The Finance Algorithm
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Term Deposit USD 12M

Term Deposit USD 12M

Term depositsBank updated 23 Sept 2026

At a glance

Min deposit
$1,000

Rates

The one rate Bank of China publishes for this term deposit.

TypeApplies toTermBandRateComparisonConditions
Fixed---2.85%-paid at maturity; Term Deposit USD 12M

Rate changes

One change logged, newest first.

DateRateWasNowChange
25 Sept 2026Fixed2.60%2.85%up 0.25

Each change is logged the night it appears in the rates Bank of China publishes. See how every lender answered the RBA on the rate tracker.

Features

Digital banking

Eligibility and limits

  • Minimum age 16
  • Opening balance $1,000

Published by Bank of China under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.