Rabobank
Every product Rabobank publishes under the Consumer Data Right, with its rates set beside every other bank's. It last changed one on 14 Oct 2026.
- Australian credit licence and AFS licence 234700, held by Rabobank Australia Limited; credit licence since 1 January 2011. Complaints it can't resolve go to the Australian Financial Complaints Authority (AFCA). ASIC register
34 products in 3 categories
Rabobank's rates today
Rabobank's best rate in each category, next to the best you'll find anywhere and the typical institution's best, as of 7 November 2026. Only products anyone can apply for are counted.
Where Rabobank sits among every institution's best
| Rate | Rabobank | Best anywhere | Typical institution |
|---|---|---|---|
| Savings accountBase plus any bonus, when its conditions are met | 5.65%PremiumSaver | 5.75%Defence Bank Limited's iSaver | 4.85%of 73 institutions |
| 12-month term depositBest rate for a 12-month term | 5.35%Online Term Deposit | 5.75%Suncorp Bank's Term Deposit | 5.30%of 65 institutions |
| Business savings accountEach institution's best interest-paying business account, base plus any bonus | 4.20%PremiumSaver (Business) | 5.40%Great Southern Bank Business+'s Business+ Saver | 0.55%of 34 institutions |
| Business 12-month term depositBest rate for a 12-month term | 5.15%Online Term Deposit (Business) | 5.70%AMP Bank GO 12 Month Business Term Deposit | 5.30%of 17 institutions |
Rabobank savings and transaction account rates
Compare across banks15 products
Its highest savings rate is up to 5.65% (0.80% base plus a 4.85% bonus when its conditions are met), on its PremiumSaver: 4th highest of 84 institutions.
- Call Deposit Account
- Base rate
- 3.75%
- Monthly fee
- $0
- Cash Management Account
- Base rate
- 0.05%
- Monthly fee
- $0
- High Interest Savings Account
- Base rate
- 3.40%
- Intro rate
- 6.15% for 4 mo
- Monthly fee
- $0
- High Interest Savings Account (Business)
- Base rate
- 2.70%
- Intro rate
- 5.55% for 4 mo
- Monthly fee
- $0
- High Interest Savings Account (SMSF)
- Base rate
- 2.80%
- Intro rate
- 5.65% for 4 mo
- Monthly fee
- $0
- High Interest Savings Account (Trust)
- Base rate
- 2.70%
- Intro rate
- 5.55% for 4 mo
- Monthly fee
- $0
- PremiumSaver
- Base rate
- 0.80%
- Bonus rate
- 4.85%
- Up to
- 5.65%
- PremiumSaver (Business)
- Base rate
- 0.25%
- Bonus rate
- 3.95%
- Up to
- 4.20%
- PremiumSaver (SMSF)
- Base rate
- 0.70%
- Bonus rate
- 4.15%
- Up to
- 4.85%
- PremiumSaver (Trust)
- Base rate
- 0.25%
- Bonus rate
- 3.95%
- Up to
- 4.20%
- PurposeSaver
- Base rate
- 3.40%
- Monthly fee
- $0
- PurposeSaver (Business)
- Base rate
- 2.70%
- Monthly fee
- $0
- PurposeSaver (SMSF)
- Base rate
- 2.80%
- Monthly fee
- $0
- PurposeSaver (Trust)
- Base rate
- 2.70%
- Monthly fee
- $0
- Rabobank Farm Management Deposit (Variable rate)
- Base rate
- 2.15%
- Monthly fee
- $0
Rabobank term deposit rates
Compare across banks18 products
Its highest 12-month term deposit rate is 5.35%, on its Online Term Deposit: 18th highest of 65 institutions, level with 9 others.
