Everyday Edge Account

An everyday bank account for individual members aged 18 years and over that rewards you with rebates on selected fees if qualifying criteria are met.

Savings & transaction accountsBank updated 30 Apr 2026

Apply at Great Southern Bank ↗Product page ↗Fees and pricing ↗Terms ↗

At a glance

Base rate: 0.00%

Rates

The one rate Great Southern Bank publishes for this account.

Type	Applies to	Term	Band	Rate	Comparison	Conditions
VariableThere is no interest on this product	-	-	-	0.00%	-	paid every 1 mo

Fees

30 fees published, grouped by when they're charged.

While you hold it1

Monthly Service Fee
$0 monthly account keeping fees
No fee

When you make a transaction17

Foreign currency deposit (draft and cheque)
Charged when you deposit drafts or cheques drawn on an overseas financial institution. Please note that the foreign agent may also charge a fee. Where a single cheque or draft converts to more than A…
Varies
Periodical payment
No fee
Visa Domestic ("press credit") transaction
No fee
Bank@Post Deposit
Varies
BPAY
Varies
eftpos Debit Card International
Payable on all transactions made in currencies other than Australian Dollars.
Varies
Great Southern Bank Branch Deposits
Varies
Outward overseas telegraphic transfer in Australian dollars (overseas payment)
Applies when you request that funds (sent in AUD) be electronically transferred for credit to another account with an overseas financial institution. Additional fees may be deducted by other financia…
$50
Outward overseas telegraphic transfer in foreign currency (overseas payment) performed by GSB staff
Applies when you request that funds (sent in the requested foreign currency) be electronically transferred for credit to another account with an overseas financial institution. Additional fees may be…
$20
Outward overseas telegraphic transfer in foreign currency (overseas payment) performed in Online Banking
Applies when you request, via GSB Online Banking, that funds (sent in the requested foreign currency) be electronically transferred for credit to another account with an overseas financial institutio…
No fee
Payments using Online Banking
Varies
Staff assisted transfer
Varies
Visa Debit International
Payable for all of the following transactions made using your Visa Debit Card: • All transactions made overseas, • All transactions in a currency other than Australian dollars, • All transactions mad…
Varies
Agency withdrawal
Where account holders at another credit union requests that GSB process a withdrawal on their behalf.
$15
Bank@Post Cash Withdrawal
No fee
Great Southern Bank Branch
Varies
Overseas cash withdrawal
Applies to any cash withdrawal transaction made outside Australia. Fee Rebate applies to Everyday Edge Account subject to qualifying criteria - see “Rebate Offer for Everyday Edge Account” for detail…
Varies

When particular things happen10

Account Information Fee
Account informaton fee is payable when customer request the following: - An annual audit certificate on a Great Southern Bank account - A copy of a cheque or Visa voucher - Personal information, trac…
$20
Arrears Letter Fee
Payable where Great Southern Bank sends you a letter in relation to arrears on your account.
$22
Cheque service fee
Payable when you request the following: - Purchase of a financial institution cheque; Stop payment on a lost or stolen cheque; Special clearance on a cheque deposited to a Great Southern Bank account.
$10
Debt Collection Fee
Costs incurred in the recovery of outstanding debts vary depending on the nature of the default. These costs are applied by the Solicitors or independent contractors engaged to undertake action to re…
Varies
Default Notice Fee
Default notice fee is payable where Great Southern Bank sends you a default notice in relation to outstanding arrears on your account.
$33
Direct Debit Dishonour fee
No fee
Other fees
All other Great Southern Bank fees are detailed within our Schedule of Fees
Varies
Overdrawn fee
No fee
Replacement Visa Debit Card
Fee applies where a replacement card is requested by a customer.
Varies
Telegraphic transfer fee within Australia
Local telegraphic transfer to an account at a financial institution within Australia. Payable where you request a local telegraphic transfer to an account at a financial institution within Australia.
$35

Other fees2

Excess coin fee
Personal accounts: Free, Business accounts & non-account holders - Under $100: Free, $100 and over: 5% of coin amount. Where coin is deposited or exchanged for notes at a GSB branch.
Varies
Telegraphic Transfer inward
Where funds are received via telegraphic transfer for credit to your GSB account, the other financial institutions involved in the transfer may charge a fee, which will be deducted from the amount of…
Varies

Features

Instant paymentsPayIDDigital bankingUnlimited transactionsApple PayGoogle PaySamsung Pay

Account Nicknames - Add a personal touch to your personal accounts
Mobile Banking App. For banking on the go, anywhere anytime from the convenience of your phone.
The Boost. If you're looking for a way to achieve your savings goals faster, we've got a clever solution. We call it The Boost, and it'll help you save money as you're spending it!
For Everyday Edge Account holders, a 100% (full) rebate will apply to the applicable fee charged by Great Southern Bank for each Visa Debit International Transaction Fee and Overseas Cash Withdrawal…

Eligibility and limits

Minimum age 18
Residency: You must be an Australian citizen or Australian resident to hold an account with Great Southern Bank
Available to individuals
Opening balance $1

Compare it with others

All savings & transaction accounts Other Great Southern Bank savings & transaction accounts Everything Great Southern Bank publishes

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Published by Great Southern Bank under the Consumer Data Right, last changed by them on 30 Apr 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.