Suncorp Bank
Farm Management Term Deposit
A Farm Management Deposit Account (FMDA) Term Deposit is for primary producers who can take advantage of the tax benefits available under the Farm Management Deposits (FMD) scheme. The FMDA Term Deposit allows you to lock away an amount of money at a fixed interest rate for a nominated time period. During the fixed term, no deposits or withdrawals are permitted.
Term depositsBank updated 28 May 2026
At a glance
- Best rate
- 5.25% for 12m
- 12 months
- 5.25%
- Min deposit
- $1,000
§ 01 — Rates · 21
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed01 Month TD Interest at Maturity | — | 1 mo | $1,000–$49,999 | 1.85% | — | paid at maturity; paid every 1 mo |
| Fixed01 Month TD Interest at Maturity | — | 1 mo | $100,000–$800,000 | 1.85% | — | paid at maturity; paid every 1 mo |
| Fixed01 Month TD Interest at Maturity | — | 1 mo | $50,000–$99,999 | 1.85% | — | paid at maturity; paid every 1 mo |
| Fixed12 Month TD Interest at Maturity | — | 1 yr | $1,000–$49,999 | 5.25% | — | paid at maturity; paid every 1 yr |
| Fixed12 Month TD Interest at Maturity | — | 1 yr | $100,000–$800,000 | 5.25% | — | paid at maturity; paid every 1 yr |
| Fixed12 Month TD Interest at Maturity | — | 1 yr | $50,000–$99,999 | 5.25% | — | paid at maturity; paid every 1 yr |
| Fixed02 Month TD Interest at Maturity | — | 2 mo | $1,000–$49,999 | 2.00% | — | paid at maturity; paid every 2 mo |
| Fixed02 Month TD Interest at Maturity | — | 2 mo | $100,000–$800,000 | 2.00% | — | paid at maturity; paid every 2 mo |
| Fixed02 Month TD Interest at Maturity | — | 2 mo | $50,000–$99,999 | 2.00% | — | paid at maturity; paid every 2 mo |
| Fixed24 Month TD Interest Annually | — | 2 yrs | $1,000–$49,999 | 5.20% | — | paid every 1 yr |
| Fixed24 Month TD Interest Annually | — | 2 yrs | $100,000–$800,000 | 5.20% | — | paid every 1 yr |
| Fixed24 Month TD Interest Annually | — | 2 yrs | $50,000–$99,999 | 5.20% | — | paid every 1 yr |
| Fixed03 Month TD Interest at Maturity | — | 3 mo | $1,000–$49,999 | 4.25% | — | paid at maturity; paid every 3 mo |
| Fixed03 Month TD Interest at Maturity | — | 3 mo | $100,000–$800,000 | 4.25% | — | paid at maturity; paid every 3 mo |
| Fixed03 Month TD Interest at Maturity | — | 3 mo | $50,000–$99,999 | 4.25% | — | paid at maturity; paid every 3 mo |
| Fixed06 Month TD Interest at Maturity | — | 6 mo | $1,000–$49,999 | 4.85% | — | paid at maturity; paid every 6 mo |
| Fixed06 Month TD Interest at Maturity | — | 6 mo | $100,000–$800,000 | 4.85% | — | paid at maturity; paid every 6 mo |
| Fixed06 Month TD Interest at Maturity | — | 6 mo | $50,000–$99,999 | 4.85% | — | paid at maturity; paid every 6 mo |
| Fixed09 Month TD Interest at Maturity | — | 9 mo | $1,000–$49,999 | 5.00% | — | paid at maturity; paid every 9 mo |
| Fixed09 Month TD Interest at Maturity | — | 9 mo | $100,000–$800,000 | 5.00% | — | paid at maturity; paid every 9 mo |
| Fixed09 Month TD Interest at Maturity | — | 9 mo | $50,000–$99,999 | 5.00% | — | paid at maturity; paid every 9 mo |
§ 02 — Fees · 4
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Interest Certificate | Event | $10 | — | previous financial year - per certificate issued |
| Record Search/Copy Fee | Event | $70 | — | per hour |
| Request for Audit Certificate | Event | $30 | — | per certificate |
| Standard fees | Event | No fee | — | There are no fees associated with this account |
§ 03 — Features
- · Pay $0 account keeping fees
- · Monthly interest payments are available on terms 2, 3, 6, 9, 12 and 24 months at 0.30% p.a. below carded rates for interest at maturity (terms 2, 3, 6, 9, 12 and 24 months).
- · Quarterly interest payments are available on terms 6, 9, 12 and 24 months at 0.25% p.a. below carded rates for interest at maturity (terms 6, 9, 12 and 24 months).
- · Semi-annual interest payments are available on terms 12 and 24 months at 0.15% p.a. below carded rates for interest at maturity (terms 12 and 24 months).
§ 04 — Eligibility & limits
- · Available to businesses
- · Minimum balance $1,000
§ 06 — Run the numbers
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Published by Suncorp Bank under the Consumer Data Right, last changed by them on 28 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.