| Rate | Rabobank | Best anywhere | Typical institution |
|---|---|---|---|
| 3-month term depositBest rate for 3 months | 5.00%Online Term Deposit | 5.30%Heartland Bank's Broker Term Deposit | 4.60%of 55 institutions |
| 6-month term depositBest rate for 6 months | 5.20%Online Term Deposit | 5.47%Heartland Bank's Broker Term Deposit | 5.10%of 63 institutions |
| 12-month term depositBest rate for 12 months | 5.35%Online Term Deposit | 5.75%Suncorp Bank's Term Deposit | 5.30%of 65 institutions |
| 2-year term depositBest rate for 2 years | 5.15%Online Term Deposit | 5.60%Judo Bank's Personal Term Deposits | 4.90%of 55 institutions |
| 3-year term depositBest rate for 3 years | 5.20%Online Term Deposit | 5.60%Judo Bank's Personal Term Deposits | 4.25%of 44 institutions |
| 5-year term depositBest rate for 5 years | 5.35%Online Term Deposit | 5.65%Judo Bank's Personal Term Deposits | 4.00%of 27 institutions |
- 31 day Notice Saver
- Min deposit
- $0
- 31 day Notice Saver (Business)
- Min deposit
- $0
- 31 day Notice Saver (SMSF)
- Min deposit
- $0
- 31 day Notice Saver (Trust)
- Min deposit
- $0
- 60 day Notice Saver
- Min deposit
- $0
- 60 day Notice Saver (Business)
- Min deposit
- $0
- 60 day Notice Saver (SMSF)
- Min deposit
- $0
- 60 day Notice Saver (Trust)
- Min deposit
- $0
- 90 day Notice Saver
- Min deposit
- $0
- 90 day Notice Saver (Business)
- Min deposit
- $0
- 90 day Notice Saver (SMSF)
- Min deposit
- $0
- 90 day Notice Saver (Trust)
- Min deposit
- $0
- Online Term Deposit
- Best rate
- 5.35% for 12m
- 12 months
- 5.35%
- Min deposit
- $1,000
- Online Term Deposit (Business)
- Best rate
- 5.15% for 12m
- 12 months
- 5.15%
- Min deposit
- $1,000
- Online Term Deposit (SMSF)
- Best rate
- 5.30% for 12m
- 12 months
- 5.30%
- Min deposit
- $1,000
- Online Term Deposit (Trust)
- Best rate
- 5.15% for 12m
- 12 months
- 5.15%
- Min deposit
- $1,000
- Rabobank Farm Management Deposit (Fixed rate)
- Best rate
- 5.10% for 12m
- 12 months
- 5.10%
- Min deposit
- $1,000
- Rural Term Deposit
- Best rate
- 5.30% for 12m
- 12 months
- 5.30%
- Min deposit
- $5,000
Rabobank business loan rates
Compare across banks1 product
Rate changes since 18 Sept 2026How every lender responded
Every published rate Rabobank has changed.
Its published savings rates haven't moved since the RBA's 4 Nov 2026 rise.
Wed 14 Oct
Rabobank lifted 92 savings rates by 0.10 to 0.25 percentage points.
0.10 to 0.25- PremiumSaver (SMSF) (10 rates)
- PurposeSaver (Business) (5 rates)
- PurposeSaver (Trust) (5 rates)
- High Interest Savings Account (Business) (6 rates)
- High Interest Savings Account (Trust) (6 rates)
- PremiumSaver (Business) (10 rates)
- High Interest Savings Account (SMSF) (6 rates)
- PurposeSaver (5 rates)
- PurposeSaver (SMSF) (5 rates)
- Call Deposit Account (5 rates)
- and 4 more
Rabobank lifted 132 term deposit rates by 0.10 percentage points.
0.10- Online Term Deposit (Trust) (30 rates)
- Rural Term Deposit (12 rates)
- Online Term Deposit (Business) (30 rates)
- Online Term Deposit (30 rates)
- Online Term Deposit (SMSF) (30 rates)
Published by Rabobank under the Consumer Data Right, last changed by them on 14 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.