High Interest Savings Account (Trust)
Give your savings a boost with our award winning High Interest Savings Account which offers flexibility and easy access to your money.
Savings & transaction accountsBank updated 13 Oct 2026
At a glance
- Base rate
- 2.70%
- Intro rate
- 5.55% for 4 mo
- Monthly fee
- $0
Rates
Every rate Rabobank publishes for this account, 6 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| IntroductoryThe Introductory Variable Rate is available for new customers for 4 months from the day the account is opened, after which the rate will revert to the Standard Variable Rate. Introductory rate is var… | - | 4 mo intro | up to $250,000 | 5.55% | - | paid every 1 mo; The Introductory Variable Rate is available for new customers for 4 months from the day the account is opened, after which the rate will revert to the Standard Variable Rate. Introductory rate is var… |
| VariableStandard Variable Rate | - | - | up to $250,000 | 3.55% | - | paid every 1 mo |
| VariableStandard Variable Rate | - | - | $1,000,000–$2,000,000 | 2.70% | - | paid every 1 mo |
| VariableStandard Variable Rate | - | - | $2,000,000–$3,000,000 | 2.70% | - | paid every 1 mo |
| VariableStandard Variable Rate | - | - | $250,000–$1,000,000 | 3.05% | - | paid every 1 mo |
| VariableStandard Variable Rate | - | - | $3,000,000+ | 2.70% | - | paid every 1 mo |
Rate changes
6 changes logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 14 Oct 2026 | Introductory, 4 mo intro, up to $250,000 | 5.30% | 5.55% | up 0.25 |
| 14 Oct 2026 | Variable, up to $250,000 | 3.40% | 3.55% | up 0.15 |
| 14 Oct 2026 | Variable, $1,000,000–$2,000,000 | 2.55% | 2.70% | up 0.15 |
| 14 Oct 2026 | Variable, $2,000,000–$3,000,000 | 2.55% | 2.70% | up 0.15 |
| 14 Oct 2026 | Variable, $250,000–$1,000,000 | 2.90% | 3.05% | up 0.15 |
| 14 Oct 2026 | Variable, $3,000,000+ | 2.55% | 2.70% | up 0.15 |
Each change is logged the night it appears in the rates Rabobank publishes. See how every lender answered the RBA on the rate tracker.
Fees
One fee published, grouped by when they're charged.
While you hold it1
- Account keeping feeNo fee
Features
Digital bankingUnlimited transactions
- From February 1 2012, the Financial Claims Scheme applies to eligible deposits with a balance up to $250,000 per account holder, per Authorised Deposit-taking Institution.
Eligibility and limits
- Minimum age 18
- Residency: All settlors, appointors and beneficiaries of the Trust must be individuals, residing in and tax residents of Australia.
- Product is available only to Trusts, incorporated in Australia, meeting eligibility criteria.
- The Trust must have an Australian bank account in its name with another financial institution.
- All trustees of the Trust must be individuals.
- Funds can only be transferred externally to the nominated linked account.
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Published by Rabobank under the Consumer Data Right, last changed by them on 13 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.