BMW Financial Services

Every product BMW Financial Services publishes under the Consumer Data Right, with its rates set beside every other lender's. It last changed one on 8 Oct 2026.

Australian credit licence 392387, held by BMW Australia Finance Limited; credit licence since 7 March 2011. ASIC register
A non-bank lender: it lends but takes no deposits, and publishes its products under the Consumer Data Right like the banks.

BMW Financial Services's rates today

BMW Financial Services is a carmaker's finance arm, so it only lends on its own vehicles, bought through its dealers. Here's its lowest published rate next to the lowest from any carmaker's finance arm and the typical one among the 12, as of 28 October 2026.

Where BMW Financial Services sits among every institution's best

Typical 4.99%

3%4%5%6%7%8%9%10%to 11.4%

BMW 4.99%Everyone else, 12 in all

From a carmaker's finance arm, for its own vehicles, through its dealers. One dot per institution, at its lowest carmaker finance rate anyone can apply for; hover or tap a dot for its name.

Rate	BMW Financial Services	Best anywhere	Typical institution	Every institutionbesttypicalBMW Financial Services
Carmaker financeFrom a carmaker's finance arm, for its own vehicles, through its dealers	4.99%4.99% Comparison Rate Consumer Loan - Select Demo BMW 1er/2er/X1/X3/X5/X7 Models	2.88%Angle Auto Finance's 2.88% G6 36 months Consumer Loan	4.99%of 12 institutions

BMW Financial Services personal loan rates

Compare across lenders

9 products

BMW Financial Services business loan rates

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9 products

Published by BMW Financial Services under the Consumer Data Right, last changed by them on 8 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.