Bluestone Home LoansSMSF Commercial Property Loan
SMSF Commercial Property Loan
Also sold at the same rates and fees as Connective Elevate and Mortgage Choice Amplify.
At a glance
- Variable
- 7.99%8.28% comparison
- Loan size
- $100,000 to $3,000,000
- Upfront fee
- $199
- Monthly fee
- $15
Rates
The one rate Bluestone Home Loans publishes for this business loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableThe rate shown is the minimum interest rate available. The interest rate which applies will be determined by the lender using a number of factors, including the loan amount and purpose, LVR, borrower… | Investment, P&I | - | - | 7.99% | 8.28% | - |
Fees
8 fees published, grouped by when they're charged.
- When you take it outUp to $1,3005 fees, each listed below
- While you hold it$15 a monthMonthly account keeping fee
- When you close it or pay it offUp to $5002 fees, each listed below
When you take it out5
- Application fee
The rate shown calculates the minimum application fee applicable, which cannot exceed 1.00% of the principal loan amount (excluding other fees and charges). The applicability and amount of the applic…
1.00% of balance - Document vetting fee$1,300
- Legal feeFrom $550
- Loan settlement fee$199
- Valuation fee
Valuation fee by quote
From $0
While you hold it1
- Monthly account keeping fee$15 a month
When you close it or pay it off2
- Early Repayment fee
Early Repayment fee is calculated as a percentage of the original loan amount and payable if the loan is discharged within three years of the settlement date
2.00% of balance - Loan discharge fee$500
Features
- Interest Only available up to 5 years.
Eligibility and limits
- Minimum age 18
- Residency: Australian or New Zealand citizens or permanent residents living in Australia
- Amount $100,000 to $3,000,000
- Maximum LVR 80%
- Investment purpose only
- Borrower must be a SMSF with a corporate trustee and have a complying SMSF structure
- All applications are subject to credit assessment and eligibility criteria
- Maximum loan term 30 years
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Published by Bluestone Home Loans under the Consumer Data Right, last changed by them on 7 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.