The Finance Algorithm
Health Professionals Bank

Starter Saver account

Starter Saver Account is a high interest savings account for Under 30 year olds that rewards savings.

Savings & transaction accountsBank updated 30 June 2026
At a glance
Base rate
4.25%
§ 01 — Rates · 2
TypeApplies toTermBandRateComparisonConditions
VariableThe product pays members a higher rate of interest on balances up to $20,000.00, with a stepped down rate for balances $20,000.01 and over. Members have funds available at call, with flexibility to a…up to $50,0005.25%paid every 1 mo
VariableThe product pays members a higher rate of interest on balances up to $20,000.00, with a stepped down rate for balances $20,000.01 and over. Members have funds available at call, with flexibility to a…$50,000+4.25%paid every 1 mo
§ 03 — Features
Instant paymentsPayIDDigital bankingUnlimited transactions
  • · The product pays members a higher rate of interest on balances up to $50,000.00, with a stepped down rate for balances $50,000.01 and over. Members have funds available at call, with flexibility to a…
§ 04 — Eligibility & limits
  • · Maximum age 29
  • · Residency: Individuals must be citizens or permanent residents of Australia.
  • · You must be a member. Membership is open to citizens or permanent residents of Australia who are current or retired employees in the Australian health sector or are family members of members (i.e. sh…

Published by Health Professionals Bank under the Consumer Data Right, last changed by them on 30 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.