P&N Bank5 Month Term Deposit
Take control of your investment with a term deposit from P&N Bank, offering a guaranteed rate of return and a high level of security.
Term depositsBank updated 6 Oct 2026
At a glance
- Best rate
- 4.80% for 5m
- Min deposit
- $5,000
Rates
The one rate P&N Bank publishes for this term deposit.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| FixedInterest paid at maturity | - | 5 mo | $5,000–$1,000,000 | 4.80% | - | paid at maturity; paid every 5 mo; Rate available to existing customers.; Rate available for new accounts.; Rate available to new customers. |
Rate changes
One change logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 7 Oct 2026 | Fixed, 5 mo, $5,000–$1,000,000 | 5.00% | 4.80% | down 0.20 |
Each change is logged the night it appears in the rates P&N Bank publishes. See how every lender answered the RBA on the rate tracker.
Features
Digital banking
- Flexible interest payment options - choose from interest paid at maturity (Money Maker), OR paid monthly, quarterly or annually (Regular Income)
Eligibility and limits
- Minimum age 12
- Residency: You must be an Australian citizen and/or resident or a non-resident with a qualifying visa evidencing 12 months or longer residency. A valid Australian address is required to open an account. Membership eligibility applies.
- Minimum balance $5,000
- Opening balance $5,000
- You must be or become a P&N Bank member
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Published by P&N Bank under the Consumer Data Right, last changed by them on 6 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.