Suncorp Bank
Everyday Essentials Account
A basic day-to-day transaction account for holders of concession and health care cards or recipients of government income support.
Savings & transaction accountsBank updated 20 Mar 2026
At a glance
- Pricing
- Rates on application
- Monthly fee
- $0
§ 02 — Fees · 20
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Card Replacement | Event | No fee | — | — |
| Copy of bank cheque | Event | $12 | — | — |
| eStatements | Event | No fee | — | — |
| Foreign Currency Bank Draft - trace request or stop payment | Event | $20 | — | — |
| Physical Security Token | Event | $20 | — | Suncorp Bank Secured App (soft token) available at no cost |
| Record Search/Copy Fee (cheques, records, voucher retrieval) | Event | $70 | — | per hour |
| Request for Audit Certificate | Event | $30 | — | per certificate |
| Stop Payment Request - bank cheques | Event | $15 | — | — |
| Stop payment request - Direct Debit | Event | No fee | — | — |
| Telegraphic Transfers (staff assisted and via Global Payments) recall, amended, trace request | Event | $30 | — | plus other bank's costs |
| Trace/recall of funds request - cheque, electronic payment | Event | $30 | — | — |
| Visa debit card cash advance at non-Suncorp Bank Institution | Event | No fee | — | per $1,000 advanced or part thereof |
| Visa debit cards emergency overseas card replacement | Event | $50 | — | — |
| Non Suncorp Bank ATM withdrawals & enquiries | Other | $0 | — | ATM Operator Fee Accessibility Waiver |
| Account keeping fee | Periodic | No fee | Every 1 mo | No monthly account keeping fees |
| Bank@Post | Transaction | No fee | — | Fee Free - Limits apply |
| Foreign Currency Conversion Fee (Visa Debit Transactions) | Transaction | No fee | — | Suncorp Bank Visa Debit Transactions |
| atmx by Armaguard network ATM withdrawals & enquiries | Withdrawal | No fee | — | — |
| Real Time Gross Settlements (RTGS) - outward | Withdrawal | $35 | — | — |
| Telegraphic Transfers sent - staff assisted | Withdrawal | $30 | — | — |
§ 03 — Features
Instant paymentsPayIDDigital bankingUnlimited transactionsGoogle PayApple PayFeel Good Rewards
- · Don't travel? Card lock in mobile banking lets you lock your card for overseas instore purchases
- · Don't shop online? Card lock in mobile banking lets you lock your card for online purchases (domestic and international) and online subscriptions
- · Misplaced your card? Card lock in mobile banking lets you lock your card while you look for it
- · Pay $0 Visa Debit Cash Advance Fees at non-Suncorp Bank ATMs
- · Pay $0 Foreign Currency Conversion Fees on Visa Debit Card purchases from overseas merchants
- · Pay To is available to manage payments from an eligible bank account in Suncorp Bank App
§ 04 — Eligibility & limits
- · Minimum age 11
- · Residency: Account owners must be residents of Australia
- · Available to individuals
§ 05 — Compare
§ 06 — Run the numbers
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Published by Suncorp Bank under the Consumer Data Right, last changed by them on 20 Mar 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.