The Finance Algorithm
Liberty Financial

Residential SMSF loan

Residential SMSF loans

Business loansBank updated 15 May 2026
At a glance
Variable
7.10% · 7.51% comparison
Loan size
$100,000 to $10,000,000
Upfront fee
$1,190
Monthly fee
$30
§ 01 — Rates · 1
TypeApplies toTermBandRateComparisonConditions
VariableRates from 7.10% p.a.P&I7.10%7.51%
§ 02 — Fees · 8
FeeTypeAmountWhenNotes
Discharge feeExit$395Discharge fee of $395 plus legal fees and government charges are due upon loan finalisation.
Valuation feeOther$330Valuation fee up to $330
Ongoing feePeriodic$30Every 1 moService fee $30 per month
Application feeUpfront$495
Documentation feeUpfrontNo fee
Establishment feeUpfrontNo fee
Settlement feeUpfrontNo fee
SMSF Review feeUpfront$695SMSF review fee of $695 applies for review of existing SMSF.
§ 03 — Features
Extra repayments
  • · Principal & interest repayments available
  • · Loan terms >30 years are subject to an interest rate loading of 0.25%. Lending criteria applies.
  • · Interest only loans may be higher than advertised interest rate. For further information on this product call 13 11 33 or speak with your local Liberty Adviser.
  • · Repay weekly, fortnightly, monthly
§ 04 — Eligibility & limits
  • · Amount $100,000 to $10,000,000
  • · Maximum LVR 90%

Published by Liberty Financial under the Consumer Data Right, last changed by them on 15 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.