Beans Savings Account
An account exclusive to Junior Saver Members
Savings & transaction accountsBank updated 1 Nov 2026
At a glance
- Up to
- 5.25%
- Base rate
- 0.20%
- Bonus rate
- 5.05%
Rates
Every rate Police Credit Union Limited publishes for this account, 4 in all.
How the rate is made up
5.25%in a month every condition is met
0.20% base rate5.05% bonus, when its conditions are met
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Bonus | - | - | up to $9,999,999 | 5.05% | - | paid every 1 mo |
| Bonus | - | - | $9,999,999+ | 5.05% | - | paid every 1 mo |
| Variable | - | - | up to $9,999,999 | 0.20% | - | paid every 1 mo |
| Variable | - | - | $9,999,999+ | 0.20% | - | paid every 1 mo |
Rate changes
2 changes logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 2 Nov 2026 | Bonus, up to $9,999,999 | 4.80% | 5.05% | up 0.25 |
| 2 Nov 2026 | Bonus, $9,999,999+ | 4.80% | 5.05% | up 0.25 |
Each change is logged the night it appears in the rates Police Credit Union Ltd publishes. See how every lender answered the RBA on the rate tracker.
Features
Instant paymentsPayIDDigital banking
Eligibility and limits
- Maximum age 18
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Published by Police Credit Union Ltd under the Consumer Data Right, last changed by them on 1 Nov 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.