real Time Transfer Fee
    $20
  • Replacement Card Fee
    $10
  • Security Token
    $20
  • SMS Fees
    $0.25
  • Sweep Establishment Fee
    $5

Features

Instant paymentsPayIDDigital bankingUnlimited transactionsApply Pay, Google Pay

Eligibility and limits

  • Minimum age 12
  • Maximum age 18
  • Residency: Australia
  • Available to individuals
  • Only 1 account per customer.

Published by Coastline Bank under the Consumer Data Right, last changed by them on 1 Apr 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.