The Finance Algorithm

Live · as of todayRBA Cash Rate4.35%Held since May 26AUD/USD0.7045-1.05% dayASX 2008,765.3+0.38% dayFixed 3yr (avg)6.74%owner-occ, banksVariable (avg)6.80%owner-occ, discountedMedian Sydney$1.61M▼ 0.4% qtrMedian Melbourne$920k▼ 0.8% qtrSuper (Balanced, FY25-26)+9.4%median · SuperRatingsBTC/AUD$119,786-0.9% 24h10yr Gov Bond5.35%▼ 0.06Inflation (annual, Jun Q26)3.8%trimmed mean 3.9%Unemployment4.5%▲ 3-yr highRBA Cash Rate4.35%Held since May 26AUD/USD0.7045-1.05% dayASX 2008,765.3+0.38% dayFixed 3yr (avg)6.74%owner-occ, banksVariable (avg)6.80%owner-occ, discountedMedian Sydney$1.61M▼ 0.4% qtrMedian Melbourne$920k▼ 0.8% qtrSuper (Balanced, FY25-26)+9.4%median · SuperRatingsBTC/AUD$119,786-0.9% 24h10yr Gov Bond5.35%▼ 0.06Inflation (annual, Jun Q26)3.8%trimmed mean 3.9%Unemployment4.5%▲ 3-yr high

100 products · 7 categories · changed 17 Sept 2026

Police Credit Union Ltd.

Business loans 13 Credit cards 2 Overdrafts 5 Personal loans 7 Home loans 54 Term deposits 8 Savings & transaction accounts 11

