Revolut
Every product Revolut publishes under the Consumer Data Right, with its rates set beside every other bank's. It last changed one on 8 Oct 2026.
- Australian credit licence and AFS licence 517589, held by Revolut Payments Australia Pty Ltd; credit licence since 3 February 2022. Complaints it can't resolve go to the Australian Financial Complaints Authority (AFCA). ASIC register
11 products in 3 categories
Revolut's rates today
Revolut's best rate in each category, next to the best you'll find anywhere and the typical institution's best, as of 7 November 2026. Only products anyone can apply for are counted.
Where Revolut sits among every institution's best
| Rate | Revolut | Best anywhere | Typical institution |
|---|---|---|---|
| Savings accountBase plus any bonus, when its conditions are met | 3.00%Revolut Instant Access Savings | 5.75%Defence Bank Limited's iSaver | 4.85%of 73 institutions |
| Personal loanLowest advertised rate, fixed or variable, leaving out car loans | 6.99%Revolut Personal Loan | 5.80%Plenti Personal Loan | 7.96%of 68 institutions |
| Credit card purchase rateOngoing purchase rate, not introductory offers | 20.99%Revolut Credit Card | 7.49%Unity Bank's Low Rate Visa Credit Card | 12.49%of 51 institutions |
| Business savings accountEach institution's best interest-paying business account, base plus any bonus | 2.25%Revolut Business Instant Access Savings | 5.40%Great Southern Bank Business+'s Business+ Saver | 0.55%of 34 institutions |
Revolut savings and transaction account rates
Compare across banks9 products
Its highest savings rate is 3.00%, on its Revolut Instant Access Savings: 59th highest of 84 institutions, level with one other.
- Revolut Business Account
- Pricing
- Rates on application
- Monthly fee
- $15
- Revolut Business Instant Access Savings
- Base rate
- 2.25%
- Revolut Business Multi-currency Wallet
- Pricing
- Rates on application
- Revolut Instant Access Savings
- Base rate
- 3.00%
- Intro rate
- 6.25% for 3 mo
- Revolut Joint Account
- Pricing
- Rates on application
- Revolut Kids & Teens Account
- Pricing
- Rates on application
- Revolut Kids & Teens Instant Access Savings
- Base rate
- 3.00%
- Revolut Personal Account
- Pricing
- Rates on application
- Monthly fee
- $0
- Revolut Personal Multi-Currency Wallet
- Pricing
- Rates on application
Revolut credit card rates
Compare across banks1 product
Its lowest credit card purchase rate is 20.99%, on its Revolut Credit Card: 48th lowest of 51 card issuers, level with one other.
Revolut personal loan rates
Compare across banks1 product
Its lowest advertised personal loan rate is 6.99% fixed, on its Revolut Personal Loan: 31st lowest of 69 lenders, level with 3 others.
Every published rate Revolut has changed.
Its published savings rates haven't moved since the RBA's 4 Nov 2026 rise.
No published rate has changed since 18 Sept 2026.
Published by Revolut under the Consumer Data Right, last changed by them on 8 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.