The Finance Algorithm
Rabobank logoRabobank

Online Term Deposit (SMSF)

Competitive fixed interest with the choice of 1 month to 5 year terms.

Term depositsBank updated 13 Oct 2026
Apply at Rabobank ↗Product page ↗Fees and pricing ↗Terms ↗

At a glance

Best rate
5.30% for 12m
12 months
5.30%
Min deposit
$1,000

Rates

Every rate Rabobank publishes for this term deposit, 145 in all.

Its best rate at each term

  1. 1 mo2.00%
  2. 3 motypical 4.60%4.95%
  3. 6 motypical 5.10%5.15%
  4. 9 mo5.20%
  5. 1 yrtypical 5.30%5.30%
  6. 15 mo3.50%
  7. 18 mo3.55%
  8. 2 yrstypical 4.90%5.10%
  9. 3 yrstypical 4.25%5.15%
  10. 4 yrs5.20%
  11. 5 yrstypical 4.00%5.30%
This term depositTypical institution's best for the term
TypeApplies toTermBandRateComparisonConditions
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-1 mo$1,000–$100,0001.90%-paid at maturity; paid every 1 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-1 mo$100,000–$250,0001.95%-paid at maturity; paid every 1 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-1 mo$1,000,000+2.00%-paid at maturity; paid every 1 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-1 mo$250,000–$500,0001.95%-paid at maturity; paid every 1 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-1 mo$500,000–$1,000,0002.00%-paid at maturity; paid every 1 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-1 yr$1,000–$100,0005.05%-paid every 1 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-1 yr$1,000–$100,0005.20%-paid at maturity; paid every 1 yr
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-1 yr$1,000–$100,0005.10%-paid every 3 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-1 yr$1,000–$100,0005.15%-paid every 6 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-1 yr$100,000–$250,0005.10%-paid every 1 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-1 yr$100,000–$250,0005.25%-paid at maturity; paid every 1 yr
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-1 yr$100,000–$250,0005.15%-paid every 3 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-1 yr$100,000–$250,0005.20%-paid every 6 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-1 yr$1,000,000+5.15%-paid every 1 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-1 yr$1,000,000+5.30%-paid at maturity; paid every 1 yr
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-1 yr$1,000,000+5.20%-paid every 3 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-1 yr$1,000,000+5.25%-paid every 6 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-1 yr$250,000–$500,0005.10%-paid every 1 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-1 yr$250,000–$500,0005.25%-paid at maturity; paid every 1 yr
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-1 yr$250,000–$500,0005.15%-paid every 3 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-1 yr$250,000–$500,0005.20%-paid every 6 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-1 yr$500,000–$1,000,0005.15%-paid every 1 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-1 yr$500,000–$1,000,0005.30%-paid at maturity; paid every 1 yr
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-1 yr$500,000–$1,000,0005.20%-paid every 3 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-1 yr$500,000–$1,000,0005.25%-paid every 6 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-15 mo$1,000–$100,0003.35%-paid every 1 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-15 mo$1,000–$100,0003.40%-paid every 3 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-15 mo$100,000–$250,0003.40%-paid every 1 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-15 mo$100,000–$250,0003.45%-paid every 3 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-15 mo$1,000,000+3.45%-paid every 1 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-15 mo$1,000,000+3.50%-paid every 3 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-15 mo$250,000–$500,0003.40%-paid every 1 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-15 mo$250,000–$500,0003.45%-paid every 3 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-15 mo$500,000–$1,000,0003.45%-paid every 1 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-15 mo$500,000–$1,000,0003.50%-paid every 3 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-18 mo$1,000–$100,0003.35%-paid every 1 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-18 mo$1,000–$100,0003.40%-paid every 3 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-18 mo$1,000–$100,0003.45%-paid every 6 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-18 mo$100,000–$250,0003.40%-paid every 1 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-18 mo$100,000–$250,0003.45%-paid every 3 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-18 mo$100,000–$250,0003.50%-paid every 6 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-18 mo$1,000,000+3.45%-paid every 1 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-18 mo$1,000,000+3.50%-paid