RabobankPurposeSaver (SMSF)
Give your savings a boost with Purpose Saver savings account which offers flexibility and easy access to your money.
Savings & transaction accountsBank updated 13 Oct 2026
At a glance
- Base rate
- 2.80%
- Monthly fee
- $0
Rates
Every rate Rabobank publishes for this account, 5 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableStandard Variable Rate | - | - | up to $250,000 | 2.80% | - | paid every 1 mo |
| VariableStandard Variable Rate | - | - | $1,000,000–$2,000,000 | 2.80% | - | paid every 1 mo |
| VariableStandard Variable Rate | - | - | $2,000,000–$3,000,000 | 2.80% | - | paid every 1 mo |
| VariableStandard Variable Rate | - | - | $250,000–$1,000,000 | 2.80% | - | paid every 1 mo |
| VariableStandard Variable Rate | - | - | $3,000,000+ | 2.80% | - | paid every 1 mo |
Rate changes
5 changes logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 14 Oct 2026 | Variable, up to $250,000 | 2.65% | 2.80% | up 0.15 |
| 14 Oct 2026 | Variable, $1,000,000–$2,000,000 | 2.65% | 2.80% | up 0.15 |
| 14 Oct 2026 | Variable, $2,000,000–$3,000,000 | 2.65% | 2.80% | up 0.15 |
| 14 Oct 2026 | Variable, $250,000–$1,000,000 | 2.65% | 2.80% | up 0.15 |
| 14 Oct 2026 | Variable, $3,000,000+ | 2.65% | 2.80% | up 0.15 |
Each change is logged the night it appears in the rates Rabobank publishes. See how every lender answered the RBA on the rate tracker.
Fees
One fee published, grouped by when they're charged.
While you hold it1
- Account keeping feeNo fee
Features
Digital bankingUnlimited transactions
- From February 1 2012, the Financial Claims Scheme applies to eligible deposits with a balance up to $250,000 per account holder, per Authorised Deposit-taking Institution.
Eligibility and limits
- Minimum age 18
- Residency: Each SMSF trustee owner of an account must be residing in and tax resident of Australia.
- SMSF trustee owners are able to digitally open a Purpose Saver Account after a High Interest Savings Account has been opened.
- New customers are required to open and maintain a High Interest Savings Account (HISA) which is a variable rate at-call savings account which does not charge fees and has no minimum balance requireme…
- Funds can only be transferred externally to the nominated linked account.
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Published by Rabobank under the Consumer Data Right, last changed by them on 13 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.