The Finance Algorithm
Revolut

Revolut Joint Account

A joint transaction account held by two Revolut users for shared spending, international transfers and currency exchange with a debit card. Features and fees will vary based on the primary account holder's paid plan tier (Standard, Plus, Premium, Metal, Ultra).

Savings & transaction accountsBank updated 13 Aug 2026
At a glance
Pricing
Rates on application
§ 02 — Fees · 6
FeeTypeAmountWhenNotes
Card Top-Up FeeDeposit1.00% of transactionRate shown for AU credit/corporate card fee for a Standard plan. Fees apply for top-ups via credit, corporate and foreign cards and will vary depending on your plan.
Additional Card FeeEvent$8.99This reflects the Standard card fee. Fees may vary depending on your plan and card type and delivery fees may also apply - see our website for more info.
Card Personalisation FeeEvent$0 to $7.99Fees may vary depending on your plan - see our website for more info.
Currency Transfer FeeTransaction0.15% of transactionThis reflects the Standard Currency Transfer Fee. Currency exchange rates will vary depending on plan, currency destination, fair usage allowance and exchange market hours. Third parties fees may als…
Exchange FeeTransaction0.50% of transactionThis reflects the Standard plan rate charged over the fair usage limit. Currency exchange rates will vary depending on plan, currency destination, fair usage allowance and exchange market hours. Thir…
ATM Withdrawal FeeWithdrawal2.00% of transactionThis reflects the Standard plan fee charged over the monthly ATM Withdrawal Allowance. Fees and monthly ATM withdrawal allowances will vary depending on your plan - see our website for more info. AU…
§ 03 — Features
Instant paymentsPayIDDigital bankingFraud protection5 additional cardsApple Pay, Google PayRevPoints
  • · Features and benefits will vary depending on your plan - see our website for more info. Plan-specific fees and benefits are tied to your Revolut Personal Account.
§ 04 — Eligibility & limits
  • · Minimum age 18
  • · Residency: Must be an Australian resident with a valid Australian residential address
  • · Available to individuals

Published by Revolut under the Consumer Data Right, last changed by them on 13 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.