Rabobank
Online Term Deposit (SMSF)
Competitive fixed interest with the choice of 1 month to 5 year terms.
Term depositsBank updated 15 Sept 2026
At a glance
- Best rate
- 5.30% for 60m
- 12 months
- 5.20%
- Min deposit
- $1,000
§ 01 — Rates · 145
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 1 mo | $1,000–$100,000 | 1.90% | — | paid at maturity; paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 1 mo | $100,000–$250,000 | 1.95% | — | paid at maturity; paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 1 mo | $1,000,000+ | 2.00% | — | paid at maturity; paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 1 mo | $250,000–$500,000 | 1.95% | — | paid at maturity; paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 1 mo | $500,000–$1,000,000 | 2.00% | — | paid at maturity; paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 1 yr | $1,000–$100,000 | 4.95% | — | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 1 yr | $1,000–$100,000 | 5.10% | — | paid at maturity; paid every 1 yr |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 1 yr | $1,000–$100,000 | 5.00% | — | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 1 yr | $1,000–$100,000 | 5.05% | — | paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 1 yr | $100,000–$250,000 | 5.00% | — | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 1 yr | $100,000–$250,000 | 5.15% | — | paid at maturity; paid every 1 yr |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 1 yr | $100,000–$250,000 | 5.05% | — | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 1 yr | $100,000–$250,000 | 5.10% | — | paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 1 yr | $1,000,000+ | 5.05% | — | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 1 yr | $1,000,000+ | 5.20% | — | paid at maturity; paid every 1 yr |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 1 yr | $1,000,000+ | 5.10% | — | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 1 yr | $1,000,000+ | 5.15% | — | paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 1 yr | $250,000–$500,000 | 5.00% | — | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 1 yr | $250,000–$500,000 | 5.15% | — | paid at maturity; paid every 1 yr |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 1 yr | $250,000–$500,000 | 5.05% | — | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 1 yr | $250,000–$500,000 | 5.10% | — | paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 1 yr | $500,000–$1,000,000 | 5.05% | — | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 1 yr | $500,000–$1,000,000 | 5.20% | — | paid at maturity; paid every 1 yr |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 1 yr | $500,000–$1,000,000 | 5.10% | — | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 1 yr | $500,000–$1,000,000 | 5.15% | — | paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 15 mo | $1,000–$100,000 | 3.35% | — | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 15 mo | $1,000–$100,000 | 3.40% | — | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 15 mo | $100,000–$250,000 | 3.40% | — | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 15 mo | $100,000–$250,000 | 3.45% | — | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 15 mo | $1,000,000+ | 3.45% | — | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 15 mo | $1,000,000+ | 3.50% | — | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 15 mo | $250,000–$500,000 | 3.40% | — | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 15 mo | $250,000–$500,000 | 3.45% | — | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 15 mo | $500,000–$1,000,000 | 3.45% | — | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 15 mo | $500,000–$1,000,000 | 3.50% | — | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 18 mo | $1,000–$100,000 | 3.35% | — | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 18 mo | $1,000–$100,000 | 3.40% | — | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 18 mo | $1,000–$100,000 | 3.45% | — | paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 18 mo | $100,000–$250,000 | 3.40% | — | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 18 mo | $100,000–$250,000 | 3.45% | — | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 18 mo | $100,000–$250,000 | 3.50% | — | paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 18 mo | $1,000,000+ | 3.45% | — | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 18 mo | $1,000,000+ | 3.50% | — | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 18 mo | $1,000,000+ | 3.55% | — | paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 18 mo | $250,000–$500,000 | 3.40% | — | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 18 mo | $250,000–$500,000 | 3.45% | — | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 18 mo | $250,000–$500,000 | 3.50% | — | paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 18 mo | $500,000–$1,000,000 | 3.45% | — | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 18 mo | $500,000–$1,000,000 | 3.50% | — | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 18 mo | $500,000–$1,000,000 | 3.55% | — | paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 2 yrs | $1,000–$100,000 | 4.85% | — | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 2 yrs | $1,000–$100,000 | 