Arab Bank Australia Ltd ProdConstruction Loan
A product designed for construction projects, whether it be for residential homes, duplexes, townhouses/villas or high rise multi unit developments. Our Construction Loans are also available for commercial projects including the construction of factories and warehouses.
At a glance
- Pricing
- Rates on application
- Loan size
- $150,000 to no maximum
Fees
12 fees published, grouped by when they're charged.
- When you take it out0.35% of transactionApplication Fee
- While you hold it1.00% of transaction a yearLine Fee
- When you close it or pay it off$250Discharge of Security Fee
When you take it out1
- Application Fee
Standard minimum is 0.35% of the approved borrowed amount. Fee rate varies depending on borrower's application.
0.35% of transaction
While you hold it1
- Line Fee
Standard minimum line fee is 1% of the approved limit. Fee rate may vary.
1.00% of transaction a year
When you make a transaction1
- Search Fee
Per hour or part thereof - payable whenever the Customer (or a Guarantor) requests a copy of a document (other than a statement) connected to the Facility. It is calculated on the basis of the time t…
$70
When particular things happen8
- Additional Security Consent Fee
Payable whenever the Customer asks the Bank to consent to a security interest over the security property or any other property subject to the security. It is payable whether or not the Bank consents…
$150 - Deed Production Fee
Payable by the Customer whenever the Bank is required to produce a document to a government registry. It does not include any solicitor costs or fees payable to a government registry to register a do…
$60 - Direct Debit Dishonour Fee
Payable whenever a direct debit to the Customer’s loan account is dishonoured.
$35 - Progress Payment Fee
For information on applicable rates, please contact our Relationship Managers on the following link.
$100 - Rollover Fee
Payable by the Customer at the end of a fixed rate period if the Customer chooses to rollover to another fixed interest rate for another fixed rate period rather than automatically converting to vari…
$300 - Tenanted Security Report Fee
Per hour or part thereof - payable when the security property is to be the place of residence of the Customer and the Bank ascertains by inspection (because the Customer did not tell the Bank) that t…
$100 - Title Change Fee
Payable if the Customer asks the Bank to change the title to any security property (for example as a result of a court order or by operation of law). It does not include any solicitor costs or fees p…
$100 - Transfer Fee
Payable if the Customer asks the Bank to change the security property by releasing its security over some or all of the security property and taking security over different property, without any othe…
$300
When you close it or pay it off1
- Discharge of Security Fee
Payable if the Bank agrees to discharge a security. The Bank may use some or all of this fee to pay its external costs. It does not include any solicitor costs or fees payable to a government registr…
$250
Features
- For information on applicable rates, please contact our Relationship Managers on the following link:
- • Competitive interest rate. • Flexible repayments including Principal and Interest, Interest Only or the option Interest Capitalised to repay the whole loan from the proceeds of the development. • A…
Eligibility and limits
- Amount from $150,000, no maximum
- All applications for loans are subject to Arab Bank Australia Limited's normal credit approval criteria. Lender's Mortgage Insurance is required on loans above 80% of the property value that is offer…
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Published by Arab Bank Australia Limited under the Consumer Data Right, last changed by them on 20 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.