BMW7.99% Chattel Mortgage - New BMW Motorcycles
BMW Chattel Mortgage is designed for customers using their BMW Motorrad bikes predominantly for business purposes who want to retain ownership from the outset. With a fixed interest rate and no account-keeping fees, it delivers cost certainty and a streamlined finance solution for your business. BMW Financial Services Australian Credit Licence 392387.
Also sold at the same rates and fees as MINI Financial Services.
At a glance
- Fixed
- 7.99%7.99% comparison
- Upfront fee
- $0
- Monthly fee
- $0
Rates
Every rate BMW publishes for this business loan, 2 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| FixedOption to pay weekly or fortnightly or monthly. | P&I | 5 yrs fixed | - | 7.99% | 7.99% | - |
| FixedOption to pay weekly or fortnightly or monthly. | P&I | 5 yrs fixed | - | 7.99% | 7.99% | - |
Fees
8 fees published, grouped by when they're charged.
- When you take it outVaries2 fees, each listed below
- While you hold itNo feeAccount Keeping Fees
- When you close it or pay it off2.75% of balanceEarly Termination Fees
When you take it out2
- Dealer Origination FeesNo fee
- Establishment FeesNo fee
While you hold it1
- Account Keeping Fees
No Account keeping fees
No fee
If a payment is late or fails2
- Cheque Dishonour Fees$15
- Direct Debit Dishonour Fees$5
When particular things happen2
- PPSR Fees$2
- Verification Statement Fees$2
When you close it or pay it off1
- Early Termination Fees2.75% of balance
Features
- Ownership: Our Chattel Mortgage offers a fixed interest rate and no account keeping fees. You own your BMW Motorcycle with predictable costs and long-term benefits
- Tailor your finance with a balloon loan. Conditions apply
Eligibility and limits
- Minimum age 18
- Residency: Applicants must have the legal right to work in Australia and Companies must hold a valid Australian Business Number (ABN)
- Available to businesses
- Maximum LVR 1.25%
- Minimum balance $5,000
- New customers must not be an undischarged or discharged bankrupt. Existing customers must not be an undischarged bankrupt
- Credit Assessment: Eligibility is subject to credit approval based on the applicant’s financial and employment information. Lending criteria, fees, charges and conditions apply
- Offer Applicable only on New and demonstrator BMW Motorcycles. Subject to vehicle stock availability and only at participating authorised dealers
- Customers must take out comprehensive insurance coverage over the Vehicle for the loan term and specify the BMW Financial Services as the interested party
- Contract Term should be between 36 and 60 months.
- Customer must grant a first ranking security interest over the Vehicle
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Published by BMW Financial Services under the Consumer Data Right, last changed by them on 1 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.