5.00% | — | paid every 1 yr |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 2 yrs | $1,000–$100,000 | 4.90% | — | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 2 yrs | $1,000–$100,000 | 4.95% | — | paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 2 yrs | $100,000–$250,000 | 4.90% | — | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 2 yrs | $100,000–$250,000 | 5.05% | — | paid every 1 yr |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 2 yrs | $100,000–$250,000 | 4.95% | — | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 2 yrs | $100,000–$250,000 | 5.00% | — | paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 2 yrs | $1,000,000+ | 4.95% | — | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 2 yrs | $1,000,000+ | 5.10% | — | paid every 1 yr |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 2 yrs | $1,000,000+ | 5.00% | — | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 2 yrs | $1,000,000+ | 5.05% | — | paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 2 yrs | $250,000–$500,000 | 4.90% | — | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 2 yrs | $250,000–$500,000 | 5.05% | — | paid every 1 yr |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 2 yrs | $250,000–$500,000 | 4.95% | — | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 2 yrs | $250,000–$500,000 | 5.00% | — | paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 2 yrs | $500,000–$1,000,000 | 4.95% | — | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 2 yrs | $500,000–$1,000,000 | 5.10% | — | paid every 1 yr |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 2 yrs | $500,000–$1,000,000 | 5.00% | — | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 2 yrs | $500,000–$1,000,000 | 5.05% | — | paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 3 mo | $1,000–$100,000 | 4.85% | — | paid at maturity; paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 3 mo | $100,000–$250,000 | 4.90% | — | paid at maturity; paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 3 mo | $1,000,000+ | 4.95% | — | paid at maturity; paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 3 mo | $250,000–$500,000 | 4.90% | — | paid at maturity; paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 3 mo | $500,000–$1,000,000 | 4.95% | — | paid at maturity; paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 3 yrs | $1,000–$100,000 | 4.90% | — | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 3 yrs | $1,000–$100,000 | 5.05% | — | paid every 1 yr |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 3 yrs | $1,000–$100,000 | 4.95% | — | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 3 yrs | $1,000–$100,000 | 5.00% | — | paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 3 yrs | $100,000–$250,000 | 4.95% | — | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 3 yrs | $100,000–$250,000 | 5.10% | — | paid every 1 yr |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 3 yrs | $100,000–$250,000 | 5.00% | — | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 3 yrs | $100,000–$250,000 | 5.05% | — | paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 3 yrs | $1,000,000+ | 5.00% | — | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 3 yrs | $1,000,000+ | 5.15% | — | paid every 1 yr |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 3 yrs | $1,000,000+ | 5.05% | — | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 3 yrs | $1,000,000+ | 5.10% | — | paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 3 yrs | $250,000–$500,000 | 4.95% | — | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 3 yrs | $250,000–$500,000 | 5.10% | — | paid every 1 yr |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 3 yrs | $250,000–$500,000 | 5.00% | — | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 3 yrs | $250,000–$500,000 | 5.05% | — | paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 3 yrs | $500,000–$1,000,000 | 5.00% | — | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 3 yrs | $500,000–$1,000,000 | 5.15% | — | paid every 1 yr |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 3 yrs | $500,000–$1,000,000 | 5.05% | — | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 3 yrs | $500,000–$1,000,000 | 5.10% | — | paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 4 yrs | $1,000–$100,000 | 4.95% | — | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 4 yrs | $1,000–$100,000 | 5.10% | — | paid every 1 yr |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 4 yrs | $1,000–$100,000 | 5.00% | — | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 4 yrs | $1,000–$100,000 | 5.05% | — | paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 4 yrs | $100,000–$250,000 | 5.00% | — | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 4 yrs | $100,000–$250,000 | 5.15% | — | paid every 1 yr |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 4 yrs | $100,000–$250,000 | 5.05% | — | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 4 yrs | $100,000–$250,000 | 5.10% | — | paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 4 yrs | $1,000,000+ | 5.05% | — | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 4 yrs | $1,000,000+ | 5.20% | — | paid every 1 yr |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 4 yrs | $1,000,000+ | 5.10% | — | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 4 yrs | $1,000,000+ | 5.15% | — | paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 4 yrs | $250,000–$500,000 | 5.00% | — | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 4 yrs | $250,000–$500,000 | 5.15% | — | paid every 1 yr |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 4 yrs | $250,000–$500,000 | 5.05% | — | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 4 yrs | $250,000–$500,000 | 5.10% | — | paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 4 yrs | $500,000–$1,000,000 | 5.05% | — | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 4 yrs | $500,000–$1,000,000 | 5.20% | — | paid every 1 yr |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 4 yrs | $500,000–$1,000,000 | 5.10% | — | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 4 yrs | $500,000–$1,000,000 | 5.15% | — | paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 6 mo | $1,000–$100,000 | 4.95% | — | paid at maturity; paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 6 mo | $100,000–$250,000 | 5.00% | — | paid at maturity; paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 6 mo | $1,000,000+ | 5.05% | — | paid at maturity; paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 6 mo | $250,000–$500,000 | 5.00% | — | paid at maturity; paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 6 mo | $500,000–$1,000,000 | 5.05% | — | paid at maturity; paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 5 yrs | $1,000–$100,000 | 5.05% | — | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 5 yrs | $1,000–$100,000 | 5.20% | — | paid every 1 yr |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 5 yrs | $1,000–$100,000 | 5.10% | — | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 5 yrs | $1,000–$100,000 | 5.15% | — | paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 5 yrs | $100,000–$250,000 | 5.10% | — | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 5 yrs | $100,000–$250,000 | 5.25% | — | paid every 1 yr |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 5 yrs | $100,000–$250,000 | 5.15% | — | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 5 yrs | $100,000–$250,000 | 5.20% | — | paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 5 yrs | $1,000,000+ | 5.15% | — | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 5 yrs | $1,000,000+ | 5.30% | — | paid every 1 yr |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 5 yrs | $1,000,000+ | 5.20% | — | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 5 yrs | $1,000,000+ | 5.25% | — | paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 5 yrs | $250,000–$500,000 | 5.10% | — | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 5 yrs | $250,000–$500,000 | 5.25% | — | paid every 1 yr |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 5 yrs | $250,000–$500,000 | 5.15% | — | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 5 yrs | $250,000–$500,000 | 5.20% | — | paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 5 yrs | $500,000–$1,000,000 | 5.15% | — | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 5 yrs | $500,000–$1,000,000 | 5.30% | — | paid every 1 yr |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 5 yrs | $500,000–$1,000,000 | 5.20% | — | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 5 yrs | $500,000–$1,000,000 | 5.25% | — | paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 9 mo | $1,000–$100,000 | 5.00% | — | paid at maturity; paid every 9 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 9 mo | $100,000–$250,000 | 5.05% | — | paid at maturity; paid every 9 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 9 mo | $1,000,000+ | 5.10% | — | paid at maturity; paid every 9 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 9 mo | $250,000–$500,000 | 5.05% | — | paid at maturity; paid every 9 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | — | 9 mo | $500,000–$1,000,000 | 5.10% | — | paid at maturity; paid every 9 mo |
§ 02 — Fees · 2
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Early withdrawal fee | Exit | Varies | — | If you would like to withdraw your Term Deposit prior to maturity, you will be required to provide us with at least 31 calendar days' notice and pay an early withdrawal fee unless we determine that y… Early withdrawal fee discount or waiver |
| Account keeping fee | Periodic | No fee | Every 1 mo | — |
§ 03 — Features
Digital banking
- · From February 1 2012, the Financial Claims Scheme applies to eligible deposits with a balance up to $250,000 per account holder, per Authorised Deposit-taking Institution.
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Each SMSF trustee owner of an account must be residing in and tax resident of Australia.
- · Minimum balance $1,000
- · Opening balance $1,000
- · SMSF products are available only to SMSF trustees.
- · New customers are required to open and maintain a High Interest Savings Account (HISA) which is a variable rate at-call savings account which does not charge fees and has no minimum balance requireme…
§ 06 — Run the numbers
Put this product through a calculator
Published by Rabobank under the Consumer Data Right, last changed by them on 15 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.