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Residential SMSF loan

Residential SMSF loans

Business loansBank updated 9 Oct 2026

At a glance

Variable
7.35%7.75% comparison
Loan size
$100,000 to $10,000,000
Upfront fee
$0

Rates

The one rate Liberty Financial publishes for this business loan.

TypeApplies toTermBandRateComparisonConditions
VariableRates from 7.35% p.a.Investment, P&I--7.35%7.75%-

Fees

8 fees published, grouped by when they're charged.

  1. When you take it outUp to $6956 fees, each listed below
  2. While you hold it$30Ongoing fee
  3. When you close it or pay it off$395Discharge fee

When you take it out6

  • Application fee
    $495
  • Documentation fee
    No fee
  • Establishment fee
    No fee
  • Settlement fee
    No fee
  • SMSF Review fee

    Applies for review of existing SMSF.

    $695
  • Valuation fee
    $0 to $330

While you hold it1

  • Ongoing fee
    $30

When you close it or pay it off1

  • Discharge fee

    Discharge fee of $395 plus legal fees and government charges are due upon loan finalisation.

    $395

Features

Extra repayments
  • 40 year loan terms available. Loan terms >30 years are subject to an interest rate loading of 0.25%. Lending criteria applies.
  • Interest only loans may be higher than advertised interest rate.
  • Repay weekly, fortnightly, monthly

Eligibility and limits

  • Amount $100,000 to $10,000,000
  • Maximum LVR 90%
  • Product only suitable for self-managed super funds

Published by Liberty Financial under the Consumer Data Right, last changed by them on 9 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.