Estimates potential staking yields for proof-of-stake networks like Ethereum or Solana based on APY fluctuations.
Updated October 2026Built and checked by MaverickHow it's calculatedReport an error
Expected yield
$213
3.04% over 12mo
Final balance
$7,213
compounding monthly
Effective APY
3.04%
vs 3% quoted
Downside yield
$141
if APY drops
Rewards restaked each month: compounding accelerates the curve.
Real-world APYs move: these are the boundaries of the fluctuation you entered.
Staking crypto on a proof-of-stake network like Ethereum or Solana pays a reward that changes with the network, so any yield you put in here is a guess. Put in the amount, the yield your platform quotes and how long you'll stake, with or without compounding, to see what it could earn. The ATO treats staking rewards as income when you receive them.
User stakes ~2.63 ETH (worth $7,000 AUD at $2,660/ETH) for 12 months at 3% APY, with compounding enabled.
Expected yield after 12 months: ~$213 (3.04%). Total balance: $7,213. If APY drops by 0.5%, yield reduces to ~$177. Rewards taxable as ordinary income.
User stakes ~962 SOL (worth $100,000 AUD at ~$104/SOL) for 6 months at 6.5% APY (non-compounding), but APY drops 1.2%.
Expected 6mo yield (if APY holds): $3,250. Actual, with APY drop: $2,650. Always check fluctuation scenarios and allow for downtime or validator costs.
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