The Finance Algorithm
Police Credit Union Limited logoPolice Credit Union Limited

Beans Savings Account

An account exclusive to Junior Saver Members

Savings & transaction accountsBank updated 1 Nov 2026

At a glance

Up to
5.25%
Base rate
0.20%
Bonus rate
5.05%

Rates

Every rate Police Credit Union Limited publishes for this account, 4 in all.

How the rate is made up

5.25%in a month every condition is met

0.20% base rate5.05% bonus, when its conditions are met
TypeApplies toTermBandRateComparisonConditions
Bonus--up to $9,999,9995.05%-paid every 1 mo
Bonus--$9,999,999+5.05%-paid every 1 mo
Variable--up to $9,999,9990.20%-paid every 1 mo
Variable--$9,999,999+0.20%-paid every 1 mo

Rate changes

2 changes logged, newest first.

DateRateWasNowChange
2 Nov 2026Bonus, up to $9,999,9994.80%5.05%up 0.25
2 Nov 2026Bonus, $9,999,999+4.80%5.05%up 0.25

Each change is logged the night it appears in the rates Police Credit Union Ltd publishes. See how every lender answered the RBA on the rate tracker.

Features

Instant paymentsPayIDDigital banking

Eligibility and limits

  • Maximum age 18

Published by Police Credit Union Ltd under the Consumer Data Right, last changed by them on 1 Nov 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.