Business loans · 13Compare across banks →

1yr fixed Secured Commercial Term Loan

Fixed: 6.80%
Upfront fee: $1,020

2yr fixed Secured Commercial Term Loan

Fixed: 6.95%
Upfront fee: $1,020

3yr fixed Secured Commercial Term Loan

Fixed: 7.10%
Upfront fee: $1,020

4yr fixed Secured Commercial Term Loan

Fixed: 7.25%
Upfront fee: $1,020

5yr fixed Secured Commercial Term Loan

Fixed: 7.25%
Upfront fee: $1,020

Commercial Development Loan

Variable: 7.90%
Upfront fee: $1,020

Commercial Vehicle Fixed Loan

Fixed: 6.49%
Upfront fee: $295

Commercial Vehicle Variable Loan

Variable: 7.38%
Upfront fee: $295

Residential Development Loan

Variable: 7.65%
Upfront fee: $1,020

Secured Commercial Term Loan

Variable: 7.45%
Upfront fee: $1,020

Secured Non-Property Term Loan Fixed

Fixed: 7.85%
Upfront fee: $1,020

Secured Non-Property Term Loan Variable

Variable: 7.65%
Upfront fee: $1,020

Secured Residential Term Loan

Variable: 7.40%
Upfront fee: $1,020

Credit cards · 2Compare across banks →

extralite Credit Card

Purchase rate: 14.24%
Cash advance: 14.24%

SoLo Credit Card

Purchase rate: 8.74%
Cash advance: 8.74%

Overdrafts · 5Compare across banks →

Allegro Line of Credit

Variable: 7.49%
Upfront fee: $420

Equity Plus Home Loan Line of Credit

Variable: 7.49%
Upfront fee: $420

Equity Plus Personal Line of Credit

Variable: 7.49%
Upfront fee: $420

Go Sixty Plus LOC

Variable: 6.99%
Upfront fee: $195

Redi Access Overdraft Account

Variable: 0.00%
Upfront fee: $390

Personal loans · 7Compare across banks →

Better Car Loan

Fixed: 6.99% · 7.40% comparison
Variable: 7.24%
Upfront fee: $195

Fixed: 7.24% · 7.65% comparison
Variable: 7.24%
Upfront fee: $195

Fixed Rate Personal Loan

Fixed: 7.24% · 7.65% comparison
Variable: 7.24%
Upfront fee: $195

Low Rate Car Loan Special Offer - Variable

Variable: 6.98% · 7.39% comparison
Upfront fee: $195

Solar Eco Loan - Variable

Variable: 6.98% · 6.98% comparison

The Best Car Loan

Fixed: 6.49% · 6.90% comparison
Upfront fee: $195

Variable Car Loan

Variable: 7.98% · 8.40% comparison
Upfront fee: $195

Home loans · 54Compare across banks →

1 Year Fixed Rate Home Loan 80% LVR - Owner Occupied

Fixed: 1 yr 6.19%
Max LVR: 80%
Features: redraw, extra repayments

1 Year Fixed Rate Home Loan 80% LVR IO - Investment

Max LVR: 80%
Features: redraw, extra repayments

1 Year Fixed Rate Home Loan 80% LVR P&I - Investment

Max LVR: 80%
Features: redraw, extra repayments

1 Year Fixed Rate Home Loan 90% LVR - Owner Occupied

Fixed: 1 yr 6.49%
Max LVR: 90%
Features: redraw, extra repayments

1 Year Fixed Rate Home Loan 90% LVR IO - Investment

Max LVR: 90%
Features: redraw, extra repayments

1 Year Fixed Rate Home Loan 90% LVR P&I - Investment

Max LVR: 90%
Features: redraw, extra repayments

1 Year Fixed Rate Home Loan 95% LVR - First Home Buyer

Fixed: 1 yr 6.09%
Max LVR: 95%
Features: redraw, extra repayments

2 Year Fixed Rate Home Loan 80% LVR - Owner Occupied

Fixed: 2 yrs 6.29%
Max LVR: 80%
Features: redraw, extra repayments

2 Year Fixed Rate Home Loan 80% LVR IO - Investment

Max LVR: 80%
Features: redraw, extra repayments

2 Year Fixed Rate Home Loan 80% LVR P&I - Investment

Max LVR: 80%
Features: redraw, extra repayments

2 Year Fixed Rate Home Loan 90% LVR - Owner Occupied

Fixed: 2 yrs 6.59%
Max LVR: 90%
Features: redraw, extra repayments

2 Year Fixed Rate Home Loan 90% LVR IO - Investment

Max LVR: 90%
Features: redraw, extra repayments

2 Year Fixed Rate Home Loan 90% LVR P&I - Investment

Max LVR: 90%
Features: redraw, extra repayments

2 Year Fixed Rate Home Loan 95% LVR - First Home Buyer

Fixed: 2 yrs 6.19%
Max LVR: 95%
Features: redraw, extra repayments

3 Year Fixed Rate Home Loan 80% LVR - Owner Occupied

Fixed: 3 yrs 6.29%
Max LVR: 80%
Features: redraw, extra repayments

3 Year Fixed Rate Home Loan 80% LVR IO - Investment

Max LVR: 80%
Features: redraw, extra repayments

3 Year Fixed Rate Home Loan 80% LVR P&I - Investment

Max LVR: 80%
Features: redraw, extra repayments

3 Year Fixed Rate Home Loan 90% LVR - Owner Occupied

Fixed: 3 yrs 6.59%
Max LVR: 90%
Features: redraw, extra repayments

3 Year Fixed Rate Home Loan 90% LVR IO - Investment

Max LVR: 90%
Features: redraw, extra repayments

3 Year Fixed Rate Home Loan 90% LVR P&I - Investment

Max LVR: 90%
Features: redraw, extra repayments

3 Year Fixed Rate Home Loan 95% LVR - First Home Buyer

Fixed: 3 yrs 6.19%
Max LVR: 95%
Features: redraw, extra repayments

4 Year Fixed Rate Home Loan 80% LVR - Owner Occupied

Fixed: 4 yrs 6.49%
Max LVR: 80%
Features: redraw, extra repayments

4 Year Fixed Rate Home Loan 80% LVR IO - Investment

Max LVR: 80%
Features: redraw, extra repayments

4 Year Fixed Rate Home Loan 80% LVR P&I - Investment

Max LVR: 80%
Features: redraw, extra repayments

4 Year Fixed Rate Home Loan 90% LVR - Owner Occupied

Fixed: 4 yrs 6.89%
Max LVR: 90%
Features: redraw, extra repayments

4 Year Fixed Rate Home Loan 90% LVR IO - Investment

Max LVR: 90%
Features: redraw, extra repayments

4 Year Fixed Rate Home Loan 90% LVR P&I - Investment

Max LVR: 90%
Features: redraw, extra repayments

4 Year Fixed Rate Home Loan 95% LVR - First Home Buyer

Fixed: 4 yrs 6.39%
Max LVR: 95%
Features: redraw, extra repayments

5 Year Fixed Rate Home Loan 80% LVR - Owner Occupied

Fixed: 5 yrs 6.49%
Max LVR: 80%
Features: redraw, extra repayments

5 Year Fixed Rate Home Loan 80% LVR IO - Investment

Max LVR: 80%
Features: redraw, extra repayments

5 Year Fixed Rate Home Loan 80% LVR P&I - Investment

Max LVR: 80%
Features: redraw, extra repayments

5 Year Fixed Rate Home Loan 90% LVR - Owner Occupied

Fixed: 5 yrs 6.89%
Max LVR: 90%
Features: redraw, extra repayments

5 Year Fixed Rate Home Loan 90% LVR IO - Investment

Max LVR: 90%
Features: redraw, extra repayments

5 Year Fixed Rate Home Loan 90% LVR P&I - Investment

Max LVR: 90%
Features: redraw, extra repayments

5 Year Fixed Rate Home Loan 95% LVR - First Home Buyer

Fixed: 5 yrs 6.39%
Max LVR: 95%
Features: redraw, extra repayments

Better Home Loan 80% LVR - Owner Occupied

Variable (owner occ. P&I): 6.69% · 6.76% comparison
Max LVR: 80%
Features: offset, redraw, extra repayments