every 3 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-18 mo$1,000,000+3.55%-paid every 6 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-18 mo$250,000–$500,0003.40%-paid every 1 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-18 mo$250,000–$500,0003.45%-paid every 3 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-18 mo$250,000–$500,0003.50%-paid every 6 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-18 mo$500,000–$1,000,0003.45%-paid every 1 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-18 mo$500,000–$1,000,0003.50%-paid every 3 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-18 mo$500,000–$1,000,0003.55%-paid every 6 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-2 yrs$1,000–$100,0004.85%-paid every 1 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-2 yrs$1,000–$100,0005.00%-paid every 1 yr
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-2 yrs$1,000–$100,0004.90%-paid every 3 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-2 yrs$1,000–$100,0004.95%-paid every 6 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-2 yrs$100,000–$250,0004.90%-paid every 1 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-2 yrs$100,000–$250,0005.05%-paid every 1 yr
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-2 yrs$100,000–$250,0004.95%-paid every 3 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-2 yrs$100,000–$250,0005.00%-paid every 6 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-2 yrs$1,000,000+4.95%-paid every 1 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-2 yrs$1,000,000+5.10%-paid every 1 yr
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-2 yrs$1,000,000+5.00%-paid every 3 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-2 yrs$1,000,000+5.05%-paid every 6 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-2 yrs$250,000–$500,0004.90%-paid every 1 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-2 yrs$250,000–$500,0005.05%-paid every 1 yr
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-2 yrs$250,000–$500,0004.95%-paid every 3 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-2 yrs$250,000–$500,0005.00%-paid every 6 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-2 yrs$500,000–$1,000,0004.95%-paid every 1 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-2 yrs$500,000–$1,000,0005.10%-paid every 1 yr
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-2 yrs$500,000–$1,000,0005.00%-paid every 3 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-2 yrs$500,000–$1,000,0005.05%-paid every 6 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-3 mo$1,000–$100,0004.85%-paid at maturity; paid every 3 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-3 mo$100,000–$250,0004.90%-paid at maturity; paid every 3 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-3 mo$1,000,000+4.95%-paid at maturity; paid every 3 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-3 mo$250,000–$500,0004.90%-paid at maturity; paid every 3 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-3 mo$500,000–$1,000,0004.95%-paid at maturity; paid every 3 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-3 yrs$1,000–$100,0004.90%-paid every 1 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-3 yrs$1,000–$100,0005.05%-paid every 1 yr
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-3 yrs$1,000–$100,0004.95%-paid every 3 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-3 yrs$1,000–$100,0005.00%-paid every 6 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-3 yrs$100,000–$250,0004.95%-paid every 1 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-3 yrs$100,000–$250,0005.10%-paid every 1 yr
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-3 yrs$100,000–$250,0005.00%-paid every 3 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-3 yrs$100,000–$250,0005.05%-paid every 6 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-3 yrs$1,000,000+5.00%-paid every 1 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-3 yrs$1,000,000+5.15%-paid every 1 yr
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-3 yrs$1,000,000+5.05%-paid every 3 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-3 yrs$1,000,000+5.10%-paid every 6 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-3 yrs$250,000–$500,0004.95%-paid every 1 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-3 yrs$250,000–$500,0005.10%-paid every 1 yr
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-3 yrs$250,000–$500,0005.00%-paid every 3 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-3 yrs$250,000–$500,0005.05%-paid every 6 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-3 yrs$500,000–$1,000,0005.00%-paid every 1 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-3 yrs$500,000–$1,000,0005.15%-paid every 1 yr
