HUME BANK LIMITED
Professional Cash Management
Flexibility of regular transactional banking
Savings & transaction accountsBank updated 28 May 2026
At a glance
- Base rate
- 0.01%
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | — | — | — | 0.01% | — | paid every 3 mo |
§ 02 — Fees · 23
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| FEECOINDEP | Deposit | $2 | — | Coin deposit fee - Payable when you ask us to count large amounts of coin (over $200 in value). Not applicable when you use a coin counting $200 in value). Not applicable when you use a coin counting |
| FEEFORCHQ | Deposit | $20 | — | Foreign currency cheque deposits - When you deposit a foreign currency cheque of under $5000 to your account |
| ARCH | Event | $10 | — | Archive search fee - Retrieval of account information - $50/per hour. Min $10 |
| FEEADDCARD | Event | $10 | — | Additional card fee - Payable for the second and any subsequent card request per customer |
| FEEBILLCOLL | Event | $50 | — | Bill for collection fee - Payable when you deposit a foreign currency cheque of $5000 or more |
| FEECARDREP | Event | $10 | — | Card Issuance fee - Applicable when requesting the replacement of an existing card or when ordering a second or any additional card |
| FEECHQSPECCL | Event | $15 | — | Special cheque clearance - Special request for priority clearance on a cheque deposited to your account |
| FEEDDDIS | Event | $15 | — | Direct Debit dishonour fee - Insufficient cleared funds in your account |
| FEEDETRACE | Event | $20 | — | Transaction trace fee - Payable when you request the trace of a BPAY, NPP/Osko or anyother external transaction |
| FEEMANRET | Event | $15 | — | Manual return fee - direct debit - Payable each time you request us to manually return a direct debit payment without cancelling the direct debit arrangement |
| FEEPPALT | Event | $5 | — | Periodical payment alteration - Each additional alteration after a total of four consecutive alterations |
| FEERTGS | Event | $20 | — | Real Time Gross Settlement - Where you request a transaction to be processed via RTGS |
| FEESTATREQ | Event | $2 | — | Statement request - A request to provide a copy statement or a statement on a passbook account $2 per page |
| FEETTAUD | Event | $50 | — | Telegraphic Transfer AUD - When you send money overseas in Australian Dollars |
| FEEPOSPURCH | Purchase | $0.50 | — | POS purchase using card |
| FEEDDHON | Transaction | $15 | — | Direct Debit honour fee - Insufficient cleared funds in your account to meet debit request |
| FEETT | Transaction | $15 | — | Telegraphic Transfer - When you send money overseas in a foreign currency online |
| FEETTBR | Transaction | $30 | — | Telegraphic Transfer - When you send money overseas in a foreign currency staff assisted |
| FEEBRTRANS | Withdrawal | $2 | — | Branch Transaction - Payable when you request a staff assisted transaction to another Financial Institution |
| FEECASHBR | Withdrawal | $2 | — | Cash withdrawal fee - When cash is withdrawn at branch |
| FEEFORCASH | Withdrawal | 1.00% of balance | — | Foreign Cash - When you purchase foreign cash. 1% of the order value in $AUD |
| FEEPOSWTH | Withdrawal | $0.50 | — | Eftpos withdrawal fee |
| FEEREJ | Withdrawal | $0.50 | — | Card transaction rejection - Charged when a POS transaction has been rejected |
§ 03 — Features
Instant paymentsPayIDDigital bankingFraud protection
- · Interest paid on balances of $1 and over
- · No monthly account keeping fee
- · Chequebook access only available on accounts that have an existing cheque facility attached with a chequebook issued prior to 30 June 2025
- · Electronic or paper statements
- · Unlimited, electronic and staff assisted transactions
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Must be an Australian resident or citizen, with an Australian residential mailing address
- · Available to businesses
§ 05 — Compare
§ 06 — Run the numbers
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Published by Hume Bank under the Consumer Data Right, last changed by them on 28 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.