The Finance Algorithm
Suncorp Bank logoSuncorp Bank

Everyday Essentials Account

A basic day-to-day transaction account for holders of concession and health care cards or recipients of government income support.

Savings & transaction accountsBank updated 20 Mar 2026
Apply at Suncorp Bank ↗Product page ↗Fees and pricing ↗Terms ↗

At a glance

Pricing
Rates on application
Monthly fee
$0
Visa Debit

Fees

20 fees published, grouped by when they're charged.

While you hold it1

  • Account keeping fee

    No monthly account keeping fees

    No fee

When you make a transaction5

  • Bank@Post

    Fee Free - Limits apply

    No fee
  • Foreign Currency Conversion Fee (Visa Debit Transactions)

    Suncorp Bank Visa Debit Transactions

    No fee
  • atmx by Armaguard network ATM withdrawals & enquiries
    No fee
  • Real Time Gross Settlements (RTGS) - outward
    $35
  • Telegraphic Transfers sent - staff assisted
    $30

When particular things happen13

  • Card Replacement
    No fee
  • Copy of bank cheque
    $12
  • eStatements
    No fee
  • Foreign Currency Bank Draft - trace request or stop payment
    $20
  • Physical Security Token

    Suncorp Bank Secured App (soft token) available at no cost

    $20
  • Record Search/Copy Fee (cheques, records, voucher retrieval)

    per hour

    $70
  • Request for Audit Certificate

    per certificate

    $30
  • Stop Payment Request - bank cheques
    $15
  • Stop payment request - Direct Debit
    No fee
  • Telegraphic Transfers (staff assisted and via Global Payments) recall, amended, trace request

    plus other bank's costs

    $30
  • Trace/recall of funds request - cheque, electronic payment
    $30
  • Visa debit card cash advance at non-Suncorp Bank Institution

    per $1,000 advanced or part thereof

    No fee
  • Visa debit cards emergency overseas card replacement
    $50

Other fees1

  • Non Suncorp Bank ATM withdrawals & enquiries

    ATM Operator Fee Accessibility Waiver

    From $0

Features

Instant paymentsPayIDDigital bankingUnlimited transactionsGoogle PayApple PayFeel Good Rewards
  • Don't travel? Card lock in mobile banking lets you lock your card for overseas instore purchases
  • Don't shop online? Card lock in mobile banking lets you lock your card for online purchases (domestic and international) and online subscriptions
  • Misplaced your card? Card lock in mobile banking lets you lock your card while you look for it
  • Pay $0 Visa Debit Cash Advance Fees at non-Suncorp Bank ATMs
  • Pay $0 Foreign Currency Conversion Fees on Visa Debit Card purchases from overseas merchants
  • Pay To is available to manage payments from an eligible bank account in Suncorp Bank App

Eligibility and limits

  • Minimum age 11
  • Residency: Account owners must be residents of Australia
  • Available to individuals

Published by Suncorp Bank under the Consumer Data Right, last changed by them on 20 Mar 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.