The Finance Algorithm
Bank of China

Term Deposit AUD 4M

Term Deposit AUD 4M

Term depositsBank updated 10 Mar 2026
At a glance
Min deposit
$1,000
§ 01 — Rates · 2
TypeApplies toTermBandRateComparisonConditions
Bonus4.20%paid at maturity; Term deposit rate bonus rate only apply to overseas student customer with balance between 1000 to 500,000 AUD
Fixed0.50%paid at maturity; Term Deposit AUD 4M
§ 03 — Features
Digital banking
§ 04 — Eligibility & limits
  • · Minimum age 16
  • · Opening balance $1,000

Published by Bank of China under the Consumer Data Right, last changed by them on 10 Mar 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.