Better Home Loan 80% LVR IO - Investment

Max LVR: 80%
Features: offset, redraw, extra repayments

Better Home Loan 80% LVR P&I - Investment

Variable (investor P&I): 6.79%
Max LVR: 80%
Features: offset, redraw, extra repayments

Better Home Loan 90% LVR - Owner Occupied

Variable (owner occ. P&I): 6.69% · 6.76% comparison
Max LVR: 90%
Features: offset, redraw, extra repayments

Better Home Loan 90% LVR IO - Investment

Max LVR: 90%
Features: offset, redraw, extra repayments

Better Home Loan 90% LVR P&I - Investment

Variable (investor P&I): 7.24%
Max LVR: 90%
Features: offset, redraw, extra repayments

Better Home Loan 95% LVR - First Home Buyer

Variable (owner occ. P&I): 6.59% · 6.66% comparison
Max LVR: 95%
Features: offset, redraw, extra repayments

Low Rate Home Loan - First Home Buyer

Variable (owner occ. P&I): 5.89% · 5.93% comparison
Max LVR: 80%
Features: offset, redraw, extra repayments

Low Rate Home Loan - Owner Occupied

Variable (owner occ. P&I): 5.89% · 5.95% comparison
Max LVR: 80%
Features: offset, redraw, extra repayments

Low Rate Home Loan Special Offer - Investment

Variable (investor P&I): 6.04%
Max LVR: 80%
Features: offset, redraw, extra repayments

Low Rate Home Loan Special Offer - Owner Occupied

Variable (owner occ. P&I): 5.89% · 5.93% comparison
Max LVR: 80%
Features: offset, redraw, extra repayments

Renovation Loan - Owner Occupied

Variable (owner occ. P&I): 6.14% · 6.21% comparison
Max LVR: 80%
Features: offset, redraw, extra repayments

Standard Variable Home Loan 80% LVR - Owner Occupied

Variable (owner occ. P&I): 7.49% · 7.56% comparison
Max LVR: 80%
Features: offset, redraw, extra repayments

Standard Variable Home Loan 80% LVR IO - Investment

Max LVR: 80%
Features: redraw, extra repayments

Standard Variable Home Loan 80% LVR P&I - Investment

Variable (investor P&I): 7.99%
Max LVR: 80%
Features: offset, redraw, extra repayments

Standard Variable Home Loan 90% LVR - Owner Occupied

Variable (owner occ. P&I): 7.49% · 7.56% comparison
Max LVR: 90%
Features: offset, redraw, extra repayments

Standard Variable Home Loan 90% LVR IO - Investment

Max LVR: 90%
Features: redraw, extra repayments

Standard Variable Home Loan 90% LVR P&I - Investment

Variable (investor P&I): 7.99%
Max LVR: 90%
Features: offset, redraw, extra repayments

Standard Variable Home Loan 95% LVR - First Home Buyer

Variable (owner occ. P&I): 7.49% · 7.56% comparison
Max LVR: 95%
Features: offset, redraw, extra repayments

Term deposits · 8Compare across banks →

ADELAIDE TERM DEPOSIT

Best rate: 5.25% for 12m
12 months: 5.25%
Min deposit: $5,000

CONTACT TERM DEPOSIT

Best rate: 5.25% for 12m
12 months: 5.25%
Min deposit: $5,000

MARION TERM DEPOSIT

Best rate: 5.25% for 12m
12 months: 5.25%
Min deposit: $5,000

MT BARKER TERM DEPOSIT

Best rate: 5.25% for 12m
12 months: 5.25%
Min deposit: $5,000

MT GAMBIER TRM DEPOSIT

Best rate: 5.25% for 12m
12 months: 5.25%
Min deposit: $5,000

PALMERSTON TRM DEPOSIT

Best rate: 5.25% for 12m
12 months: 5.25%
Min deposit: $5,000

TTP TERM DEPOSIT

Best rate: 5.25% for 12m
12 months: 5.25%
Min deposit: $5,000

YORKETOWN TERM DEPOSIT

Best rate: 5.25% for 12m
12 months: 5.25%
Min deposit: $5,000

Savings & transaction accounts · 11Compare across banks →

Beans Savings Account

Base rate: 0.20%
Bonus rate: 4.80%
Up to: 5.00%

Better Offset Account

Base rate: 0.00%

Business Savings Account

Base rate: 0.00%

Focus Saver Account

Base rate: 0.00%
Bonus rate: 5.00%
Up to: 5.00%

iSavings Account

Base rate: 0.00%

Master Club Account

Base rate: 0.05%

Mortgage Offset Account

Base rate: 0.00%

My Limit Prepaid Visa Account

Base rate: 0.00%

Redi Access Account

Base rate: 0.00%

Rural On-Call Savings Account

Base rate: 0.00%

Super MyWay Account

Base rate: 0.00%

Published by Police Credit Union Ltd under the Consumer Data Right, last changed by them on 17 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.

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