The Finance Algorithm
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Revolut Personal Account

A multi-currency transaction account with app-based management, international transfers, currency exchange and a debit card. Features and fees will vary based on paid plan tiers (Standard, Plus, Premium, Metal, Ultra).

Savings & transaction accountsBank updated 29 Sept 2026

At a glance

Pricing
Rates on application
Monthly fee
$0

Fees

16 fees published, grouped by when they're charged.

While you hold it10

  • Metal Annual Fee

    All plans and fees are subject to our T&Cs, which may change from time to time.

    $279 a year
  • Metal Monthly Fee

    All plans and fees are subject to our T&Cs, which may change from time to time.

    $28.99 a month
  • Plus Annual Fee

    All plans and fees are subject to our T&Cs, which may change from time to time.

    $59 a year
  • Plus Monthly Fee

    All plans and fees are subject to our T&Cs, which may change from time to time.

    $5.99 a month
  • Premium Annual Fee

    All plans and fees are subject to our T&Cs, which may change from time to time.

    $119 a year
  • Premium Monthly Fee

    All plans and fees are subject to our T&Cs, which may change from time to time.

    $11.99 a month
  • Standard Annual Fee

    All plans and fees are subject to our T&Cs, which may change from time to time.

    No fee
  • Standard Monthly Fee

    All plans and fees are subject to our T&Cs, which may change from time to time.

    No fee
  • Ultra Annual Fee

    All plans and fees are subject to our T&Cs, which may change from time to time.

    $999 a year
  • Ultra Monthly Fee

    All plans and fees are subject to our T&Cs, which may change from time to time.

    $99.99 a month

When you make a transaction4

  • Top-Up Fee

    The rate shown is for Consumer domestic credit. Fees may vary depending on top-up methods

    0.40% of transaction
  • Currency Transfer Fee

    This reflects the Standard Currency Transfer Fee. Currency exchange rates will vary depending on plan, currency destination, fair usage allowance and exchange market hours. Third parties fees may als…

    0.15% of transaction
  • Exchange Fee

    This reflects the Standard plan rate charged over the fair usage limit. Currency exchange rates will vary depending on plan, currency destination, fair usage allowance and exchange market hours. Thir…

    0.50% of transaction
  • ATM Withdrawal Fee

    This reflects the Standard plan fee charged over the monthly ATM Withdrawal Allowance. Fees and monthly ATM withdrawal allowances will vary depending on your plan - see our website for more info. AU…

    2.00% of transaction

When particular things happen2

  • Additional Card Fee

    This reflects the Standard card fee. Fees may vary depending on your plan and card type and delivery fees may also apply - see our website for more info.

    $8.99
  • Card Personalisation Fee

    Fees may vary depending on your plan - see our website for more info.

    $0 to $7.99

Features

Instant paymentsPayIDDigital bankingFraud protection5 additional cardsApple Pay, Google PayRevPointsEveryday Protection and/or Travel Insurance
  • Features and benefits will vary depending on your plan - see our website for more info. Plan-specific fees and benefits are tied to your Revolut Personal Account.
  • Allows parents to create a sub-account for children aged from 6 to 16 years old (a RKT user) to enable their children to gain financial skills by teaching them how to use and manage money.

Eligibility and limits

  • Minimum age 18
  • Residency: Must be an Australian resident with a valid Australian residential address
  • Available to individuals

Published by Revolut under the Consumer Data Right, last changed by them on 29 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.