The Finance Algorithm
Warwick Credit Union logoWarwick Credit Union

FIXED TERM DEPOSITS

Take advantage of great returns on our term deposits

Term depositsBank updated 6 Oct 2026

At a glance

Best rate
3.85% for 7m
Min deposit
$200,000

Rates

The one rate Warwick Credit Union publishes for this term deposit.

TypeApplies toTermBandRateComparisonConditions
Fixed-7 mo$200,000–$500,0003.85%-paid at maturity

Rate changes

One change logged, newest first.

DateRateWasNowChange
7 Oct 2026Fixed, 7 mo, $200,000–$500,0003.65%3.85%up 0.20

Each change is logged the night it appears in the rates Darling Downs Bank publishes. See how every lender answered the RBA on the rate tracker.

Fees

One fee published, grouped by when they're charged.

While you hold it1

  • STATEMENT_FEE

    When paper statements are requested - charged on statement cycle

    $2

Features

Digital banking
  • No account keeping fee
  • A guaranteed rate for terms of 7 months
  • Earn a competitive interest rate on your investment with a minimum opening balance of $200,000 can get you started
  • Interest can be paid monthly or at maturity. A reduced interest rate applies for monthly interest payments
  • We'll send you a written renewal notice before your deposit matures
  • We may allow early withdrawals at our absolute discretion. A reduced rate of interest will apply in these circumstances. For full details refer to our Conditions of Use.
  • For deposits over $500,000 rates and terms are by negotiation and subject to acceptance

Eligibility and limits

  • Residency: Individuals must be citizens or permanent residents of Australia
  • Minimum balance $200,000
  • Opening balance $200,000
  • Must be a member of the Credit Union

Published by Darling Downs Bank under the Consumer Data Right, last changed by them on 6 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.