At a glance
- Pricing
- Rates on application
- Base rate
- 0.10%
Rates
Every rate Warwick Credit Union publishes for this account, 5 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | - | - | up to $5,000 | 0.10% | - | paid every 3 mo |
| Variable | - | - | $10,000–$20,000 | 0.35% | - | paid every 3 mo |
| Variable | - | - | $20,000–$50,000 | 0.35% | - | paid every 3 mo |
| Variable | - | - | $5,000–$10,000 | 0.20% | - | paid every 3 mo |
| Variable | - | - | $50,000+ | 0.70% | - | paid every 3 mo |
Rate changes
5 changes logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 6 Oct 2026 | Variable, up to $5,000 | 0.00% | 0.10% | up 0.10 |
| 6 Oct 2026 | Variable, $10,000–$20,000 | 0.20% | 0.35% | up 0.15 |
| 6 Oct 2026 | Variable, $20,000–$50,000 | 0.20% | 0.35% | up 0.15 |
| 6 Oct 2026 | Variable, $5,000–$10,000 | 0.10% | 0.20% | up 0.10 |
| 6 Oct 2026 | Variable, $50,000+ | 0.55% | 0.70% | up 0.15 |
Each change is logged the night it appears in the rates Darling Downs Bank publishes. See how every lender answered the RBA on the rate tracker.
Fees
8 fees published, grouped by when they're charged.
While you hold it2
- MEMBERSHIP_FEE
Charged when becoming a customer of WCU
$5 - STATEMENT_FEE
When paper statements are requested - charged on statement cycle
$2
When you make a transaction4
- ATM_TRANSACTION_FEE_OTHER_ATM_WITHDRAWALS
ATM Fees are debited to the account with which the card is linked as part of end of day processing
$1.50 - OVERSEAS_TRANSACTION_FEE
Fee applied by WCU when a withdrawal is made at an ATM overseas (including VISA access card cash advances)
$4 - PERIODIC_PAYMENT_FEE_BRANCH_ACTIONED
Transfers to a non-WCU Account. WCU to WCU are free
$6.50 - PHONE_ASSISTED_TRANSFERS
Only charged when staff assistance is required to transfer funds over the phone
$2.50
When particular things happen2
- ATM_TRANSACTION_FEE_BALANCE_ENQUIRY
ATM Fees are debited to the account with which the card is linked as part of end of day processing
$1.50 - VISA_DEBIT_CARD_REPLACEMENT
Charged unless proven compromised or stolen
$12
Features
- Passbook Available
Eligibility and limits
None published.
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Published by Darling Downs Bank under the Consumer Data Right, last changed by them on 6 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.