10 Month Term Deposit
Take control of your investment with a term deposit from P&N Bank, offering a guaranteed rate of return and a high level of security.
Term depositsBank updated 29 June 2026
At a glance
- Best rate
- 3.60% for 10m
- Min deposit
- $5,000
Rates
The one rate P&N Bank publishes for this term deposit.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| FixedInterest paid at maturity | - | 10 mo | $5,000–$1,000,000 | 3.60% | - | paid at maturity; paid every 10 mo; Rate available to existing customers.; Rate available for new accounts.; Rate available to new customers. |
Features
Digital banking
- Flexible interest payment options - choose from interest paid at maturity (Money Maker), OR paid monthly, quarterly or annually (Regular Income)
Eligibility and limits
- Minimum age 12
- Residency: You must be an Australian citizen and/or resident or a non-resident with a qualifying visa evidencing 12 months or longer residency. A valid Australian address is required to open an account. Membership eligibility applies.
- Minimum balance $5,000
- Opening balance $5,000
- You must be or become a P&N Bank member
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Published by P&N Bank under the Consumer Data Right, last changed by them on 29 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.