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Liberty Financial

Every product Liberty Financial publishes under the Consumer Data Right, with its rates set beside every other bank's. It last changed one on 21 Oct 2026.

  • Not on APRA's list of institutions covered by the Financial Claims Scheme, so balances here have no government guarantee. Who is covered
  • Australian credit licence and AFS licence 286596, held by Liberty Financial Pty Ltd; credit licence since 17 January 2011. Complaints it can't resolve go to the Australian Financial Complaints Authority (AFCA). ASIC register
No change yetLiberty Financial hasn't changed its published variable home loan rates since the RBA's 4 Nov 2026 rise.

28 products in 3 categories

  1. Home loans12
  2. Business loans11
  3. Personal loans5

Liberty Financial's rates today

Liberty Financial's best rate in each category, next to the best you'll find anywhere and the typical institution's best, as of 7 November 2026. Only products anyone can apply for are counted.

Where Liberty Financial sits among every institution's best

Liberty Financial 6.74%Everyone else, 104 in all

Owner occupier, principal & interest, 80% LVR. One dot per institution, at its lowest variable home loan rate anyone can apply for; hover or tap a dot for its name.

RateLiberty FinancialBest anywhereTypical institution
Variable home loanOwner occupier, principal & interest, 80% LVR6.74%Low rate home loan5.93%SCCU's BROKER HOME LOAN6.38%of 104 institutions
Personal loanLowest advertised rate, fixed or variable, leaving out car loans6.20%Secured personal loan5.80%Plenti Personal Loan7.96%of 68 institutions
Business loanLowest advertised rate, fixed or variable, leaving out SMSF loans; secured loans usually price lower7.75%Low rate commercial loan6.33%SCCU's BUSINESS LOAN7.89%of 47 institutions

Liberty Financial home loan repayments

Repayments at Liberty Financial's lowest published rate for each loan type: owner occupier at 80% LVR unless marked investor, principal and interest, products open to anyone.

Loan amount
$600,000
Loan term
30 yrs
The $600,000 you borrowInterest over 30 years
  1. VariableLow rate home loan
    6.74%6.82% comparison
    $3,888a month

    $799,536 in interest, $1,399,536 repaid in all

  2. Investor variableDebt consolidation home loan
    6.84%7.11% comparison
    $3,928a month

    $813,918 in interest, $1,413,918 repaid in all

Principal and interest, monthly, as if the rate held for the whole term: a fixed rate reverts to a variable one when the fixed period ends. Fees, offsets and extra repayments aren't included; the repayment calculator handles those. Not Liberty Financial's own calculator: confirm the rate with Liberty Financial before you apply.

Liberty Financial home loan rates

Compare across banks

12 products

Its lowest owner-occupier variable home loan rate (principal and interest, 80% LVR) is 6.74%, with a comparison rate of 6.82%, on its Low rate home loan: 82nd lowest of 104 lenders, level with 2 others.

Liberty Financial personal loan rates

Compare across banks

5 products

Its lowest advertised personal loan rate is 6.20% fixed, with a comparison rate of 6.63%, on its Secured personal loan: 9th lowest of 69 lenders, level with one other.

Liberty Financial business loan rates

Compare across banks

11 products

Its lowest advertised business loan rate is 7.35% variable, with a comparison rate of 7.75%, on its Residential SMSF loan: 15th lowest of 49 lenders.

Rate changes since 18 Sept 2026How every lender responded

Has Liberty Financial passed on the RBA's November 2026 rate rise?

Liberty Financial hasn't changed its published variable home loan rates since the RBA's 4 Nov 2026 rise.

  1. Wed 21 Oct

  2. Sat 10 Oct

Published by Liberty Financial under the Consumer Data Right, last changed by them on 21 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.