WARWICK CREDIT UNION
CHOICE ACCOUNT
CHOICE ACCOUNT
Savings & transaction accountsBank updated 17 Apr 2026
At a glance
- Pricing
- Rates on application
§ 02 — Fees · 13
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| ATM_TRANSACTION_FEE_BALANCE_ENQUIRY | Event | $1.50 | — | ATM Fees are debited to the account with which the card is linked as part of end of day processing |
| VISA_DEBIT_CARD_REPLACEMENT | Event | $12 | — | Charged unless proven compromised or stolen |
| CHEQUE_BOOK_ISSUE_100_CHQS | Payment | $32 | — | Fee payable every time a cheque book is supplied to a customer |
| CHEQUE_BOOK_ISSUE_200_CHQS | Payment | $65 | — | Fee payable every time a cheque book is supplied to a customer |
| CHEQUE_BOOK_ISSUE_25_CHQS | Payment | $8.25 | — | Fee payable every time a cheque book is supplied to a customer. |
| ENCODED_DEPOSIT_BOOK_ISSUED | Payment | $3 | — | Fee payable ever time an encoded deposit book has been issued to a customer |
| MEMBERSHIP_FEE | Periodic | $5 | — | Charged when becoming a customer of WCU |
| STATEMENT_FEE | Periodic | $2 | — | When paper statements are requested - charged on statement cycle |
| ATM_TRANSACTION_FEE_OTHER_ATM_WITHDRAWALS | Transaction | $1.50 | — | ATM Fees are debited to the account with which the card is linked as part of end of day processing |
| EXCESS_DRAWINGS_FEE | Transaction | $5 | — | When funds are transferred to cover drawings without customer established instructions |
| OVERSEAS_TRANSACTION_FEE | Transaction | $4 | — | Fee applied by WCU when a withdrawal is made at an ATM overseas (including VISA access card cash advances) |
| PERIODIC_PAYMENT_FEE_BRANCH_ACTIONED | Transaction | $6.50 | — | Transfers to a non-WCU Account. WCU to WCU are free |
| PHONE_ASSISTED_TRANSFERS | Transaction | $2.50 | — | Only charged when staff assistance is required to transfer funds over the phone |
§ 03 — Features
Offset accountInstant paymentsPayIDDigital bankingApple Pay and Google Pay
- · Personal Cheque Facility
§ 04 — Eligibility & limits
- · Residency: Individuals must be citizens or permanaent residents of Australia
- · Choice Account to be opened to enable Offset Account to be set up
- · Must be a member of the Credit Union
§ 05 — Compare
§ 06 — Run the numbers
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Published by Darling Downs Bank under the Consumer Data Right, last changed by them on 17 Apr 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.