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-3 yrs$500,000–$1,000,0005.05%-paid every 3 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-3 yrs$500,000–$1,000,0005.10%-paid every 6 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-4 yrs$1,000–$100,0004.95%-paid every 1 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-4 yrs$1,000–$100,0005.10%-paid every 1 yr
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-4 yrs$1,000–$100,0005.00%-paid every 3 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-4 yrs$1,000–$100,0005.05%-paid every 6 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-4 yrs$100,000–$250,0005.00%-paid every 1 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-4 yrs$100,000–$250,0005.15%-paid every 1 yr
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-4 yrs$100,000–$250,0005.05%-paid every 3 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-4 yrs$100,000–$250,0005.10%-paid every 6 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-4 yrs$1,000,000+5.05%-paid every 1 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-4 yrs$1,000,000+5.20%-paid every 1 yr
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-4 yrs$1,000,000+5.10%-paid every 3 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-4 yrs$1,000,000+5.15%-paid every 6 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-4 yrs$250,000–$500,0005.00%-paid every 1 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-4 yrs$250,000–$500,0005.15%-paid every 1 yr
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-4 yrs$250,000–$500,0005.05%-paid every 3 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-4 yrs$250,000–$500,0005.10%-paid every 6 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-4 yrs$500,000–$1,000,0005.05%-paid every 1 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-4 yrs$500,000–$1,000,0005.20%-paid every 1 yr
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-4 yrs$500,000–$1,000,0005.10%-paid every 3 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-4 yrs$500,000–$1,000,0005.15%-paid every 6 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-6 mo$1,000–$100,0005.05%-paid at maturity; paid every 6 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-6 mo$100,000–$250,0005.10%-paid at maturity; paid every 6 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-6 mo$1,000,000+5.15%-paid at maturity; paid every 6 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-6 mo$250,000–$500,0005.10%-paid at maturity; paid every 6 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-6 mo$500,000–$1,000,0005.15%-paid at maturity; paid every 6 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-5 yrs$1,000–$100,0005.05%-paid every 1 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-5 yrs$1,000–$100,0005.20%-paid every 1 yr
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-5 yrs$1,000–$100,0005.10%-paid every 3 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-5 yrs$1,000–$100,0005.15%-paid every 6 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-5 yrs$100,000–$250,0005.10%-paid every 1 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-5 yrs$100,000–$250,0005.25%-paid every 1 yr
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-5 yrs$100,000–$250,0005.15%-paid every 3 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-5 yrs$100,000–$250,0005.20%-paid every 6 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-5 yrs$1,000,000+5.15%-paid every 1 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-5 yrs$1,000,000+5.30%-paid every 1 yr
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-5 yrs$1,000,000+5.20%-paid every 3 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-5 yrs$1,000,000+5.25%-paid every 6 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-5 yrs$250,000–$500,0005.10%-paid every 1 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-5 yrs$250,000–$500,0005.25%-paid every 1 yr
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-5 yrs$250,000–$500,0005.15%-paid every 3 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-5 yrs$250,000–$500,0005.20%-paid every 6 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-5 yrs$500,000–$1,000,0005.15%-paid every 1 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-5 yrs$500,000–$1,000,0005.30%-paid every 1 yr
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-5 yrs$500,000–$1,000,0005.20%-paid every 3 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-5 yrs$500,000–$1,000,0005.25%-paid every 6 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-9 mo$1,000–$100,0005.10%-paid at maturity; paid every 9 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-9 mo$100,000–$250,0005.15%-paid at maturity; paid every 9 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-9 mo$1,000,000+5.20%-paid at maturity; paid every 9 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-9 mo$250,000–$500,0005.15%-paid at maturity; paid every 9 mo
FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity.-9 mo$500,000–$1,000,0005.20%-paid at maturity; paid every 9 mo

