The Finance Algorithm
P&N Bank logo
68 products · 6 categories · changed 23 Sept 2026

P&N Bank.

Credit cards 2Overdrafts 1Personal loans 2Home loans 32Term deposits 18Savings & transaction accounts 13
Home loans · 32Compare across banks →
Basic Variable HL LVR <60
Variable (owner occ. P&I)
6.13% · 6.16% comparison
Max LVR
60%
Features
redraw, extra repayments
Basic Variable HL LVR >60-70
Variable (owner occ. P&I)
6.17% · 6.20% comparison
Max LVR
70%
Features
redraw, extra repayments
Basic Variable HL LVR >70-80
Variable (owner occ. P&I)
6.19% · 6.22% comparison
Max LVR
80%
Features
redraw, extra repayments
Basic Variable HL LVR >80-90
Variable (owner occ. P&I)
6.49% · 6.52% comparison
Max LVR
90%
Features
redraw, extra repayments
Basic Variable HL LVR >90-95
Variable (owner occ. P&I)
6.79% · 6.82% comparison
Max LVR
95%
Features
redraw, extra repayments
Bridging Loan L61
Max LVR
80%
Features
extra repayments
Fixed Home Loan (IO) LVR <80
Max LVR
80%
Features
extra repayments
Fixed Home Loan (IO) LVR >80
Max LVR
90%
Features
extra repayments
Fixed Home Loan (P&I) LVR <80
Fixed
1 yr 6.27% · 3 yrs 6.69% · 4 yrs 6.74% · 5 yrs 6.79%
Max LVR
80%
Features
extra repayments
Fixed Home Loan (P&I) LVR >80
Fixed
1 yr 6.37% · 2 yrs 6.37% · 3 yrs 6.79% · 4 yrs 6.84% · 5 yrs 6.89%
Max LVR
95%
Features
extra repayments
Fixed Home Loan Inv IO LVR<80
Max LVR
80%
Features
extra repayments
Fixed Home Loan Inv IO LVR>80
Max LVR
90%
Features
extra repayments
Fixed Home Loan Inv P&I LVR<80
Max LVR
80%
Features
extra repayments
Fixed Home Loan Inv P&I LVR>80
Max LVR
90%
Features
extra repayments
Investor Basic (IO) LVR <70
Max LVR
70%
Features
redraw, extra repayments
Investor Basic (P&I) LVR <70
Variable (investor P&I)
6.29%
Max LVR
70%
Features
redraw, extra repayments
Investor Basic IO LVR>70-80
Max LVR
80%
Features
redraw, extra repayments
Investor Basic IO LVR>80-90
Max LVR
90%
Features
redraw, extra repayments
Investor Basic P&I LVR>70-80
Variable (investor P&I)
6.34%
Max LVR
80%
Features
redraw, extra repayments
Investor Basic P&I LVR>80-90
Variable (investor P&I)
6.59%
Max LVR
90%
Features
redraw, extra repayments
Investor Offset IO LVR<70
Max LVR
70%
Features
offset, redraw, extra repayments
Investor Offset IO LVR>70-80
Max LVR
80%
Features
offset, redraw, extra repayments
Investor Offset IO LVR>80-90
Max LVR
90%
Features
offset, redraw, extra repayments
Investor Offset P&I LVR >70-80
Variable (investor P&I)
6.37%
Max LVR
80%
Features
offset, redraw, extra repayments
Investor Offset P&I LVR<70
Variable (investor P&I)
6.32%
Max LVR
70%
Features
offset, redraw, extra repayments
Investor Offset P&I LVR>80-90
Variable (investor P&I)
6.69%
Max LVR
90%
Features
offset, redraw, extra repayments
Offset Variable HL LVR<60
Variable (owner occ. P&I)
6.17% · 6.20% comparison
Max LVR
60%
Features
offset, redraw, extra repayments
Offset Variable HL LVR>60-70
Variable (owner occ. P&I)
6.19% · 6.22% comparison
Max LVR
70%
Features
offset, redraw, extra repayments
Offset Variable HL LVR>80-90
Variable (owner occ. P&I)
6.67% · 6.70% comparison
Max LVR
90%
Features
offset, redraw, extra repayments
Offset Variable HL LVR>90-95
Variable (owner occ. P&I)
7.20% · 7.23% comparison
Max LVR
95%
Features
offset, redraw, extra repayments
Offset Variable HL>70-80
Variable (owner occ. P&I)
6.35% · 6.38% comparison
Max LVR
80%
Features
offset, redraw, extra repayments
Reverse Mortgage Home Loan
Max LVR
35%
Features
redraw, extra repayments

Published by P&N Bank under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.