HUME BANK LIMITED
Business iSave
An Online savings account designed for businesses to have the ability to earn interest with the flexibility of having cash on hand when needed.
Savings & transaction accountsBank updated 1 June 2026
At a glance
- Base rate
- 0.00%
§ 01 — Rates · 2
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | — | — | up to $10,000 | 0.00% | — | paid every 1 mo |
| Variable | — | — | $10,000+ | 2.90% | — | paid every 1 mo |
§ 02 — Fees · 13
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| ARCH | Event | $10 | — | Archive search fee - Retrieval of account information - $50/per hour. Min $10 |
| FEEBILLCOLL | Event | $50 | — | Bill for collection fee - Payable when you deposit a foreign currency cheque of $5000 or more |
| FEECHQSPECCL | Event | $15 | — | Special cheque clearance - Special request for priority clearance on a cheque deposited to your account |
| FEEDDDIS | Event | $15 | — | Direct Debit dishonour fee - Insufficient cleared funds in your account |
| FEEDETRACE | Event | $20 | — | Transaction trace fee - Payable when you request the trace of a BPAY, NPP/Osko or anyother external transaction |
| FEEMANRET | Event | $15 | — | Manual return fee - direct debit - Payable each time you request us to manually return a direct debit payment without cancelling the direct debit arrangement |
| FEEPPALT | Event | $5 | — | Periodical payment alteration - Each additional alteration after a total of four consecutive alterations |
| FEERTGS | Event | $20 | — | Real Time Gross Settlement - Where you request a transaction to be processed via RTGS |
| FEESTATREQ | Event | $2 | — | Statement request - A request to provide a copy statement or a statement on a passbook account $2 per page |
| FEETTAUD | Event | $50 | — | Telegraphic Transfer AUD - When you send money overseas in Australian Dollars |
| FEEDDHON | Transaction | $15 | — | Direct Debit honour fee - Insufficient cleared funds in your account to meet debit request |
| FEETT | Transaction | $15 | — | Telegraphic Transfer - When you send money overseas in a foreign currency online |
| FEEFORCASH | Withdrawal | 1.00% of balance | — | Foreign Cash - When you purchase foreign cash. 1% of the order value in $AUD |
§ 03 — Features
Instant paymentsPayIDDigital bankingFraud protectionUnlimited transactions
- · No monthly account keeping fee
§ 04 — Eligibility & limits
- · Available to businesses
- · Restricted for registered iBank user and must be registered for eStatements with a valid email address
§ 05 — Compare
§ 06 — Run the numbers
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Published by Hume Bank under the Consumer Data Right, last changed by them on 1 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.