HUME BANK LIMITED
Clancy Koala
One for little savers out there - Youth savings account for U12 years old
Savings & transaction accountsBank updated 1 June 2026
At a glance
- Base rate
- 0.01%
- Bonus rate
- 5.04%
- Up to
- 5.05%
§ 01 — Rates · 2
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Bonus | — | — | — | 5.04% | — | paid every 1 mo; Min deposit amount; Simple deposit a minimum of $10 per month to earn bonus interest |
| Variable | — | — | — | 0.01% | — | paid every 1 mo; Min deposit amount |
§ 02 — Fees · 14
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| FEECOINDEP | Deposit | $2 | — | Coin deposit fee - Payable when you ask us to count large amounts of coin (over $200 in value). Not applicable when you use a coin counting $200 in value). Not applicable when you use a coin counting |
| FEEFORCHQ | Deposit | $20 | — | Foreign currency cheque deposits - When you deposit a foreign currency cheque of under $5000 to your account |
| ARCH | Event | $10 | — | Archive search fee - Retrieval of account information - $50/per hour. Min $10 |
| FEEBILLCOLL | Event | $50 | — | Bill for collection fee - Payable when you deposit a foreign currency cheque of $5000 or more |
| FEECHQSPECCL | Event | $15 | — | Special cheque clearance - Special request for priority clearance on a cheque deposited to your account |
| FEEDETRACE | Event | $20 | — | Transaction trace fee - Payable when you request the trace of a BPAY, NPP/Osko or anyother external transaction |
| FEEPPALT | Event | $5 | — | Periodical payment alteration - Each additional alteration after a total of four consecutive alterations |
| FEERTGS | Event | $20 | — | Real Time Gross Settlement - Where you request a transaction to be processed via RTGS |
| FEESTATREQ | Event | $2 | — | Statement request - A request to provide a copy statement or a statement on a passbook account $2 per page |
| FEETTAUD | Event | $50 | — | Telegraphic Transfer AUD - When you send money overseas in Australian Dollars |
| FEETT | Transaction | $15 | — | Telegraphic Transfer - When you send money overseas in a foreign currency online |
| FEETTBR | Transaction | $30 | — | Telegraphic Transfer - When you send money overseas in a foreign currency staff assisted |
| FEEBRTRANS | Withdrawal | $2 | — | Branch Transaction - Payable when you request a staff assisted transaction to another Financial Institution |
| FEEFORCASH | Withdrawal | 1.00% of balance | — | Foreign Cash - When you purchase foreign cash. 1% of the order value in $AUD |
§ 03 — Features
Instant paymentsPayIDDigital bankingFraud protection
- · Bonus interest available
- · Passbook account
- · No monthly account keeping fee
- · Unlimited, electronic and staff assisted transactions
§ 04 — Eligibility & limits
- · Maximum age 12
- · Residency: Must be residing in Australia with an Australian residential mailing address
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Hume Bank under the Consumer Data Right, last changed by them on 1 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.