Rate changes

30 changes logged, newest first.

DateRateWasNowChange
14 Oct 2026Fixed, 1 yr, $1,000–$100,0004.95%5.05%up 0.10
14 Oct 2026Fixed, 1 yr, $1,000–$100,0005.10%5.20%up 0.10
14 Oct 2026Fixed, 1 yr, $1,000–$100,0005.00%5.10%up 0.10
14 Oct 2026Fixed, 1 yr, $1,000–$100,0005.05%5.15%up 0.10
14 Oct 2026Fixed, 1 yr, $100,000–$250,0005.00%5.10%up 0.10
14 Oct 2026Fixed, 1 yr, $100,000–$250,0005.15%5.25%up 0.10
14 Oct 2026Fixed, 1 yr, $100,000–$250,0005.05%5.15%up 0.10
14 Oct 2026Fixed, 1 yr, $100,000–$250,0005.10%5.20%up 0.10
14 Oct 2026Fixed, 1 yr, $1,000,000+5.05%5.15%up 0.10
14 Oct 2026Fixed, 1 yr, $1,000,000+5.20%5.30%up 0.10
14 Oct 2026Fixed, 1 yr, $1,000,000+5.10%5.20%up 0.10
14 Oct 2026Fixed, 1 yr, $1,000,000+5.15%5.25%up 0.10
14 Oct 2026Fixed, 1 yr, $250,000–$500,0005.00%5.10%up 0.10
14 Oct 2026Fixed, 1 yr, $250,000–$500,0005.15%5.25%up 0.10
14 Oct 2026Fixed, 1 yr, $250,000–$500,0005.05%5.15%up 0.10
14 Oct 2026Fixed, 1 yr, $250,000–$500,0005.10%5.20%up 0.10
14 Oct 2026Fixed, 1 yr, $500,000–$1,000,0005.05%5.15%up 0.10
14 Oct 2026Fixed, 1 yr, $500,000–$1,000,0005.20%5.30%up 0.10
14 Oct 2026Fixed, 1 yr, $500,000–$1,000,0005.10%5.20%up 0.10
14 Oct 2026Fixed, 1 yr, $500,000–$1,000,0005.15%5.25%up 0.10
14 Oct 2026Fixed, 6 mo, $1,000–$100,0004.95%5.05%up 0.10
14 Oct 2026Fixed, 6 mo, $100,000–$250,0005.00%5.10%up 0.10
14 Oct 2026Fixed, 6 mo, $1,000,000+5.05%5.15%up 0.10
14 Oct 2026Fixed, 6 mo, $250,000–$500,0005.00%5.10%up 0.10
14 Oct 2026Fixed, 6 mo, $500,000–$1,000,0005.05%5.15%up 0.10
14 Oct 2026Fixed, 9 mo, $1,000–$100,0005.00%5.10%up 0.10
14 Oct 2026Fixed, 9 mo, $100,000–$250,0005.05%5.15%up 0.10
14 Oct 2026Fixed, 9 mo, $1,000,000+5.10%5.20%up 0.10
14 Oct 2026Fixed, 9 mo, $250,000–$500,0005.05%5.15%up 0.10
14 Oct 2026Fixed, 9 mo, $500,000–$1,000,0005.10%5.20%up 0.10

Each change is logged the night it appears in the rates Rabobank publishes. See how every lender answered the RBA on the rate tracker.

Fees

2 fees published, grouped by when they're charged.

  1. When you take it outNo fee published
  2. While you hold itNo feeAccount keeping fee
  3. When you close it or pay it offVariesEarly withdrawal fee

While you hold it1

  • Account keeping fee
    No fee

When you close it or pay it off1

  • Early withdrawal fee

    If you would like to withdraw your Term Deposit prior to maturity, you will be required to provide us with at least 31 calendar days' notice and pay an early withdrawal fee unless we determine that y… Early withdrawal fee discount or waiver

    Varies

Features

Digital banking
  • From February 1 2012, the Financial Claims Scheme applies to eligible deposits with a balance up to $250,000 per account holder, per Authorised Deposit-taking Institution.

Eligibility and limits

  • Minimum age 18
  • Residency: Each SMSF trustee owner of an account must be residing in and tax resident of Australia.
  • Minimum balance $1,000
  • Opening balance $1,000
  • SMSF products are available only to SMSF trustees.
  • New customers are required to open and maintain a High Interest Savings Account (HISA) which is a variable rate at-call savings account which does not charge fees and has no minimum balance requireme…

Published by Rabobank under the Consumer Data Right, last changed by them on 13 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.